Best Cheap Auto Insurance in Atlanta, MO (2021)

The average Atlanta, MO auto insurance rates are $258 per month. The minimum auto insurance in Atlanta is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Atlanta, Missouri, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Atlanta, Missouri is 25/50/25
  • The average commute length in Atlanta is 25.3 minutes
  • Average auto insurance rates in Atlanta, MO for senior drivers are $1,760 per year

Atlanta, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Atlanta can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Atlanta, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in Atlanta to other Missouri cities, including Kansas City auto insurance rates, Columbia auto insurance rates, and O’Fallon auto insurance rates to see how Atlanta, Missouri auto insurance rates stack up.

Before you buy Atlanta, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Atlanta, Missouri auto insurance quotes.

Minimum Auto Insurance in Atlanta, Missouri

Atlanta, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Atlanta, Missouri.

Minimum Required Auto Insurance Coverage in Atlanta, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Atlanta, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Atlanta, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Atlanta, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $1,924 $1,924 $1,712 $1,712 $5,195 $6,763 $1,924 $2,253
Farmers $2,203 $2,202 $1,972 $2,084 $8,844 $9,164 $2,497 $2,613
GEICO $1,785 $1,982 $1,390 $1,740 $5,343 $5,669 $1,668 $1,692
Liberty Mutual $2,553 $2,768 $2,105 $2,358 $8,552 $9,493 $2,694 $2,879
Nationwide $1,368 $1,406 $1,218 $1,300 $3,384 $4,370 $1,554 $1,691
Progressive $2,083 $1,963 $1,703 $1,750 $6,452 $7,275 $2,550 $2,617
State Farm $1,595 $1,595 $1,397 $1,397 $4,199 $5,349 $1,783 $2,010
USAA $1,545 $1,541 $1,378 $1,418 $4,426 $5,428 $1,944 $2,178

Cheap Atlanta, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Atlanta, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Atlanta, Missouri.

Annual Auto Insurance Rates for Teen Drivers in Atlanta, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,195 $6,763
Farmers $8,844 $9,164
GEICO $5,343 $5,669
Liberty Mutual $8,552 $9,493
Nationwide $3,384 $4,370
Progressive $6,452 $7,275
State Farm $4,199 $5,349
USAA $4,426 $5,428

Cheap Atlanta, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in Atlanta, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Atlanta, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,712 $1,712
Farmers $1,972 $2,084
GEICO $1,390 $1,740
Liberty Mutual $2,105 $2,358
Nationwide $1,218 $1,300
Progressive $1,703 $1,750
State Farm $1,397 $1,397
USAA $1,378 $1,418

Cheap Atlanta, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Atlanta, Missouri compared to the annual auto insurance rates with a clean record in Atlanta, Missouri.

Annual Atlanta, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,201 $3,179 $3,821 $2,502
Farmers $3,449 $4,230 $4,142 $3,969
GEICO $2,119 $2,684 $3,549 $2,281
Liberty Mutual $3,042 $4,347 $4,492 $4,820
Nationwide $1,628 $2,052 $2,696 $1,769
Progressive $2,891 $3,784 $3,177 $3,344
State Farm $2,248 $2,583 $2,416 $2,416
USAA $2,027 $2,420 $3,284 $2,197

Cheap Atlanta, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Atlanta, Missouri is not easy. Compare the annual rates for DUI auto insurance in Atlanta, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in Atlanta, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,758
American Family $3,821
Farmers $4,142
GEICO $3,549
Liberty Mutual $4,492
Nationwide $2,696
Progressive $3,177
State Farm $2,416
USAA $3,284

Cheap Atlanta, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Atlanta, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Atlanta, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $3,823 $2,689 $2,265
Farmers $4,516 $3,754 $3,573
GEICO $3,669 $2,392 $1,915
Liberty Mutual $5,995 $3,652 $2,879
Nationwide $2,409 $1,977 $1,723
Progressive $3,830 $3,158 $2,910
State Farm $3,184 $2,197 $1,866
USAA $4,157 $1,919 $1,371

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Cheap Atlanta, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Atlanta, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Atlanta, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Atlanta, Missouri

ZIP Code Average Annual Rates
63530 $2,554

Cheap Atlanta, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect Atlanta, Missouri auto insurance. Find the cheapest annual Atlanta, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Atlanta, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,962 $3,962
American Family $2,897 $2,955
Farmers $3,947 $3,947
GEICO $2,605 $2,712
Liberty Mutual $4,175 $4,175
Nationwide $2,036 $2,036
Progressive $3,299 $3,299
State Farm $2,357 $2,475
USAA $2,390 $2,574

Cheap Atlanta, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Atlanta, Missouri? Check out the comparison of annual Atlanta, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Atlanta, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $2,838 $3,019 $2,920
Farmers $3,695 $3,909 $4,239
GEICO $2,504 $2,674 $2,798
Liberty Mutual $3,954 $4,196 $4,376
Nationwide $1,922 $2,053 $2,134
Progressive $2,983 $3,305 $3,609
State Farm $2,290 $2,422 $2,534
USAA $2,385 $2,474 $2,587

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Best By Category: Cheapest Auto Insurance in Atlanta, Missouri

Compare the cheapest auto insurance companies in Atlanta, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Atlanta, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Atlanta, Missouri Auto Insurance Companies

What auto insurance companies in Atlanta, Missouri are the cheapest? Compare the top Atlanta, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Atlanta, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $2,926
Farmers $3,947
GEICO $2,659
Liberty Mutual $4,175
Nationwide $2,036
Progressive $3,299
State Farm $2,416
USAA $2,482

What affects auto insurance rates in Atlanta, Missouri?

There are a lot of reasons why auto insurance rates in Atlanta, Missouri are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Atlanta, Missouri. Many local factors may affect your Atlanta auto insurance rates.

Atlanta Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Atlanta, Missouri commute length is 25.3 minutes according to City-Data.

Atlanta Traffic

How does Atlanta, Missouri rank for traffic? According to Inrix Atlanta, Missouri is the 174th most congested worldwide.

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Compare Atlanta, Missouri Auto Insurance Quotes

Before you buy Atlanta, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Atlanta, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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