Best Cheap Auto Insurance in Atlantis, FL (2021)

The average Atlantis, FL auto insurance rates are $524 per month. The minimum auto insurance in Atlantis is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Atlantis, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Atlantis is USAA
  • Average auto insurance rates in Atlantis, FL for senior drivers are $3,822 per year
  • The average commute length in Atlantis is 24.9 minutes

Atlantis, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Atlantis can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Atlantis, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Atlantis to other Florida cities, including Miami auto insurance rates, Tampa auto insurance rates, and Hialeah auto insurance rates to see how Atlantis, Florida auto insurance rates stack up.

Before you buy Atlantis, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Atlantis, Florida auto insurance quotes.

Minimum Auto Insurance in Atlantis, Florida

Atlantis, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Atlantis, Florida.

Minimum Required Auto Insurance Coverage in Atlantis, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Atlantis, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Atlantis, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Atlantis, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,722 $5,401 $4,970 $5,009 $19,654 $21,208 $5,531 $5,543
GEICO $4,389 $4,400 $4,114 $4,114 $7,920 $9,913 $4,833 $4,883
Liberty Mutual $4,755 $4,755 $4,343 $4,343 $10,217 $15,827 $4,755 $6,509
Nationwide $4,221 $4,149 $3,764 $3,890 $10,120 $12,388 $4,639 $4,800
Progressive $5,276 $4,892 $4,449 $4,794 $14,810 $15,938 $6,303 $5,845
State Farm $3,277 $3,277 $2,969 $2,969 $9,046 $11,378 $3,658 $3,830
USAA $2,023 $1,985 $1,904 $1,879 $7,156 $8,266 $2,529 $2,724

Cheap Atlantis, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Atlantis, Florida is a challenge. Take a look at the annual teen auto insurance rates in Atlantis, Florida.

Annual Auto Insurance Rates for Teen Drivers in Atlantis, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,654 $21,208
GEICO $7,920 $9,913
Liberty Mutual $10,217 $15,827
Nationwide $10,120 $12,388
Progressive $14,810 $15,938
State Farm $9,046 $11,378
USAA $7,156 $8,266

Cheap Atlantis, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Atlantis, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Atlantis, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,970 $5,009
GEICO $4,114 $4,114
Liberty Mutual $4,343 $4,343
Nationwide $3,764 $3,890
Progressive $4,449 $4,794
State Farm $2,969 $2,969
USAA $1,904 $1,879

Cheap Atlantis, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Atlantis, Florida compared to the annual auto insurance rates with a clean record in Atlantis, Florida.

Annual Atlantis, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,856 $9,477 $10,461 $8,724
GEICO $3,841 $4,945 $7,424 $6,072
Liberty Mutual $4,897 $6,467 $9,562 $6,824
Nationwide $5,097 $5,615 $7,598 $5,674
Progressive $6,176 $9,065 $7,677 $8,235
State Farm $4,601 $5,500 $5,051 $5,051
USAA $2,764 $3,437 $5,129 $2,903

Cheap Atlantis, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Atlantis, Florida is not easy. Compare the annual rates for DUI auto insurance in Atlantis, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Atlantis, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,461
GEICO $7,424
Liberty Mutual $9,562
Nationwide $7,598
Progressive $7,677
State Farm $5,051
USAA $5,129

Cheap Atlantis, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Atlantis, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Atlantis, Florida

Insurance Company Poor Fair Good
Allstate $12,861 $8,056 $6,471
GEICO $8,172 $4,895 $3,644
Liberty Mutual $8,984 $6,550 $5,279
Nationwide $7,558 $5,492 $4,938
Progressive $10,153 $7,235 $5,977
State Farm $6,978 $4,510 $3,664
USAA $5,759 $2,845 $2,071

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Cheap Atlantis, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Atlantis, Florida auto insurance. Find the cheapest annual Atlantis, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Atlantis, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $8,870 $9,389
GEICO $5,544 $5,597
Liberty Mutual $6,708 $7,168
Nationwide $5,996 $5,996
Progressive $7,788 $7,788
State Farm $4,861 $5,241
USAA $3,518 $3,599

Cheap Atlantis, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Atlantis, Florida? Check out the comparison of annual Atlantis, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Atlantis, Florida

Insurance Company Low Medium High
Allstate $6,871 $9,641 $10,876
GEICO $4,327 $5,800 $6,584
Liberty Mutual $6,315 $7,062 $7,436
Nationwide $4,562 $6,266 $7,162
Progressive $6,148 $8,016 $9,201
State Farm $4,316 $5,171 $5,665
USAA $2,974 $3,712 $3,988

Best By Category: Cheapest Auto Insurance in Atlantis, Florida

Compare the cheapest auto insurance companies in Atlantis, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Atlantis, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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The Cheapest Atlantis, Florida Auto Insurance Companies

What auto insurance companies in Atlantis, Florida are the cheapest? Compare the top Atlantis, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Atlantis, Florida

Insurance Company Average Annual Rates
Allstate $9,129
GEICO $5,570
Liberty Mutual $6,938
Nationwide $5,996
Progressive $7,788
State Farm $5,051
USAA $3,558

What affects auto insurance rates in Atlantis, Florida?

There are a lot of reasons why auto insurance rates in Atlantis, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Atlantis, Florida. Many local factors may affect your Atlantis auto insurance rates.

Atlantis Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Atlantis, Florida auto theft statistics, there have been 3 auto thefts in the city.

Atlantis Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Atlantis, Florida commute length is 24.9 minutes according to City-Data.

Compare Atlantis, Florida Auto Insurance Quotes

Before you buy Atlantis, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Atlantis, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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