Best Cheap Auto Insurance in Armada, MI (2021)

The average Armada, MI auto insurance rates are $918 per month. The minimum auto insurance in Armada is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Armada, Michigan, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Armada, Michigan is 20/40/10
  • Average auto insurance rates in Armada, MI for senior drivers are $7,236 per year
  • The most expensive auto insurance company in Armada for teen drivers is Allstate

Armada, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Armada can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Armada, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Armada to other Michigan cities, including Detroit auto insurance rates, Lansing auto insurance rates, and Ann Arbor auto insurance rates to see how Armada, Michigan auto insurance rates stack up.

Before you buy Armada, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Armada, Michigan auto insurance quotes.

Minimum Auto Insurance in Armada, Michigan

Armada, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Armada, Michigan.

Minimum Required Auto Insurance Coverage in Armada, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Armada, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Armada, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Armada, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $17,533 $17,533 $16,255 $16,255 $44,240 $44,240 $18,484 $18,484
Farmers $4,677 $4,677 $4,359 $4,359 $10,709 $10,709 $5,277 $5,277
GEICO $4,249 $4,249 $4,370 $4,370 $12,096 $12,096 $4,058 $4,058
Liberty Mutual $17,478 $17,478 $17,307 $17,307 $40,779 $40,779 $17,478 $17,478
Nationwide $4,828 $4,828 $4,288 $4,288 $13,055 $13,055 $5,313 $5,313
Progressive $3,660 $3,377 $3,230 $3,624 $13,881 $14,798 $4,273 $3,918
State Farm $8,485 $8,485 $7,919 $7,919 $30,271 $30,271 $9,970 $9,970
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,818 $2,661 $2,651 $2,494 $7,028 $6,669 $3,442 $3,292

Cheap Armada, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Armada, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Armada, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Armada, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $44,240 $44,240
Farmers $10,709 $10,709
GEICO $12,096 $12,096
Liberty Mutual $40,779 $40,779
Nationwide $13,055 $13,055
Progressive $13,881 $14,798
State Farm $30,271 $30,271
Travelers $16,180 $16,180
USAA $7,028 $6,669

Cheap Armada, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Armada, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Armada, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $16,255 $16,255
Farmers $4,359 $4,359
GEICO $4,370 $4,370
Liberty Mutual $17,307 $17,307
Nationwide $4,288 $4,288
Progressive $3,230 $3,624
State Farm $7,919 $7,919
Travelers $4,626 $4,626
USAA $2,651 $2,494

Cheap Armada, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Armada, Michigan compared to the annual auto insurance rates with a clean record in Armada, Michigan.

Annual Armada, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,673 $15,594 $52,834 $16,410
Farmers $5,241 $6,704 $6,612 $6,466
GEICO $2,131 $4,607 $14,040 $3,996
Liberty Mutual $15,941 $19,502 $36,967 $20,633
Nationwide $5,868 $7,875 $7,128 $6,613
Progressive $5,356 $7,092 $6,350 $6,582
State Farm $8,907 $10,735 $23,528 $13,476
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,116 $3,902 $5,111 $3,399

Cheap Armada, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Armada, Michigan is not easy. Compare the annual rates for DUI auto insurance in Armada, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Armada, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $52,834
Farmers $6,612
GEICO $14,040
Liberty Mutual $36,967
Nationwide $7,128
Progressive $6,350
State Farm $23,528
Travelers $12,473
USAA $5,111

Cheap Armada, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Armada, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Armada, Michigan

Insurance Company Poor Fair Good
Allstate $36,555 $20,264 $15,564
Farmers $8,219 $5,483 $5,064
GEICO $7,968 $5,853 $4,759
Liberty Mutual $36,823 $21,248 $11,712
Nationwide $8,615 $6,491 $5,506
Progressive $7,319 $6,166 $5,550
State Farm $22,997 $11,614 $7,873
Travelers $8,206 $7,958 $7,858
USAA $5,820 $3,311 $2,514

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Armada, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Armada, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Armada, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Armada, Michigan

ZIP Code Average Annual Rates
48005 $7,684

Cheap Armada, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Armada, Michigan auto insurance. Find the cheapest annual Armada, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Armada, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $24,128 $24,128
Farmers $6,255 $6,255
GEICO $6,055 $6,332
Liberty Mutual $22,469 $24,053
Nationwide $6,871 $6,871
Progressive $6,345 $6,345
State Farm $13,766 $14,556
Travelers $7,961 $8,053
USAA $3,837 $3,926

Cheap Armada, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Armada, Michigan? Check out the comparison of annual Armada, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Armada, Michigan

Insurance Company Low Medium High
Allstate $23,479 $24,186 $24,719
Farmers $6,112 $6,243 $6,411
GEICO $5,774 $6,137 $6,669
Liberty Mutual $22,737 $23,210 $23,835
Nationwide $7,180 $6,758 $6,675
Progressive $6,142 $6,353 $6,540
State Farm $13,375 $14,258 $14,851
Travelers $7,920 $8,016 $8,086
USAA $3,768 $3,891 $3,986

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Armada, Michigan

Compare the cheapest auto insurance companies in Armada, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Armada, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Armada, Michigan Auto Insurance Companies

What auto insurance companies in Armada, Michigan are the cheapest? Compare the top Armada, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Armada, Michigan

Insurance Company Average Annual Rates
Allstate $24,128
Farmers $6,255
GEICO $6,193
Liberty Mutual $23,261
Nationwide $6,871
Progressive $6,345
State Farm $14,161
Travelers $8,007
USAA $3,882

What affects auto insurance rates in Armada, Michigan?

There are a lot of reasons why auto insurance rates in Armada, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Armada, Michigan. Many local factors may affect your Armada auto insurance rates.

Armada Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Armada, Michigan auto theft statistics, there have been 0 auto thefts in the city.

Armada Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Armada, Michigan commute length is 31.4 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Armada, Michigan Auto Insurance Quotes

Before you buy Armada, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Armada, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption