Best Cheap Auto Insurance in Ashland, KS (2021)

The average Ashland, KS auto insurance rates are $312 per month. The minimum auto insurance in Ashland is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Ashland, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Ashland, KS for senior drivers are $2,229 per year
  • The average commute length in Ashland is 6.6 minutes
  • The minimum auto insurance required in Ashland, Kansas is 25/50/25

Ashland, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Ashland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ashland, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Ashland to other Kansas cities, including Lawrence auto insurance rates, Shawnee auto insurance rates, and Lenexa auto insurance rates to see how Ashland, Kansas auto insurance rates stack up.

Before you buy Ashland, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ashland, Kansas auto insurance quotes.

Minimum Auto Insurance in Ashland, Kansas

Ashland, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ashland, Kansas.

Minimum Required Auto Insurance Coverage in Ashland, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ashland, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ashland, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ashland, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,611 $3,574 $3,150 $3,257 $9,016 $9,926 $3,822 $4,010
American Family $1,806 $1,806 $1,629 $1,629 $3,379 $4,035 $1,806 $2,015
Farmers $2,678 $2,662 $2,395 $2,499 $7,072 $7,321 $3,006 $3,164
GEICO $3,117 $3,051 $3,138 $2,920 $5,374 $7,167 $3,471 $2,634
Liberty Mutual $2,666 $2,889 $2,495 $2,789 $11,509 $12,876 $2,959 $3,214
Nationwide $1,908 $1,976 $1,691 $1,832 $3,764 $4,640 $2,198 $2,347
Progressive $2,707 $2,605 $2,185 $2,268 $9,541 $10,801 $3,207 $3,436
State Farm $1,898 $1,898 $1,653 $1,653 $4,926 $6,293 $2,130 $2,403
Travelers $2,348 $2,403 $2,228 $2,276 $9,001 $14,174 $2,390 $2,913
USAA $1,573 $1,621 $1,424 $1,461 $4,983 $5,299 $2,065 $2,192

Cheap Ashland, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ashland, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Ashland, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Ashland, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,016 $9,926
American Family $3,379 $4,035
Farmers $7,072 $7,321
GEICO $5,374 $7,167
Liberty Mutual $11,509 $12,876
Nationwide $3,764 $4,640
Progressive $9,541 $10,801
State Farm $4,926 $6,293
Travelers $9,001 $14,174
USAA $4,983 $5,299

Cheap Ashland, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Ashland, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ashland, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,150 $3,257
American Family $1,629 $1,629
Farmers $2,395 $2,499
GEICO $3,138 $2,920
Liberty Mutual $2,495 $2,789
Nationwide $1,691 $1,832
Progressive $2,185 $2,268
State Farm $1,653 $1,653
Travelers $2,228 $2,276
USAA $1,424 $1,461

Cheap Ashland, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ashland, Kansas compared to the annual auto insurance rates with a clean record in Ashland, Kansas.

Annual Ashland, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,429 $5,130 $5,735 $4,890
American Family $2,226 $2,376 $2,226 $2,226
Farmers $3,252 $4,169 $4,065 $3,912
GEICO $2,397 $3,972 $6,215 $2,851
Liberty Mutual $3,953 $5,836 $5,741 $5,169
Nationwide $1,894 $2,186 $3,919 $2,179
Progressive $4,252 $4,949 $4,429 $4,745
State Farm $2,659 $3,054 $2,857 $2,857
Travelers $3,507 $4,500 $6,117 $4,742
USAA $1,897 $2,529 $3,713 $2,170

Cheap Ashland, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ashland, Kansas is not easy. Compare the annual rates for DUI auto insurance in Ashland, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Ashland, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,735
American Family $2,226
Farmers $4,065
GEICO $6,215
Liberty Mutual $5,741
Nationwide $3,919
Progressive $4,429
State Farm $2,857
Travelers $6,117
USAA $3,713

Cheap Ashland, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ashland, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ashland, Kansas

Insurance Company Poor Fair Good
Allstate $6,285 $4,721 $4,132
American Family $2,952 $2,097 $1,740
Farmers $4,546 $3,603 $3,400
GEICO $5,995 $3,174 $2,408
Liberty Mutual $5,175 $5,175 $5,175
Nationwide $2,837 $2,482 $2,315
Progressive $5,298 $4,416 $4,067
State Farm $4,160 $2,486 $1,925
Travelers $5,477 $4,424 $4,249
USAA $3,553 $2,300 $1,879

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Cheap Ashland, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ashland, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Ashland, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ashland, Kansas

ZIP Code Average Annual Rates
67831 $3,905

Cheap Ashland, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Ashland, Kansas auto insurance. Find the cheapest annual Ashland, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ashland, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,046 $5,046
American Family $2,234 $2,293
Farmers $3,850 $3,850
GEICO $3,773 $3,945
Liberty Mutual $5,175 $5,175
Nationwide $2,544 $2,544
Progressive $4,594 $4,594
State Farm $2,786 $2,927
Travelers $4,717 $4,717
USAA $2,500 $2,655

Cheap Ashland, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ashland, Kansas? Check out the comparison of annual Ashland, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ashland, Kansas

Insurance Company Low Medium High
Allstate $4,930 $5,037 $5,170
American Family $2,294 $2,378 $2,118
Farmers $3,694 $3,828 $4,027
GEICO $3,772 $3,855 $3,949
Liberty Mutual $5,062 $5,163 $5,299
Nationwide $2,688 $2,515 $2,430
Progressive $4,382 $4,563 $4,837
State Farm $2,762 $2,864 $2,944
Travelers $4,501 $4,723 $4,926
USAA $2,515 $2,573 $2,644

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Best By Category: Cheapest Auto Insurance in Ashland, Kansas

Compare the cheapest auto insurance companies in Ashland, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ashland, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Ashland, Kansas Auto Insurance Companies

What auto insurance companies in Ashland, Kansas are the cheapest? Compare the top Ashland, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ashland, Kansas

Insurance Company Average Annual Rates
Allstate $5,046
American Family $2,263
Farmers $3,850
GEICO $3,859
Liberty Mutual $5,175
Nationwide $2,544
Progressive $4,594
State Farm $2,857
Travelers $4,717
USAA $2,577

What affects auto insurance rates in Ashland, Kansas?

There are a lot of reasons why auto insurance rates in Ashland, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ashland, Kansas. Many local factors may affect your Ashland auto insurance rates.

Ashland Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Ashland, Kansas auto theft statistics, there have been 44 auto thefts in the city.

Ashland Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ashland, Kansas commute length is 6.6 minutes according to City-Data.

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Compare Ashland, Kansas Auto Insurance Quotes

Before you buy Ashland, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ashland, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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