Best Cheap Auto Insurance in Ashville, OH (2021)

The average Ashville, OH auto insurance rates are $238 per month. The minimum auto insurance in Ashville is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Ashville, Ohio, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Ashville, Ohio is 25/50/25
  • The cheapest auto insurance company in Ashville is USAA
  • The most expensive auto insurance company in Ashville for teen drivers is Liberty Mutual

Ashville, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Ashville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ashville, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Ashville to other Ohio cities, including Columbus auto insurance rates, Akron auto insurance rates, and Dayton auto insurance rates to see how Ashville, Ohio auto insurance rates stack up.

Before you buy Ashville, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ashville, Ohio auto insurance quotes.

Minimum Auto Insurance in Ashville, Ohio

Ashville, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ashville, Ohio.

Minimum Required Auto Insurance Coverage in Ashville, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Ashville, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ashville, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ashville, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,115 $2,103 $1,911 $2,042 $5,905 $6,761 $2,216 $2,362
American Family $995 $1,034 $913 $917 $3,137 $3,410 $1,232 $1,299
Farmers $1,921 $1,916 $1,691 $1,785 $8,564 $8,898 $2,153 $2,247
GEICO $1,244 $1,208 $1,166 $1,171 $3,307 $3,080 $1,380 $1,172
Liberty Mutual $1,963 $2,141 $1,509 $1,835 $10,393 $11,738 $2,081 $2,273
Nationwide $2,153 $2,165 $1,942 $1,957 $5,487 $7,080 $2,308 $2,688
Progressive $1,861 $1,749 $1,551 $1,604 $8,341 $9,394 $2,218 $2,297
State Farm $1,583 $1,583 $1,419 $1,419 $4,996 $6,267 $1,842 $2,118
Travelers $1,500 $1,525 $1,482 $1,476 $6,362 $10,023 $1,561 $1,798
USAA $866 $874 $821 $823 $2,632 $2,935 $1,157 $1,250

Cheap Ashville, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ashville, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Ashville, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Ashville, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,905 $6,761
American Family $3,137 $3,410
Farmers $8,564 $8,898
GEICO $3,307 $3,080
Liberty Mutual $10,393 $11,738
Nationwide $5,487 $7,080
Progressive $8,341 $9,394
State Farm $4,996 $6,267
Travelers $6,362 $10,023
USAA $2,632 $2,935

Cheap Ashville, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Ashville, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ashville, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,911 $2,042
American Family $913 $917
Farmers $1,691 $1,785
GEICO $1,166 $1,171
Liberty Mutual $1,509 $1,835
Nationwide $1,942 $1,957
Progressive $1,551 $1,604
State Farm $1,419 $1,419
Travelers $1,482 $1,476
USAA $821 $823

Cheap Ashville, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ashville, Ohio compared to the annual auto insurance rates with a clean record in Ashville, Ohio.

Annual Ashville, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,666 $3,226 $3,795 $3,020
American Family $1,548 $1,640 $1,640 $1,640
Farmers $3,007 $3,874 $3,778 $3,929
GEICO $1,169 $1,682 $2,426 $1,588
Liberty Mutual $3,562 $4,576 $4,671 $4,157
Nationwide $2,581 $3,285 $4,169 $2,855
Progressive $3,125 $4,256 $3,332 $3,794
State Farm $2,414 $2,893 $2,653 $2,653
Travelers $2,373 $3,086 $4,649 $2,756
USAA $1,092 $1,461 $1,916 $1,210

Cheap Ashville, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ashville, Ohio is not easy. Compare the annual rates for DUI auto insurance in Ashville, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Ashville, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,795
American Family $1,640
Farmers $3,778
GEICO $2,426
Liberty Mutual $4,671
Nationwide $4,169
Progressive $3,332
State Farm $2,653
Travelers $4,649
USAA $1,916

Cheap Ashville, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ashville, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ashville, Ohio

Insurance Company Poor Fair Good
Allstate $4,079 $2,972 $2,479
American Family $2,149 $1,463 $1,240
Farmers $4,127 $3,490 $3,323
GEICO $2,056 $1,716 $1,376
Liberty Mutual $6,073 $3,729 $2,923
Nationwide $3,889 $3,133 $2,646
Progressive $4,066 $3,522 $3,292
State Farm $3,782 $2,337 $1,841
Travelers $3,600 $3,129 $2,920
USAA $1,844 $1,304 $1,111

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Ashville, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ashville, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Ashville, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ashville, Ohio

ZIP Code Average Annual Rates
43103 $2,739

Cheap Ashville, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Ashville, Ohio auto insurance. Find the cheapest annual Ashville, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ashville, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,177 $3,177
American Family $1,597 $1,637
Farmers $3,647 $3,647
GEICO $1,687 $1,746
Liberty Mutual $4,242 $4,242
Nationwide $3,223 $3,223
Progressive $3,627 $3,627
State Farm $2,588 $2,719
Travelers $3,216 $3,216
USAA $1,365 $1,474

Cheap Ashville, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ashville, Ohio? Check out the comparison of annual Ashville, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ashville, Ohio

Insurance Company Low Medium High
Allstate $3,073 $3,170 $3,288
American Family $1,585 $1,630 $1,636
Farmers $3,452 $3,591 $3,898
GEICO $1,664 $1,709 $1,776
Liberty Mutual $4,085 $4,264 $4,376
Nationwide $3,567 $3,123 $2,978
Progressive $3,463 $3,591 $3,826
State Farm $2,526 $2,662 $2,773
Travelers $3,140 $3,257 $3,251
USAA $1,359 $1,418 $1,482

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Ashville, Ohio

Compare the cheapest auto insurance companies in Ashville, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ashville, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Ashville, Ohio Auto Insurance Companies

What auto insurance companies in Ashville, Ohio are the cheapest? Compare the top Ashville, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ashville, Ohio

Insurance Company Average Annual Rates
Allstate $3,177
American Family $1,617
Farmers $3,647
GEICO $1,716
Liberty Mutual $4,242
Nationwide $3,223
Progressive $3,627
State Farm $2,653
Travelers $3,216
USAA $1,420

What affects auto insurance rates in Ashville, Ohio?

There are a lot of reasons why auto insurance rates in Ashville, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ashville, Ohio. Many local factors may affect your Ashville auto insurance rates.

Ashville Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Ashville, Ohio auto theft statistics, there have been 1 auto thefts in the city.

Ashville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ashville, Ohio commute length is 27.9 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Ashville, Ohio Auto Insurance Quotes

Before you buy Ashville, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ashville, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption