Best Cheap Auto Insurance in Atlantic, VA (2021)

The average Atlantic, VA auto insurance rates are $199 per month. The minimum auto insurance in Atlantic is at least 25/50/20 in coverage to comply with Virginia auto insurance laws. To find the best cheap auto insurance in Atlantic, Virginia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Atlantic, VA for senior drivers are $1,382 per year
  • The most expensive auto insurance company in Atlantic for teen drivers is Allstate
  • The minimum auto insurance required in Atlantic, Virginia is 25/50/20

Atlantic, Virginia auto insurance requirements are 25/50/20 according to Virginia auto insurance laws. Finding cheap auto insurance in Atlantic can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Atlantic, Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Atlantic to other Virginia cities, including Richmond auto insurance rates, Suffolk auto insurance rates, and Norfolk auto insurance rates to see how Atlantic, Virginia auto insurance rates stack up.

Before you buy Atlantic, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Atlantic, Virginia auto insurance quotes.

Minimum Auto Insurance in Atlantic, Virginia

Atlantic, Virginia auto insurance laws require that you have at least the Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Atlantic, Virginia.

Minimum Required Auto Insurance Coverage in Atlantic, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Atlantic, Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Atlantic, Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Atlantic, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,162 $2,040 $2,154 $2,154 $6,722 $7,709 $2,815 $2,814
GEICO $1,490 $1,493 $1,413 $1,413 $3,090 $4,147 $1,729 $1,719
Nationwide $1,436 $1,447 $1,273 $1,310 $3,384 $4,377 $1,582 $1,727
Progressive $1,303 $1,242 $1,171 $1,177 $5,867 $6,609 $1,582 $1,622
State Farm $1,360 $1,360 $1,222 $1,222 $4,029 $5,065 $1,536 $1,764
USAA $1,114 $1,099 $1,036 $1,046 $3,414 $4,077 $1,438 $1,583

Cheap Atlantic, Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Atlantic, Virginia is a challenge. Take a look at the annual teen auto insurance rates in Atlantic, Virginia.

Annual Auto Insurance Rates for Teen Drivers in Atlantic, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,722 $7,709
GEICO $3,090 $4,147
Nationwide $3,384 $4,377
Progressive $5,867 $6,609
State Farm $4,029 $5,065
USAA $3,414 $4,077

Cheap Atlantic, Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Atlantic, Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Atlantic, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,154 $2,154
GEICO $1,413 $1,413
Nationwide $1,273 $1,310
Progressive $1,171 $1,177
State Farm $1,222 $1,222
USAA $1,036 $1,046

Cheap Atlantic, Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Atlantic, Virginia compared to the annual auto insurance rates with a clean record in Atlantic, Virginia.

Annual Atlantic, Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,673 $4,278 $3,890 $3,443
GEICO $1,560 $2,032 $3,095 $1,560
Nationwide $1,795 $1,795 $2,638 $2,039
Progressive $2,203 $2,900 $2,621 $2,562
State Farm $2,008 $2,381 $2,195 $2,195
USAA $1,434 $1,858 $2,463 $1,649

Cheap Atlantic, Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Atlantic, Virginia is not easy. Compare the annual rates for DUI auto insurance in Atlantic, Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Atlantic, Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,890
GEICO $3,095
Nationwide $2,638
Progressive $2,621
State Farm $2,195
USAA $2,463

Cheap Atlantic, Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Atlantic, Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Atlantic, Virginia

Insurance Company Poor Fair Good
Allstate $4,356 $3,480 $2,878
GEICO $2,290 $1,947 $1,947
Nationwide $2,449 $1,967 $1,785
Progressive $2,878 $2,504 $2,334
State Farm $3,120 $1,935 $1,529
USAA $2,479 $1,685 $1,388

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Cheap Atlantic, Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Atlantic, Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Atlantic, Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Atlantic, Virginia

ZIP Code Average Annual Rates
23303 $2,069

Cheap Atlantic, Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Atlantic, Virginia auto insurance. Find the cheapest annual Atlantic, Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Atlantic, Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,461 $3,681
GEICO $2,023 $2,101
Nationwide $2,067 $2,067
Progressive $2,572 $2,572
State Farm $2,141 $2,248
USAA $1,783 $1,919

Cheap Atlantic, Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Atlantic, Virginia? Check out the comparison of annual Atlantic, Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Atlantic, Virginia

Insurance Company Low Medium High
Allstate $3,447 $3,571 $3,696
GEICO $1,983 $2,059 $2,142
Nationwide $2,165 $2,047 $1,989
Progressive $2,462 $2,543 $2,710
State Farm $2,070 $2,191 $2,323
USAA $1,782 $1,854 $1,917

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Best By Category: Cheapest Auto Insurance in Atlantic, Virginia

Compare the cheapest auto insurance companies in Atlantic, Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Atlantic, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Atlantic, Virginia Auto Insurance Companies

What auto insurance companies in Atlantic, Virginia are the cheapest? Compare the top Atlantic, Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Atlantic, Virginia

Insurance Company Average Annual Rates
Allstate $3,571
GEICO $2,062
Nationwide $2,067
Progressive $2,572
State Farm $2,195
USAA $1,851

What affects auto insurance rates in Atlantic, Virginia?

There are a lot of reasons why auto insurance rates in Atlantic, Virginia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Atlantic, Virginia. Many local factors may affect your Atlantic auto insurance rates.

Atlantic Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Atlantic, Virginia commute length is 15.1 minutes according to City-Data.

Atlantic Traffic

How does Atlantic, Virginia rank for traffic? According to Inrix Atlantic, Virginia is the 906th most congested worldwide.

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Compare Atlantic, Virginia Auto Insurance Quotes

Before you buy Atlantic, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Atlantic, Virginia auto insurance quotes.

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