Best Cheap Auto Insurance in Atlanta, MI (2021)

The average Atlanta, MI auto insurance rates are $751 per month. The minimum auto insurance in Atlanta is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Atlanta, Michigan, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Atlanta, Michigan is 20/40/10
  • The most expensive auto insurance company in Atlanta for teen drivers is Allstate
  • The cheapest auto insurance company in Atlanta is USAA

Atlanta, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Atlanta can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Atlanta, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Atlanta to other Michigan cities, including Lansing auto insurance rates, Dearborn auto insurance rates, and Livonia auto insurance rates to see how Atlanta, Michigan auto insurance rates stack up.

Before you buy Atlanta, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Atlanta, Michigan auto insurance quotes.

Minimum Auto Insurance in Atlanta, Michigan

Atlanta, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Atlanta, Michigan.

Minimum Required Auto Insurance Coverage in Atlanta, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Atlanta, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Atlanta, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Atlanta, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,129 $14,129 $13,111 $13,111 $35,093 $35,093 $14,886 $14,886
Farmers $4,136 $4,136 $3,875 $3,875 $8,942 $8,942 $4,638 $4,638
GEICO $3,727 $3,727 $3,771 $3,771 $10,306 $10,306 $3,565 $3,565
Liberty Mutual $12,193 $12,193 $12,069 $12,069 $29,083 $29,083 $12,193 $12,193
Nationwide $4,842 $4,842 $4,311 $4,311 $12,461 $12,461 $5,293 $5,293
Progressive $2,952 $2,761 $2,602 $2,896 $10,500 $11,190 $3,439 $3,202
State Farm $6,874 $6,874 $6,351 $6,351 $23,663 $23,663 $8,053 $8,053
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,489 $2,376 $2,338 $2,222 $6,054 $5,798 $3,047 $2,949

Cheap Atlanta, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Atlanta, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Atlanta, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Atlanta, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $35,093 $35,093
Farmers $8,942 $8,942
GEICO $10,306 $10,306
Liberty Mutual $29,083 $29,083
Nationwide $12,461 $12,461
Progressive $10,500 $11,190
State Farm $23,663 $23,663
Travelers $16,861 $16,861
USAA $6,054 $5,798

Cheap Atlanta, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Atlanta, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Atlanta, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,111 $13,111
Farmers $3,875 $3,875
GEICO $3,771 $3,771
Liberty Mutual $12,069 $12,069
Nationwide $4,311 $4,311
Progressive $2,602 $2,896
State Farm $6,351 $6,351
Travelers $4,792 $4,792
USAA $2,338 $2,222

Cheap Atlanta, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Atlanta, Michigan compared to the annual auto insurance rates with a clean record in Atlanta, Michigan.

Annual Atlanta, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,442 $12,596 $42,000 $13,180
Farmers $4,543 $5,773 $5,710 $5,567
GEICO $1,921 $3,984 $11,963 $3,502
Liberty Mutual $11,669 $13,920 $25,146 $14,803
Nationwide $5,734 $7,704 $6,993 $6,475
Progressive $4,195 $5,491 $4,952 $5,134
State Farm $7,243 $8,631 $18,352 $10,715
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,747 $3,414 $4,482 $2,993

Cheap Atlanta, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Atlanta, Michigan is not easy. Compare the annual rates for DUI auto insurance in Atlanta, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Atlanta, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $42,000
Farmers $5,710
GEICO $11,963
Liberty Mutual $25,146
Nationwide $6,993
Progressive $4,952
State Farm $18,352
Travelers $12,908
USAA $4,482

Cheap Atlanta, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Atlanta, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Atlanta, Michigan

Insurance Company Poor Fair Good
Allstate $29,308 $16,213 $12,393
Farmers $7,200 $4,683 $4,311
GEICO $6,865 $5,050 $4,112
Liberty Mutual $25,898 $14,972 $8,283
Nationwide $8,486 $6,332 $5,361
Progressive $5,714 $4,795 $4,320
State Farm $18,220 $9,222 $6,264
Travelers $8,534 $8,275 $8,170
USAA $5,097 $2,906 $2,224

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Cheap Atlanta, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Atlanta, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Atlanta, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Atlanta, Michigan

ZIP Code Average Annual Rates
49709 $6,420

Cheap Atlanta, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Atlanta, Michigan auto insurance. Find the cheapest annual Atlanta, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Atlanta, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,304 $19,304
Farmers $5,398 $5,398
GEICO $5,218 $5,466
Liberty Mutual $15,810 $16,959
Nationwide $6,726 $6,726
Progressive $4,943 $4,943
State Farm $10,930 $11,540
Travelers $8,279 $8,375
USAA $3,370 $3,448

Cheap Atlanta, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Atlanta, Michigan? Check out the comparison of annual Atlanta, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Atlanta, Michigan

Insurance Company Low Medium High
Allstate $18,877 $19,343 $19,694
Farmers $5,258 $5,387 $5,549
GEICO $4,993 $5,295 $5,739
Liberty Mutual $15,988 $16,346 $16,819
Nationwide $7,083 $6,602 $6,494
Progressive $4,785 $4,950 $5,094
State Farm $10,677 $11,304 $11,725
Travelers $8,241 $8,334 $8,405
USAA $3,309 $3,417 $3,502

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Best By Category: Cheapest Auto Insurance in Atlanta, Michigan

Compare the cheapest auto insurance companies in Atlanta, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Atlanta, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Atlanta, Michigan Auto Insurance Companies

What auto insurance companies in Atlanta, Michigan are the cheapest? Compare the top Atlanta, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Atlanta, Michigan

Insurance Company Average Annual Rates
Allstate $19,304
Farmers $5,398
GEICO $5,342
Liberty Mutual $16,384
Nationwide $6,726
Progressive $4,943
State Farm $11,235
Travelers $8,327
USAA $3,409

What affects auto insurance rates in Atlanta, Michigan?

There are a lot of reasons why auto insurance rates in Atlanta, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Atlanta, Michigan. Many local factors may affect your Atlanta auto insurance rates.

Atlanta Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Atlanta, Michigan commute length is 17.1 minutes according to City-Data.

Atlanta Traffic

How does Atlanta, Michigan rank for traffic? According to Inrix Atlanta, Michigan is the 174th most congested worldwide.

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Compare Atlanta, Michigan Auto Insurance Quotes

Before you buy Atlanta, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Atlanta, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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