Best Cheap Auto Insurance in Ashland, OH (2021)

The average Ashland, OH auto insurance rates are $215 per month. The minimum auto insurance in Ashland is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Ashland, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Ashland is 17.1 minutes
  • The cheapest auto insurance company in Ashland is American Family
  • Average auto insurance rates in Ashland, OH for senior drivers are $1,351 per year

Ashland, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Ashland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ashland, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Ashland to other Ohio cities, including Canton auto insurance rates, Toledo auto insurance rates, and Akron auto insurance rates to see how Ashland, Ohio auto insurance rates stack up.

Before you buy Ashland, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ashland, Ohio auto insurance quotes.

Minimum Auto Insurance in Ashland, Ohio

Ashland, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ashland, Ohio.

Minimum Required Auto Insurance Coverage in Ashland, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ashland, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ashland, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ashland, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,116 $2,110 $1,900 $2,032 $5,830 $6,671 $2,234 $2,394
American Family $883 $916 $801 $805 $2,634 $2,862 $1,090 $1,148
Farmers $1,604 $1,600 $1,414 $1,491 $6,986 $7,251 $1,793 $1,873
GEICO $1,322 $1,284 $1,232 $1,237 $3,519 $3,281 $1,469 $1,252
Liberty Mutual $2,025 $2,211 $1,558 $1,893 $10,500 $11,866 $2,157 $2,359
Nationwide $2,061 $2,071 $1,861 $1,874 $5,264 $6,784 $2,208 $2,568
Progressive $1,362 $1,287 $1,134 $1,168 $5,963 $6,713 $1,633 $1,683
State Farm $1,436 $1,436 $1,282 $1,282 $4,422 $5,565 $1,665 $1,904
Travelers $1,206 $1,224 $1,201 $1,194 $5,190 $8,195 $1,258 $1,429
USAA $869 $876 $829 $827 $2,689 $2,992 $1,161 $1,252

Cheap Ashland, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ashland, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Ashland, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Ashland, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,830 $6,671
American Family $2,634 $2,862
Farmers $6,986 $7,251
GEICO $3,519 $3,281
Liberty Mutual $10,500 $11,866
Nationwide $5,264 $6,784
Progressive $5,963 $6,713
State Farm $4,422 $5,565
Travelers $5,190 $8,195
USAA $2,689 $2,992

Cheap Ashland, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Ashland, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ashland, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,900 $2,032
American Family $801 $805
Farmers $1,414 $1,491
GEICO $1,232 $1,237
Liberty Mutual $1,558 $1,893
Nationwide $1,861 $1,874
Progressive $1,134 $1,168
State Farm $1,282 $1,282
Travelers $1,201 $1,194
USAA $829 $827

Cheap Ashland, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ashland, Ohio compared to the annual auto insurance rates with a clean record in Ashland, Ohio.

Annual Ashland, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,662 $3,212 $3,762 $3,007
American Family $1,335 $1,412 $1,412 $1,412
Farmers $2,478 $3,187 $3,108 $3,232
GEICO $1,244 $1,788 $2,571 $1,695
Liberty Mutual $3,633 $4,655 $4,761 $4,235
Nationwide $2,476 $3,146 $3,988 $2,736
Progressive $2,261 $3,062 $2,406 $2,743
State Farm $2,167 $2,581 $2,374 $2,374
Travelers $1,926 $2,508 $3,777 $2,237
USAA $1,103 $1,480 $1,943 $1,222

Cheap Ashland, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ashland, Ohio is not easy. Compare the annual rates for DUI auto insurance in Ashland, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Ashland, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,762
American Family $1,412
Farmers $3,108
GEICO $2,571
Liberty Mutual $4,761
Nationwide $3,988
Progressive $2,406
State Farm $2,374
Travelers $3,777
USAA $1,943

Cheap Ashland, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ashland, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ashland, Ohio

Insurance Company Poor Fair Good
Allstate $4,064 $2,952 $2,467
American Family $1,849 $1,262 $1,067
Farmers $3,401 $2,870 $2,733
GEICO $2,187 $1,824 $1,462
Liberty Mutual $6,196 $3,793 $2,974
Nationwide $3,723 $3,001 $2,535
Progressive $2,945 $2,539 $2,369
State Farm $3,383 $2,091 $1,648
Travelers $2,918 $2,542 $2,376
USAA $1,864 $1,321 $1,126

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Cheap Ashland, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ashland, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Ashland, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ashland, Ohio

ZIP Code Average Annual Rates
44805 $2,447

Cheap Ashland, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Ashland, Ohio auto insurance. Find the cheapest annual Ashland, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ashland, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,161 $3,161
American Family $1,376 $1,409
Farmers $3,001 $3,001
GEICO $1,792 $1,857
Liberty Mutual $4,321 $4,321
Nationwide $3,087 $3,087
Progressive $2,618 $2,618
State Farm $2,315 $2,433
Travelers $2,612 $2,612
USAA $1,382 $1,492

Cheap Ashland, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ashland, Ohio? Check out the comparison of annual Ashland, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ashland, Ohio

Insurance Company Low Medium High
Allstate $3,067 $3,155 $3,261
American Family $1,374 $1,403 $1,401
Farmers $2,846 $2,956 $3,202
GEICO $1,771 $1,817 $1,886
Liberty Mutual $4,169 $4,343 $4,452
Nationwide $3,417 $2,991 $2,852
Progressive $2,525 $2,598 $2,731
State Farm $2,257 $2,381 $2,483
Travelers $2,539 $2,647 $2,650
USAA $1,373 $1,436 $1,502

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Best By Category: Cheapest Auto Insurance in Ashland, Ohio

Compare the cheapest auto insurance companies in Ashland, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ashland, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Ashland, Ohio Auto Insurance Companies

What auto insurance companies in Ashland, Ohio are the cheapest? Compare the top Ashland, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ashland, Ohio

Insurance Company Average Annual Rates
Allstate $3,161
American Family $1,392
Farmers $3,001
GEICO $1,824
Liberty Mutual $4,321
Nationwide $3,087
Progressive $2,618
State Farm $2,374
Travelers $2,612
USAA $1,437

What affects auto insurance rates in Ashland, Ohio?

There are a lot of reasons why auto insurance rates in Ashland, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ashland, Ohio. Many local factors may affect your Ashland auto insurance rates.

Ashland Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Ashland, Ohio auto theft statistics, there have been 8 auto thefts in the city.

Ashland Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ashland, Ohio commute length is 17.1 minutes according to City-Data.

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Compare Ashland, Ohio Auto Insurance Quotes

Before you buy Ashland, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ashland, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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