Best Cheap Auto Insurance in Aspinwall, IA (2021)

The average Aspinwall, IA auto insurance rates are $249 per month. The minimum auto insurance in Aspinwall is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Aspinwall, Iowa, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Aspinwall is 12.8 minutes
  • Average auto insurance rates in Aspinwall, IA for senior drivers are $1,664 per year
  • The minimum auto insurance required in Aspinwall, Iowa is 20/40/15

Aspinwall, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Aspinwall can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Aspinwall, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Aspinwall to other Iowa cities, including Iowa City auto insurance rates, Ames auto insurance rates, and Des Moines auto insurance rates to see how Aspinwall, Iowa auto insurance rates stack up.

Before you buy Aspinwall, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Aspinwall, Iowa auto insurance quotes.

Minimum Auto Insurance in Aspinwall, Iowa

Aspinwall, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Aspinwall, Iowa.

Minimum Required Auto Insurance Coverage in Aspinwall, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Aspinwall, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Aspinwall, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Aspinwall, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,086 $2,005 $1,848 $1,882 $5,978 $6,727 $2,277 $2,347
American Family $1,999 $1,999 $1,787 $1,787 $5,322 $7,474 $1,999 $2,409
Farmers $1,510 $1,539 $1,351 $1,477 $4,580 $4,887 $2,048 $2,192
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,157 $2,346 $1,893 $2,303 $10,156 $11,442 $2,443 $2,697
Nationwide $1,692 $1,737 $1,508 $1,610 $3,895 $5,038 $1,916 $2,083
Progressive $1,710 $1,651 $1,409 $1,461 $4,097 $4,630 $2,056 $2,220
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,542 $2,598 $2,451 $2,463 $11,063 $17,669 $2,636 $3,142
USAA $1,300 $1,319 $1,188 $1,218 $3,461 $3,687 $1,565 $1,732

Cheap Aspinwall, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Aspinwall, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Aspinwall, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Aspinwall, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,978 $6,727
American Family $5,322 $7,474
Farmers $4,580 $4,887
GEICO $4,142 $3,866
Liberty Mutual $10,156 $11,442
Nationwide $3,895 $5,038
Progressive $4,097 $4,630
State Farm $3,891 $4,937
Travelers $11,063 $17,669
USAA $3,461 $3,687

Cheap Aspinwall, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Aspinwall, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Aspinwall, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,848 $1,882
American Family $1,787 $1,787
Farmers $1,351 $1,477
GEICO $1,620 $1,483
Liberty Mutual $1,893 $2,303
Nationwide $1,508 $1,610
Progressive $1,409 $1,461
State Farm $1,269 $1,269
Travelers $2,451 $2,463
USAA $1,188 $1,218

Cheap Aspinwall, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Aspinwall, Iowa compared to the annual auto insurance rates with a clean record in Aspinwall, Iowa.

Annual Aspinwall, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,675 $3,238 $3,674 $2,988
American Family $2,236 $3,271 $4,251 $2,630
Farmers $2,088 $2,586 $2,622 $2,496
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,828 $4,728 $4,832 $4,330
Nationwide $1,763 $2,531 $3,450 $1,995
Progressive $1,936 $3,157 $2,100 $2,424
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,075 $5,408 $7,233 $5,566
USAA $1,478 $1,982 $2,578 $1,696

Cheap Aspinwall, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Aspinwall, Iowa is not easy. Compare the annual rates for DUI auto insurance in Aspinwall, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Aspinwall, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,674
American Family $4,251
Farmers $2,622
GEICO $3,058
Liberty Mutual $4,832
Nationwide $3,450
Progressive $2,100
State Farm $2,217
Travelers $7,233
USAA $2,578

Cheap Aspinwall, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Aspinwall, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Aspinwall, Iowa

Insurance Company Poor Fair Good
Allstate $3,765 $2,985 $2,681
American Family $3,950 $2,903 $2,439
Farmers $2,805 $2,331 $2,208
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,327 $3,894 $3,068
Nationwide $2,957 $2,317 $2,030
Progressive $2,848 $2,292 $2,072
State Farm $3,157 $1,953 $1,541
Travelers $6,274 $5,347 $5,091
USAA $2,547 $1,745 $1,510

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Cheap Aspinwall, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Aspinwall, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Aspinwall, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Aspinwall, Iowa

ZIP Code Average Annual Rates
51432 $2,525

Cheap Aspinwall, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Aspinwall, Iowa auto insurance. Find the cheapest annual Aspinwall, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Aspinwall, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,069 $3,219
American Family $3,061 $3,133
Farmers $2,448 $2,448
GEICO $2,195 $2,285
Liberty Mutual $4,430 $4,430
Nationwide $2,435 $2,435
Progressive $2,404 $2,404
State Farm $2,164 $2,270
Travelers $5,571 $5,571
USAA $1,863 $2,004

Cheap Aspinwall, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Aspinwall, Iowa? Check out the comparison of annual Aspinwall, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Aspinwall, Iowa

Insurance Company Low Medium High
Allstate $3,018 $3,147 $3,266
American Family $3,116 $3,269 $2,906
Farmers $2,348 $2,456 $2,540
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,247 $4,420 $4,622
Nationwide $2,544 $2,422 $2,339
Progressive $2,266 $2,411 $2,536
State Farm $2,111 $2,229 $2,311
Travelers $5,238 $5,655 $5,819
USAA $1,835 $1,940 $2,026

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Best By Category: Cheapest Auto Insurance in Aspinwall, Iowa

Compare the cheapest auto insurance companies in Aspinwall, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Aspinwall, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Aspinwall, Iowa Auto Insurance Companies

What auto insurance companies in Aspinwall, Iowa are the cheapest? Compare the top Aspinwall, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Aspinwall, Iowa

Insurance Company Average Annual Rates
Allstate $3,144
American Family $3,097
Farmers $2,448
GEICO $2,240
Liberty Mutual $4,430
Nationwide $2,435
Progressive $2,404
State Farm $2,217
Travelers $5,571
USAA $1,934

What affects auto insurance rates in Aspinwall, Iowa?

There are a lot of reasons why auto insurance rates in Aspinwall, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Aspinwall, Iowa. Many local factors may affect your Aspinwall auto insurance rates.

Aspinwall Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Aspinwall, Iowa commute length is 12.8 minutes according to City-Data.

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Compare Aspinwall, Iowa Auto Insurance Quotes

Before you buy Aspinwall, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Aspinwall, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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