Best Cheap Auto Insurance in Ashley, OH (2021)

The average Ashley, OH auto insurance rates are $235 per month. The minimum auto insurance in Ashley is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Ashley, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Ashley, OH for senior drivers are $1,462 per year
  • The average commute length in Ashley is 30.4 minutes
  • The cheapest auto insurance company in Ashley is USAA

Ashley, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Ashley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ashley, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Ashley to other Ohio cities, including Lorain auto insurance rates, Cleveland auto insurance rates, and Toledo auto insurance rates to see how Ashley, Ohio auto insurance rates stack up.

Before you buy Ashley, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ashley, Ohio auto insurance quotes.

Minimum Auto Insurance in Ashley, Ohio

Ashley, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ashley, Ohio.

Minimum Required Auto Insurance Coverage in Ashley, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ashley, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ashley, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ashley, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,038 $2,026 $1,841 $1,968 $5,701 $6,533 $2,134 $2,274
American Family $936 $973 $847 $853 $2,771 $3,013 $1,153 $1,215
Farmers $1,810 $1,803 $1,594 $1,682 $8,010 $8,316 $2,027 $2,116
GEICO $1,322 $1,286 $1,248 $1,266 $3,588 $3,336 $1,468 $1,238
Liberty Mutual $1,993 $2,175 $1,533 $1,861 $10,475 $11,837 $2,118 $2,317
Nationwide $2,330 $2,340 $2,103 $2,116 $6,055 $7,796 $2,496 $2,902
Progressive $1,717 $1,620 $1,430 $1,477 $7,604 $8,560 $2,058 $2,128
State Farm $1,600 $1,600 $1,434 $1,434 $5,046 $6,333 $1,861 $2,138
Travelers $1,442 $1,463 $1,438 $1,431 $6,383 $10,118 $1,508 $1,708
USAA $881 $888 $840 $838 $2,730 $3,038 $1,177 $1,268

Cheap Ashley, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ashley, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Ashley, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Ashley, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,701 $6,533
American Family $2,771 $3,013
Farmers $8,010 $8,316
GEICO $3,588 $3,336
Liberty Mutual $10,475 $11,837
Nationwide $6,055 $7,796
Progressive $7,604 $8,560
State Farm $5,046 $6,333
Travelers $6,383 $10,118
USAA $2,730 $3,038

Cheap Ashley, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Ashley, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ashley, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,841 $1,968
American Family $847 $853
Farmers $1,594 $1,682
GEICO $1,248 $1,266
Liberty Mutual $1,533 $1,861
Nationwide $2,103 $2,116
Progressive $1,430 $1,477
State Farm $1,434 $1,434
Travelers $1,438 $1,431
USAA $840 $838

Cheap Ashley, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ashley, Ohio compared to the annual auto insurance rates with a clean record in Ashley, Ohio.

Annual Ashley, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,571 $3,111 $3,662 $2,913
American Family $1,409 $1,491 $1,491 $1,491
Farmers $2,819 $3,632 $3,542 $3,684
GEICO $1,246 $1,807 $2,635 $1,688
Liberty Mutual $3,604 $4,623 $4,724 $4,204
Nationwide $2,820 $3,585 $4,547 $3,117
Progressive $2,866 $3,897 $3,052 $3,482
State Farm $2,439 $2,922 $2,681 $2,681
Travelers $2,342 $3,061 $4,621 $2,722
USAA $1,119 $1,500 $1,972 $1,239

Cheap Ashley, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ashley, Ohio is not easy. Compare the annual rates for DUI auto insurance in Ashley, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Ashley, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,662
American Family $1,491
Farmers $3,542
GEICO $2,635
Liberty Mutual $4,724
Nationwide $4,547
Progressive $3,052
State Farm $2,681
Travelers $4,621
USAA $1,972

Cheap Ashley, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ashley, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ashley, Ohio

Insurance Company Poor Fair Good
Allstate $3,928 $2,869 $2,396
American Family $1,947 $1,334 $1,130
Farmers $3,870 $3,273 $3,116
GEICO $2,211 $1,844 $1,477
Liberty Mutual $6,146 $3,768 $2,952
Nationwide $4,248 $3,419 $2,884
Progressive $3,736 $3,226 $3,012
State Farm $3,821 $2,361 $1,860
Travelers $3,555 $3,102 $2,902
USAA $1,890 $1,340 $1,143

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Cheap Ashley, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ashley, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Ashley, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ashley, Ohio

ZIP Code Average Annual Rates
43003 $2,702

Cheap Ashley, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Ashley, Ohio auto insurance. Find the cheapest annual Ashley, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ashley, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,064 $3,064
American Family $1,453 $1,488
Farmers $3,420 $3,420
GEICO $1,814 $1,875
Liberty Mutual $4,289 $4,289
Nationwide $3,517 $3,517
Progressive $3,324 $3,324
State Farm $2,614 $2,747
Travelers $3,186 $3,186
USAA $1,402 $1,513

Cheap Ashley, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ashley, Ohio? Check out the comparison of annual Ashley, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ashley, Ohio

Insurance Company Low Medium High
Allstate $2,971 $3,059 $3,163
American Family $1,453 $1,482 $1,476
Farmers $3,241 $3,369 $3,649
GEICO $1,784 $1,836 $1,912
Liberty Mutual $4,136 $4,310 $4,420
Nationwide $3,885 $3,409 $3,258
Progressive $3,208 $3,298 $3,467
State Farm $2,550 $2,689 $2,803
Travelers $3,101 $3,227 $3,231
USAA $1,392 $1,456 $1,524

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Best By Category: Cheapest Auto Insurance in Ashley, Ohio

Compare the cheapest auto insurance companies in Ashley, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ashley, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Ashley, Ohio Auto Insurance Companies

What auto insurance companies in Ashley, Ohio are the cheapest? Compare the top Ashley, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ashley, Ohio

Insurance Company Average Annual Rates
Allstate $3,064
American Family $1,470
Farmers $3,420
GEICO $1,844
Liberty Mutual $4,289
Nationwide $3,517
Progressive $3,324
State Farm $2,681
Travelers $3,186
USAA $1,458

What affects auto insurance rates in Ashley, Ohio?

There are a lot of reasons why auto insurance rates in Ashley, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ashley, Ohio. Many local factors may affect your Ashley auto insurance rates.

Ashley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ashley, Ohio commute length is 30.4 minutes according to City-Data.

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Compare Ashley, Ohio Auto Insurance Quotes

Before you buy Ashley, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ashley, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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