Best Cheap Auto Insurance in Ashland, WI (2021)

The average Ashland, WI auto insurance rates are $251 per month. The minimum auto insurance in Ashland is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Ashland, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The minimum auto insurance required in Ashland, Wisconsin is 25/50/10
  • The most expensive auto insurance company in Ashland for teen drivers is Nationwide
  • Average auto insurance rates in Ashland, WI for senior drivers are $1,724 per year

Ashland, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Ashland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ashland, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Ashland to other Wisconsin cities, including Madison auto insurance rates, Appleton auto insurance rates, and Racine auto insurance rates to see how Ashland, Wisconsin auto insurance rates stack up.

Before you buy Ashland, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ashland, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Ashland, Wisconsin

Ashland, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ashland, Wisconsin.

Minimum Required Auto Insurance Coverage in Ashland, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Ashland, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ashland, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ashland, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,430 $2,576 $2,225 $2,469 $7,441 $9,557 $2,489 $2,712
American Family $976 $1,023 $916 $925 $2,763 $3,059 $1,153 $1,230
Farmers $1,896 $1,898 $1,689 $1,777 $8,460 $8,755 $2,154 $2,276
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $1,923 $2,110 $1,564 $1,782 $5,719 $6,425 $2,046 $2,231
Nationwide $4,250 $4,485 $3,490 $3,689 $8,380 $12,765 $5,145 $6,179
Progressive $1,398 $1,345 $1,145 $1,185 $5,090 $5,758 $1,684 $1,831
State Farm $1,372 $1,372 $1,202 $1,202 $3,669 $4,662 $1,541 $1,750
USAA $1,441 $1,445 $1,296 $1,329 $3,588 $4,188 $1,882 $2,078

Cheap Ashland, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ashland, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Ashland, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Ashland, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,441 $9,557
American Family $2,763 $3,059
Farmers $8,460 $8,755
GEICO $4,697 $5,064
Liberty Mutual $5,719 $6,425
Nationwide $8,380 $12,765
Progressive $5,090 $5,758
State Farm $3,669 $4,662
USAA $3,588 $4,188

Cheap Ashland, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Ashland, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ashland, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,225 $2,469
American Family $916 $925
Farmers $1,689 $1,777
GEICO $1,472 $1,670
Liberty Mutual $1,564 $1,782
Nationwide $3,490 $3,689
Progressive $1,145 $1,185
State Farm $1,202 $1,202
USAA $1,296 $1,329

Cheap Ashland, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ashland, Wisconsin compared to the annual auto insurance rates with a clean record in Ashland, Wisconsin.

Annual Ashland, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,288 $4,482 $4,158 $4,022
American Family $1,441 $1,527 $1,527 $1,527
Farmers $3,157 $3,965 $3,752 $3,578
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,294 $3,201 $3,359 $3,046
Nationwide $5,112 $5,915 $7,250 $5,915
Progressive $2,231 $2,681 $2,309 $2,497
State Farm $1,943 $2,249 $2,096 $2,096
USAA $1,693 $2,124 $2,878 $1,928

Cheap Ashland, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ashland, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Ashland, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Ashland, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,158
American Family $1,527
Farmers $3,752
GEICO $2,949
Liberty Mutual $3,359
Nationwide $7,250
Progressive $2,309
State Farm $2,096
USAA $2,878

Cheap Ashland, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ashland, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ashland, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,245 $3,601 $3,116
American Family $2,017 $1,327 $1,173
Farmers $4,101 $3,444 $3,296
GEICO $3,065 $2,183 $1,750
Liberty Mutual $4,317 $2,572 $2,036
Nationwide $6,800 $5,672 $5,672
Progressive $2,781 $2,340 $2,168
State Farm $3,127 $1,795 $1,367
USAA $3,339 $1,743 $1,386

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Cheap Ashland, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ashland, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Ashland, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ashland, Wisconsin

ZIP Code Average Annual Rates
54806 $2,904

Cheap Ashland, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Ashland, Wisconsin auto insurance. Find the cheapest annual Ashland, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ashland, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,891 $4,084
American Family $1,480 $1,531
Farmers $3,613 $3,613
GEICO $2,281 $2,384
Liberty Mutual $2,975 $2,975
Nationwide $6,048 $6,048
Progressive $2,429 $2,429
State Farm $2,045 $2,147
USAA $2,128 $2,184

Cheap Ashland, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ashland, Wisconsin? Check out the comparison of annual Ashland, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ashland, Wisconsin

Insurance Company Low Medium High
Allstate $3,826 $3,978 $4,158
American Family $1,490 $1,519 $1,508
Farmers $3,388 $3,591 $3,861
GEICO $2,196 $2,331 $2,470
Liberty Mutual $2,774 $3,000 $3,152
Nationwide $5,905 $6,045 $6,194
Progressive $2,318 $2,445 $2,526
State Farm $1,998 $2,101 $2,189
USAA $2,086 $2,157 $2,225

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Best By Category: Cheapest Auto Insurance in Ashland, Wisconsin

Compare the cheapest auto insurance companies in Ashland, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ashland, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Ashland, Wisconsin Auto Insurance Companies

What auto insurance companies in Ashland, Wisconsin are the cheapest? Compare the top Ashland, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ashland, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,987
American Family $1,506
Farmers $3,613
GEICO $2,333
Liberty Mutual $2,975
Nationwide $6,048
Progressive $2,429
State Farm $2,096
USAA $2,156

What affects auto insurance rates in Ashland, Wisconsin?

There are a lot of reasons why auto insurance rates in Ashland, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ashland, Wisconsin. Many local factors may affect your Ashland auto insurance rates.

Ashland Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Ashland, Wisconsin auto theft statistics, there have been 17 auto thefts in the city.

Ashland Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ashland, Wisconsin commute length is 12.5 minutes according to City-Data.

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Compare Ashland, Wisconsin Auto Insurance Quotes

Before you buy Ashland, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ashland, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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