Best Cheap Auto Insurance in Artemus, KY (2021)

The average Artemus, KY auto insurance rates are $484 per month. The minimum auto insurance in Artemus is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Artemus, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The minimum auto insurance required in Artemus, Kentucky is 25/50/25
  • Average auto insurance rates in Artemus, KY for senior drivers are $3,189 per year
  • The average commute length in Artemus is 23.8 minutes

Artemus, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Artemus can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Artemus, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Artemus to other Kentucky cities, including George auto insurance rates, Owensboro auto insurance rates, and Covington auto insurance rates to see how Artemus, Kentucky auto insurance rates stack up.

Before you buy Artemus, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Artemus, Kentucky auto insurance quotes.

Minimum Auto Insurance in Artemus, Kentucky

Artemus, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Artemus, Kentucky.

Minimum Required Auto Insurance Coverage in Artemus, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Artemus, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Artemus, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Artemus, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,150 $6,055 $5,645 $6,003 $23,119 $25,575 $6,669 $6,963
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $3,091 $3,368 $2,647 $2,979 $11,824 $13,116 $3,207 $3,310
Nationwide $4,087 $4,069 $3,677 $3,839 $9,302 $11,583 $4,653 $4,867
Progressive $2,671 $2,523 $2,418 $2,420 $13,474 $15,262 $3,312 $3,347
State Farm $2,308 $2,308 $2,076 $2,076 $6,353 $7,862 $2,570 $2,807
Travelers $2,997 $3,047 $2,977 $2,976 $15,522 $25,211 $3,144 $3,581
USAA $2,013 $2,009 $1,822 $1,843 $5,518 $5,784 $2,539 $2,772

Cheap Artemus, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Artemus, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Artemus, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Artemus, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $23,119 $25,575
GEICO $7,942 $9,404
Liberty Mutual $11,824 $13,116
Nationwide $9,302 $11,583
Progressive $13,474 $15,262
State Farm $6,353 $7,862
Travelers $15,522 $25,211
USAA $5,518 $5,784

Cheap Artemus, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Artemus, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Artemus, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,645 $6,003
GEICO $4,003 $3,626
Liberty Mutual $2,647 $2,979
Nationwide $3,677 $3,839
Progressive $2,418 $2,420
State Farm $2,076 $2,076
Travelers $2,977 $2,976
USAA $1,822 $1,843

Cheap Artemus, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Artemus, Kentucky compared to the annual auto insurance rates with a clean record in Artemus, Kentucky.

Annual Artemus, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,904 $11,641 $12,474 $10,071
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,550 $6,975 $5,418 $4,828
Nationwide $4,532 $5,931 $7,562 $5,014
Progressive $4,684 $7,000 $5,337 $5,692
State Farm $3,247 $3,843 $3,545 $3,545
Travelers $6,460 $6,644 $9,692 $6,931
USAA $2,284 $3,231 $3,884 $2,751

Cheap Artemus, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Artemus, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Artemus, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Artemus, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $12,474
GEICO $7,717
Liberty Mutual $5,418
Nationwide $7,562
Progressive $5,337
State Farm $3,545
Travelers $9,692
USAA $3,884

Cheap Artemus, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Artemus, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Artemus, Kentucky

Insurance Company Poor Fair Good
Allstate $14,520 $9,766 $8,031
GEICO $7,842 $3,915 $2,550
Liberty Mutual $7,799 $4,765 $3,764
Nationwide $7,021 $5,495 $4,763
Progressive $6,331 $5,538 $5,166
State Farm $5,089 $3,105 $2,441
Travelers $8,281 $7,017 $6,998
USAA $4,506 $2,537 $2,069

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Cheap Artemus, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Artemus, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Artemus, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Artemus, Kentucky

ZIP Code Average Annual Rates
40903 $5,258

Cheap Artemus, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Artemus, Kentucky auto insurance. Find the cheapest annual Artemus, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Artemus, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $10,772 $10,772
GEICO $4,724 $4,814
Liberty Mutual $5,443 $5,443
Nationwide $5,760 $5,760
Progressive $5,678 $5,678
State Farm $3,453 $3,637
Travelers $7,432 $7,432
USAA $2,925 $3,150

Cheap Artemus, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Artemus, Kentucky? Check out the comparison of annual Artemus, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Artemus, Kentucky

Insurance Company Low Medium High
Allstate $9,316 $10,682 $12,319
GEICO $4,439 $4,761 $5,108
Liberty Mutual $5,079 $5,395 $5,853
Nationwide $5,806 $5,676 $5,797
Progressive $5,114 $5,563 $6,359
State Farm $3,305 $3,532 $3,798
Travelers $6,981 $7,454 $7,860
USAA $2,887 $3,029 $3,196

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Best By Category: Cheapest Auto Insurance in Artemus, Kentucky

Compare the cheapest auto insurance companies in Artemus, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Artemus, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Artemus, Kentucky Auto Insurance Companies

What auto insurance companies in Artemus, Kentucky are the cheapest? Compare the top Artemus, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Artemus, Kentucky

Insurance Company Average Annual Rates
Allstate $10,772
GEICO $4,769
Liberty Mutual $5,443
Nationwide $5,760
Progressive $5,678
State Farm $3,545
Travelers $7,432
USAA $3,037

What affects auto insurance rates in Artemus, Kentucky?

There are a lot of reasons why auto insurance rates in Artemus, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Artemus, Kentucky. Many local factors may affect your Artemus auto insurance rates.

Artemus Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Artemus, Kentucky commute length is 23.8 minutes according to City-Data.

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Compare Artemus, Kentucky Auto Insurance Quotes

Before you buy Artemus, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Artemus, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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