Best Cheap Auto Insurance in Athens, LA (2021)

The average Athens, LA auto insurance rates are $387 per month. The minimum auto insurance in Athens is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Athens, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Athens, Louisiana is 15/30/25
  • The average commute length in Athens is 25.3 minutes
  • The cheapest auto insurance company in Athens is State Farm

Athens, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Athens can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Athens, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Athens to other Louisiana cities, including Lafayette auto insurance rates, Houma auto insurance rates, and Monroe auto insurance rates to see how Athens, Louisiana auto insurance rates stack up.

Before you buy Athens, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Athens, Louisiana auto insurance quotes.

Minimum Auto Insurance in Athens, Louisiana

Athens, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Athens, Louisiana.

Minimum Required Auto Insurance Coverage in Athens, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Athens, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Athens, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Athens, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,816 $3,816 $3,927 $3,927 $8,396 $10,626 $4,221 $4,581
GEICO $2,805 $3,226 $3,290 $3,976 $10,540 $11,217 $2,729 $2,688
Progressive $2,880 $2,705 $2,411 $2,580 $11,536 $12,852 $3,325 $3,448
State Farm $2,367 $2,367 $2,152 $2,152 $6,806 $8,553 $2,635 $2,959
USAA $2,323 $2,291 $2,238 $2,233 $6,861 $8,100 $2,869 $3,153

Cheap Athens, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Athens, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Athens, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Athens, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,396 $10,626
GEICO $10,540 $11,217
Progressive $11,536 $12,852
State Farm $6,806 $8,553
USAA $6,861 $8,100

Cheap Athens, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Athens, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Athens, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,927 $3,927
GEICO $3,290 $3,976
Progressive $2,411 $2,580
State Farm $2,152 $2,152
USAA $2,238 $2,233

Cheap Athens, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Athens, Louisiana compared to the annual auto insurance rates with a clean record in Athens, Louisiana.

Annual Athens, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,300 $6,515 $5,806 $5,034
GEICO $3,448 $5,564 $6,795 $4,428
Progressive $4,350 $5,832 $5,599 $5,088
State Farm $3,452 $4,045 $3,749 $3,749
USAA $2,867 $3,959 $4,791 $3,417

Cheap Athens, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Athens, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Athens, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Athens, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,806
GEICO $6,795
Progressive $5,599
State Farm $3,749
USAA $4,791

Cheap Athens, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Athens, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Athens, Louisiana

Insurance Company Poor Fair Good
Allstate $7,120 $4,881 $4,240
GEICO $6,015 $5,222 $3,940
Progressive $5,904 $5,051 $4,697
State Farm $5,205 $3,344 $2,697
USAA $5,211 $3,308 $2,756

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Cheap Athens, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Athens, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Athens, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Athens, Louisiana

ZIP Code Average Annual Rates
71003 $4,319

Cheap Athens, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Athens, Louisiana auto insurance. Find the cheapest annual Athens, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Athens, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,414 $5,414
GEICO $4,962 $5,156
Progressive $5,217 $5,217
State Farm $3,654 $3,844
USAA $3,644 $3,873

Cheap Athens, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Athens, Louisiana? Check out the comparison of annual Athens, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Athens, Louisiana

Insurance Company Low Medium High
Allstate $4,745 $5,506 $5,990
GEICO $4,321 $5,076 $5,779
Progressive $4,512 $5,182 $5,959
State Farm $3,303 $3,740 $4,203
USAA $3,334 $3,808 $4,134

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Best By Category: Cheapest Auto Insurance in Athens, Louisiana

Compare the cheapest auto insurance companies in Athens, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Athens, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Athens, Louisiana Auto Insurance Companies

What auto insurance companies in Athens, Louisiana are the cheapest? Compare the top Athens, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Athens, Louisiana

Insurance Company Average Annual Rates
Allstate $5,414
GEICO $5,059
Progressive $5,217
State Farm $3,749
USAA $3,758

What affects auto insurance rates in Athens, Louisiana?

There are a lot of reasons why auto insurance rates in Athens, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Athens, Louisiana. Many local factors may affect your Athens auto insurance rates.

Athens Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Athens, Louisiana commute length is 25.3 minutes according to City-Data.

Athens Traffic

How does Athens, Louisiana rank for traffic? According to Inrix Athens, Louisiana is the 35th most congested worldwide.

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Compare Athens, Louisiana Auto Insurance Quotes

Before you buy Athens, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Athens, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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