Best Cheap Auto Insurance in Ashburn, VA (2021)

The average Ashburn, VA auto insurance rates are $201 per month. The minimum auto insurance in Ashburn is at least 25/50/20 in coverage to comply with Virginia auto insurance laws. To find the best cheap auto insurance in Ashburn, Virginia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Ashburn is USAA
  • The minimum auto insurance required in Ashburn, Virginia is 25/50/20
  • Average auto insurance rates in Ashburn, VA for senior drivers are $1,386 per year

Ashburn, Virginia auto insurance requirements are 25/50/20 according to Virginia auto insurance laws. Finding cheap auto insurance in Ashburn can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ashburn, Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Ashburn to other Virginia cities, including Norfolk auto insurance rates, Alexandria auto insurance rates, and Virginia Beach auto insurance rates to see how Ashburn, Virginia auto insurance rates stack up.

Before you buy Ashburn, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ashburn, Virginia auto insurance quotes.

Minimum Auto Insurance in Ashburn, Virginia

Ashburn, Virginia auto insurance laws require that you have at least the Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ashburn, Virginia.

Minimum Required Auto Insurance Coverage in Ashburn, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Ashburn, Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ashburn, Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ashburn, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,304 $2,167 $2,285 $2,285 $7,393 $8,476 $2,996 $2,988
GEICO $1,401 $1,390 $1,333 $1,333 $3,076 $4,087 $1,630 $1,600
Nationwide $1,470 $1,476 $1,305 $1,338 $3,557 $4,571 $1,624 $1,763
Progressive $1,127 $1,066 $1,028 $1,029 $5,308 $5,936 $1,360 $1,382
State Farm $1,431 $1,431 $1,305 $1,305 $4,502 $5,646 $1,622 $1,866
USAA $1,103 $1,084 $1,039 $1,040 $3,458 $4,105 $1,414 $1,550

Cheap Ashburn, Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ashburn, Virginia is a challenge. Take a look at the annual teen auto insurance rates in Ashburn, Virginia.

Annual Auto Insurance Rates for Teen Drivers in Ashburn, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,393 $8,476
GEICO $3,076 $4,087
Nationwide $3,557 $4,571
Progressive $5,308 $5,936
State Farm $4,502 $5,646
USAA $3,458 $4,105

Cheap Ashburn, Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Ashburn, Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ashburn, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,285 $2,285
GEICO $1,333 $1,333
Nationwide $1,305 $1,338
Progressive $1,028 $1,029
State Farm $1,305 $1,305
USAA $1,039 $1,040

Cheap Ashburn, Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ashburn, Virginia compared to the annual auto insurance rates with a clean record in Ashburn, Virginia.

Annual Ashburn, Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,855 $4,617 $4,263 $3,712
GEICO $1,509 $1,954 $2,953 $1,509
Nationwide $1,861 $1,861 $2,722 $2,110
Progressive $1,938 $2,597 $2,322 $2,261
State Farm $2,169 $2,608 $2,389 $2,389
USAA $1,432 $1,861 $2,453 $1,651

Cheap Ashburn, Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ashburn, Virginia is not easy. Compare the annual rates for DUI auto insurance in Ashburn, Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Ashburn, Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,263
GEICO $2,953
Nationwide $2,722
Progressive $2,322
State Farm $2,389
USAA $2,453

Cheap Ashburn, Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ashburn, Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ashburn, Virginia

Insurance Company Poor Fair Good
Allstate $4,689 $3,785 $3,110
GEICO $2,201 $1,871 $1,871
Nationwide $2,527 $2,036 $1,851
Progressive $2,526 $2,226 $2,087
State Farm $3,398 $2,106 $1,663
USAA $2,470 $1,685 $1,392

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Cheap Ashburn, Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ashburn, Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Ashburn, Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ashburn, Virginia

ZIP Code Average Annual Rates
20147 $2,082
20148 $2,089

Cheap Ashburn, Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Ashburn, Virginia auto insurance. Find the cheapest annual Ashburn, Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ashburn, Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,743 $3,980
GEICO $1,945 $2,018
Nationwide $2,138 $2,138
Progressive $2,280 $2,280
State Farm $2,328 $2,449
USAA $1,781 $1,917

Cheap Ashburn, Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ashburn, Virginia? Check out the comparison of annual Ashburn, Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ashburn, Virginia

Insurance Company Low Medium High
Allstate $3,763 $3,862 $3,960
GEICO $1,901 $1,980 $2,063
Nationwide $2,249 $2,118 $2,047
Progressive $2,185 $2,257 $2,396
State Farm $2,228 $2,386 $2,552
USAA $1,778 $1,853 $1,916

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Best By Category: Cheapest Auto Insurance in Ashburn, Virginia

Compare the cheapest auto insurance companies in Ashburn, Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ashburn, Virginia

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Ashburn, Virginia Auto Insurance Companies

What auto insurance companies in Ashburn, Virginia are the cheapest? Compare the top Ashburn, Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ashburn, Virginia

Insurance Company Average Annual Rates
Allstate $3,862
GEICO $1,981
Nationwide $2,138
Progressive $2,280
State Farm $2,389
USAA $1,849

What affects auto insurance rates in Ashburn, Virginia?

There are a lot of reasons why auto insurance rates in Ashburn, Virginia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ashburn, Virginia. Many local factors may affect your Ashburn auto insurance rates.

Ashburn Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ashburn, Virginia commute length is 31.9 minutes according to City-Data.

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Compare Ashburn, Virginia Auto Insurance Quotes

Before you buy Ashburn, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ashburn, Virginia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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