Best Cheap Auto Insurance in Ashtabula, OH (2021)

The average Ashtabula, OH auto insurance rates are $230 per month. The minimum auto insurance in Ashtabula is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Ashtabula, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Ashtabula is 17.5 minutes
  • Average auto insurance rates in Ashtabula, OH for senior drivers are $1,427 per year
  • The minimum auto insurance required in Ashtabula, Ohio is 25/50/25

Ashtabula, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Ashtabula can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ashtabula, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Ashtabula to other Ohio cities, including Cincinnati auto insurance rates, Lorain auto insurance rates, and Cleveland auto insurance rates to see how Ashtabula, Ohio auto insurance rates stack up.

Before you buy Ashtabula, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ashtabula, Ohio auto insurance quotes.

Minimum Auto Insurance in Ashtabula, Ohio

Ashtabula, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ashtabula, Ohio.

Minimum Required Auto Insurance Coverage in Ashtabula, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ashtabula, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ashtabula, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ashtabula, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,045 $2,032 $1,852 $1,979 $5,733 $6,548 $2,135 $2,271
American Family $990 $1,030 $903 $910 $3,025 $3,292 $1,218 $1,285
Farmers $1,805 $1,804 $1,589 $1,678 $8,057 $8,383 $2,020 $2,107
GEICO $1,209 $1,172 $1,136 $1,148 $3,218 $2,990 $1,343 $1,136
Liberty Mutual $2,066 $2,257 $1,589 $1,929 $10,742 $12,149 $2,201 $2,411
Nationwide $2,066 $2,075 $1,866 $1,878 $5,310 $6,835 $2,212 $2,569
Progressive $1,672 $1,574 $1,391 $1,437 $7,478 $8,423 $2,002 $2,071
State Farm $1,531 $1,531 $1,371 $1,371 $4,785 $6,016 $1,778 $2,036
Travelers $1,431 $1,452 $1,423 $1,416 $6,210 $9,824 $1,492 $1,699
USAA $876 $884 $834 $833 $2,690 $2,995 $1,170 $1,259

Cheap Ashtabula, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ashtabula, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Ashtabula, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Ashtabula, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,733 $6,548
American Family $3,025 $3,292
Farmers $8,057 $8,383
GEICO $3,218 $2,990
Liberty Mutual $10,742 $12,149
Nationwide $5,310 $6,835
Progressive $7,478 $8,423
State Farm $4,785 $6,016
Travelers $6,210 $9,824
USAA $2,690 $2,995

Cheap Ashtabula, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Ashtabula, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ashtabula, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,852 $1,979
American Family $903 $910
Farmers $1,589 $1,678
GEICO $1,136 $1,148
Liberty Mutual $1,589 $1,929
Nationwide $1,866 $1,878
Progressive $1,391 $1,437
State Farm $1,371 $1,371
Travelers $1,423 $1,416
USAA $834 $833

Cheap Ashtabula, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ashtabula, Ohio compared to the annual auto insurance rates with a clean record in Ashtabula, Ohio.

Annual Ashtabula, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,574 $3,123 $3,679 $2,921
American Family $1,515 $1,604 $1,604 $1,604
Farmers $2,832 $3,645 $3,555 $3,690
GEICO $1,136 $1,634 $2,367 $1,540
Liberty Mutual $3,715 $4,758 $4,869 $4,331
Nationwide $2,490 $3,161 $4,004 $2,750
Progressive $2,807 $3,819 $2,989 $3,409
State Farm $2,325 $2,779 $2,552 $2,552
Travelers $2,296 $2,993 $4,516 $2,668
USAA $1,107 $1,484 $1,953 $1,227

Cheap Ashtabula, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ashtabula, Ohio is not easy. Compare the annual rates for DUI auto insurance in Ashtabula, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Ashtabula, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,679
American Family $1,604
Farmers $3,555
GEICO $2,367
Liberty Mutual $4,869
Nationwide $4,004
Progressive $2,989
State Farm $2,552
Travelers $4,516
USAA $1,953

Cheap Ashtabula, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ashtabula, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ashtabula, Ohio

Insurance Company Poor Fair Good
Allstate $3,948 $2,878 $2,397
American Family $2,097 $1,432 $1,215
Farmers $3,882 $3,283 $3,127
GEICO $1,999 $1,669 $1,339
Liberty Mutual $6,341 $3,877 $3,037
Nationwide $3,741 $3,015 $2,547
Progressive $3,653 $3,160 $2,954
State Farm $3,638 $2,248 $1,771
Travelers $3,485 $3,034 $2,835
USAA $1,871 $1,326 $1,131

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Cheap Ashtabula, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ashtabula, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Ashtabula, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ashtabula, Ohio

ZIP Code Average Annual Rates
44004 $2,643

Cheap Ashtabula, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Ashtabula, Ohio auto insurance. Find the cheapest annual Ashtabula, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ashtabula, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,074 $3,074
American Family $1,562 $1,601
Farmers $3,430 $3,430
GEICO $1,640 $1,698
Liberty Mutual $4,418 $4,418
Nationwide $3,101 $3,101
Progressive $3,256 $3,256
State Farm $2,489 $2,616
Travelers $3,118 $3,118
USAA $1,387 $1,498

Cheap Ashtabula, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ashtabula, Ohio? Check out the comparison of annual Ashtabula, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ashtabula, Ohio

Insurance Company Low Medium High
Allstate $2,960 $3,067 $3,195
American Family $1,549 $1,594 $1,602
Farmers $3,241 $3,375 $3,675
GEICO $1,615 $1,662 $1,730
Liberty Mutual $4,258 $4,438 $4,559
Nationwide $3,425 $3,006 $2,873
Progressive $3,131 $3,229 $3,408
State Farm $2,424 $2,560 $2,672
Travelers $3,029 $3,160 $3,166
USAA $1,375 $1,441 $1,511

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Best By Category: Cheapest Auto Insurance in Ashtabula, Ohio

Compare the cheapest auto insurance companies in Ashtabula, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ashtabula, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Ashtabula, Ohio Auto Insurance Companies

What auto insurance companies in Ashtabula, Ohio are the cheapest? Compare the top Ashtabula, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ashtabula, Ohio

Insurance Company Average Annual Rates
Allstate $3,074
American Family $1,581
Farmers $3,430
GEICO $1,669
Liberty Mutual $4,418
Nationwide $3,101
Progressive $3,256
State Farm $2,552
Travelers $3,118
USAA $1,443

What affects auto insurance rates in Ashtabula, Ohio?

There are a lot of reasons why auto insurance rates in Ashtabula, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ashtabula, Ohio. Many local factors may affect your Ashtabula auto insurance rates.

Ashtabula Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ashtabula, Ohio commute length is 17.5 minutes according to City-Data.

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Compare Ashtabula, Ohio Auto Insurance Quotes

Before you buy Ashtabula, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ashtabula, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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