Best Cheap Auto Insurance in Ashland, LA (2021)

The average Ashland, LA auto insurance rates are $402 per month. The minimum auto insurance in Ashland is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Ashland, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Ashland is State Farm
  • The minimum auto insurance required in Ashland, Louisiana is 15/30/25
  • The average commute length in Ashland is 110.0 minutes

Ashland, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Ashland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ashland, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Ashland to other Louisiana cities, including Kenner auto insurance rates, Alexandria auto insurance rates, and Houma auto insurance rates to see how Ashland, Louisiana auto insurance rates stack up.

Before you buy Ashland, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ashland, Louisiana auto insurance quotes.

Minimum Auto Insurance in Ashland, Louisiana

Ashland, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ashland, Louisiana.

Minimum Required Auto Insurance Coverage in Ashland, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ashland, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ashland, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ashland, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,011 $4,011 $4,136 $4,136 $8,830 $11,169 $4,439 $4,817
GEICO $2,740 $3,153 $3,222 $3,901 $10,258 $10,900 $2,662 $2,618
Progressive $3,093 $2,899 $2,589 $2,777 $12,470 $13,887 $3,565 $3,694
State Farm $2,426 $2,426 $2,203 $2,203 $6,993 $8,782 $2,701 $3,040
USAA $2,519 $2,482 $2,433 $2,424 $7,362 $8,676 $3,090 $3,384

Cheap Ashland, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ashland, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Ashland, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Ashland, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,830 $11,169
GEICO $10,258 $10,900
Progressive $12,470 $13,887
State Farm $6,993 $8,782
USAA $7,362 $8,676

Cheap Ashland, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Ashland, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ashland, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,136 $4,136
GEICO $3,222 $3,901
Progressive $2,589 $2,777
State Farm $2,203 $2,203
USAA $2,433 $2,424

Cheap Ashland, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ashland, Louisiana compared to the annual auto insurance rates with a clean record in Ashland, Louisiana.

Annual Ashland, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,514 $6,860 $6,109 $5,291
GEICO $3,365 $5,422 $6,619 $4,321
Progressive $4,684 $6,291 $6,032 $5,480
State Farm $3,541 $4,152 $3,847 $3,847
USAA $3,091 $4,264 $5,148 $3,682

Cheap Ashland, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ashland, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Ashland, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Ashland, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,109
GEICO $6,619
Progressive $6,032
State Farm $3,847
USAA $5,148

Cheap Ashland, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ashland, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ashland, Louisiana

Insurance Company Poor Fair Good
Allstate $7,497 $5,125 $4,458
GEICO $5,864 $5,090 $3,841
Progressive $6,356 $5,444 $5,066
State Farm $5,344 $3,430 $2,766
USAA $5,610 $3,561 $2,967

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Cheap Ashland, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ashland, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Ashland, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ashland, Louisiana

ZIP Code Average Annual Rates
71002 $4,505
71070 $4,482

Cheap Ashland, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Ashland, Louisiana auto insurance. Find the cheapest annual Ashland, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ashland, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,694 $5,694
GEICO $4,836 $5,028
Progressive $5,622 $5,622
State Farm $3,750 $3,944
USAA $3,921 $4,171

Cheap Ashland, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ashland, Louisiana? Check out the comparison of annual Ashland, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ashland, Louisiana

Insurance Company Low Medium High
Allstate $4,968 $5,795 $6,318
GEICO $4,181 $4,947 $5,667
Progressive $4,835 $5,582 $6,448
State Farm $3,401 $3,838 $4,300
USAA $3,568 $4,103 $4,468

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Best By Category: Cheapest Auto Insurance in Ashland, Louisiana

Compare the cheapest auto insurance companies in Ashland, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ashland, Louisiana

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Ashland, Louisiana Auto Insurance Companies

What auto insurance companies in Ashland, Louisiana are the cheapest? Compare the top Ashland, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ashland, Louisiana

Insurance Company Average Annual Rates
Allstate $5,694
GEICO $4,932
Progressive $5,622
State Farm $3,847
USAA $4,046

What affects auto insurance rates in Ashland, Louisiana?

There are a lot of reasons why auto insurance rates in Ashland, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ashland, Louisiana. Many local factors may affect your Ashland auto insurance rates.

Ashland Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Ashland, Louisiana auto theft statistics, there have been 6 auto thefts in the city.

Ashland Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ashland, Louisiana commute length is 110.0 minutes according to City-Data.

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Compare Ashland, Louisiana Auto Insurance Quotes

Before you buy Ashland, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ashland, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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