Best Cheap Auto Insurance in Ashley, ND (2021)

The average Ashley, ND auto insurance rates are $342 per month. The minimum auto insurance in Ashley is at least 25/50/25 in coverage to comply with North Dakota auto insurance laws. To find the best cheap auto insurance in Ashley, North Dakota, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Ashley, ND for senior drivers are $2,235 per year
  • The minimum auto insurance required in Ashley, North Dakota is 25/50/25
  • The most expensive auto insurance company in Ashley for teen drivers is Liberty Mutual

Ashley, North Dakota auto insurance requirements are 25/50/25 according to North Dakota auto insurance laws. Finding cheap auto insurance in Ashley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ashley, North Dakota, including driving record, credit, commute time, and more.

Compare auto insurance in Ashley to other North Dakota cities, including Minot auto insurance rates, Dickinson auto insurance rates, and Bismarck auto insurance rates to see how Ashley, North Dakota auto insurance rates stack up.

Before you buy Ashley, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ashley, North Dakota auto insurance quotes.

Minimum Auto Insurance in Ashley, North Dakota

Ashley, North Dakota auto insurance laws require that you have at least the North Dakota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ashley, North Dakota.

Minimum Required Auto Insurance Coverage in Ashley, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Ashley, North Dakota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ashley, North Dakota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ashley, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,922 $2,968 $2,552 $2,718 $10,585 $12,334 $3,275 $3,564
American Family $2,833 $2,833 $2,553 $2,553 $5,947 $8,573 $2,833 $3,318
Farmers $1,766 $1,739 $1,578 $1,640 $6,252 $6,424 $2,000 $2,116
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $6,807 $7,353 $5,469 $6,626 $27,123 $30,234 $7,120 $7,800
Nationwide $1,737 $1,783 $1,557 $1,664 $3,825 $4,737 $1,972 $2,096
Progressive $1,984 $1,900 $1,608 $1,661 $7,050 $7,888 $2,433 $2,453
State Farm $1,412 $1,412 $1,248 $1,248 $3,947 $4,991 $1,579 $1,787
USAA $1,105 $1,097 $900 $903 $3,802 $4,593 $1,590 $1,730

Cheap Ashley, North Dakota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ashley, North Dakota is a challenge. Take a look at the annual teen auto insurance rates in Ashley, North Dakota.

Annual Auto Insurance Rates for Teen Drivers in Ashley, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,585 $12,334
American Family $5,947 $8,573
Farmers $6,252 $6,424
GEICO $4,150 $5,218
Liberty Mutual $27,123 $30,234
Nationwide $3,825 $4,737
Progressive $7,050 $7,888
State Farm $3,947 $4,991
USAA $3,802 $4,593

Cheap Ashley, North Dakota Auto Insurance for Seniors

What are senior auto insurance rates in Ashley, North Dakota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ashley, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,552 $2,718
American Family $2,553 $2,553
Farmers $1,578 $1,640
GEICO $1,863 $1,884
Liberty Mutual $5,469 $6,626
Nationwide $1,557 $1,664
Progressive $1,608 $1,661
State Farm $1,248 $1,248
USAA $900 $903

Cheap Ashley, North Dakota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ashley, North Dakota compared to the annual auto insurance rates with a clean record in Ashley, North Dakota.

Annual Ashley, North Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,205 $4,598 $6,837 $4,819
American Family $2,875 $4,096 $5,457 $3,292
Farmers $2,483 $3,159 $3,117 $2,999
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $10,928 $12,332 $13,395 $12,612
Nationwide $1,784 $2,465 $3,406 $2,030
Progressive $3,121 $3,811 $3,154 $3,403
State Farm $2,036 $2,370 $2,203 $2,203
USAA $1,397 $1,976 $2,763 $1,724

Cheap Ashley, North Dakota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ashley, North Dakota is not easy. Compare the annual rates for DUI auto insurance in Ashley, North Dakota to find the best deal.

Annual Auto Insurance Rates After a DUI in Ashley, North Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,837
American Family $5,457
Farmers $3,117
GEICO $4,084
Liberty Mutual $13,395
Nationwide $3,406
Progressive $3,154
State Farm $2,203
USAA $2,763

Cheap Ashley, North Dakota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ashley, North Dakota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ashley, North Dakota

Insurance Company Poor Fair Good
Allstate $6,424 $4,905 $4,015
American Family $5,170 $3,587 $3,033
Farmers $3,404 $2,776 $2,638
GEICO $3,222 $2,595 $2,265
Liberty Mutual $17,901 $10,689 $8,360
Nationwide $2,952 $2,294 $2,018
Progressive $3,908 $3,251 $2,957
State Farm $3,081 $1,959 $1,568
USAA $2,713 $1,718 $1,464

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Ashley, North Dakota Auto Insurance Rates By Commute

Commute length and annual mileage affect Ashley, North Dakota auto insurance. Find the cheapest annual Ashley, North Dakota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ashley, North Dakota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,989 $5,241
American Family $3,881 $3,979
Farmers $2,939 $2,939
GEICO $2,663 $2,724
Liberty Mutual $12,317 $12,317
Nationwide $2,421 $2,421
Progressive $3,372 $3,372
State Farm $2,144 $2,262
USAA $1,945 $1,985

Cheap Ashley, North Dakota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ashley, North Dakota? Check out the comparison of annual Ashley, North Dakota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ashley, North Dakota

Insurance Company Low Medium High
Allstate $5,025 $5,113 $5,206
American Family $4,061 $4,126 $3,604
Farmers $2,870 $2,926 $3,022
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,047 $12,265 $12,637
Nationwide $2,364 $2,409 $2,491
Progressive $3,274 $3,361 $3,481
State Farm $2,144 $2,209 $2,256
USAA $1,915 $1,966 $2,014

Best By Category: Cheapest Auto Insurance in Ashley, North Dakota

Compare the cheapest auto insurance companies in Ashley, North Dakota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ashley, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

The Cheapest Ashley, North Dakota Auto Insurance Companies

What auto insurance companies in Ashley, North Dakota are the cheapest? Compare the top Ashley, North Dakota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ashley, North Dakota

Insurance Company Average Annual Rates
Allstate $5,115
American Family $3,930
Farmers $2,939
GEICO $2,694
Liberty Mutual $12,317
Nationwide $2,421
Progressive $3,372
State Farm $2,203
USAA $1,965

What affects auto insurance rates in Ashley, North Dakota?

There are a lot of reasons why auto insurance rates in Ashley, North Dakota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ashley, North Dakota. Many local factors may affect your Ashley auto insurance rates.

Ashley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ashley, North Dakota commute length is 8.5 minutes according to City-Data.

Compare Ashley, North Dakota Auto Insurance Quotes

Before you buy Ashley, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ashley, North Dakota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption