Best Cheap Auto Insurance in Arma, KS (2021)

The average Arma, KS auto insurance rates are $276 per month. The minimum auto insurance in Arma is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Arma, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Arma is Nationwide
  • Average auto insurance rates in Arma, KS for senior drivers are $1,918 per year
  • The average commute length in Arma is 20.3 minutes

Arma, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Arma can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Arma, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Arma to other Kansas cities, including Olathe auto insurance rates, Wichita auto insurance rates, and Topeka auto insurance rates to see how Arma, Kansas auto insurance rates stack up.

Before you buy Arma, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Arma, Kansas auto insurance quotes.

Minimum Auto Insurance in Arma, Kansas

Arma, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Arma, Kansas.

Minimum Required Auto Insurance Coverage in Arma, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Arma, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Arma, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Arma, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,751 $2,688 $2,443 $2,516 $7,339 $8,181 $2,850 $2,966
American Family $1,721 $1,721 $1,554 $1,554 $3,366 $4,051 $1,721 $1,937
Farmers $2,406 $2,388 $2,147 $2,245 $6,602 $6,837 $2,709 $2,847
GEICO $2,408 $2,353 $2,431 $2,262 $4,517 $6,101 $2,826 $2,031
Liberty Mutual $2,237 $2,414 $2,151 $2,401 $10,640 $11,880 $2,429 $2,623
Nationwide $1,551 $1,589 $1,389 $1,488 $3,328 $4,047 $1,823 $1,932
Progressive $2,364 $2,239 $1,904 $1,992 $8,878 $10,000 $2,783 $2,984
State Farm $1,823 $1,823 $1,594 $1,594 $4,806 $6,134 $2,047 $2,309
Travelers $2,057 $2,090 $2,016 $2,038 $8,388 $13,027 $2,108 $2,467
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

Cheap Arma, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Arma, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Arma, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Arma, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,339 $8,181
American Family $3,366 $4,051
Farmers $6,602 $6,837
GEICO $4,517 $6,101
Liberty Mutual $10,640 $11,880
Nationwide $3,328 $4,047
Progressive $8,878 $10,000
State Farm $4,806 $6,134
Travelers $8,388 $13,027
USAA $4,807 $5,062

Cheap Arma, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Arma, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Arma, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,443 $2,516
American Family $1,554 $1,554
Farmers $2,147 $2,245
GEICO $2,431 $2,262
Liberty Mutual $2,151 $2,401
Nationwide $1,389 $1,488
Progressive $1,904 $1,992
State Farm $1,594 $1,594
Travelers $2,016 $2,038
USAA $1,313 $1,333

Cheap Arma, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Arma, Kansas compared to the annual auto insurance rates with a clean record in Arma, Kansas.

Annual Arma, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,437 $3,999 $4,588 $3,843
American Family $2,166 $2,316 $2,166 $2,166
Farmers $2,969 $3,822 $3,725 $3,575
GEICO $1,969 $3,213 $4,938 $2,344
Liberty Mutual $3,450 $5,225 $5,129 $4,584
Nationwide $1,632 $1,867 $3,222 $1,854
Progressive $3,822 $4,486 $3,999 $4,265
State Farm $2,570 $2,963 $2,766 $2,766
Travelers $3,101 $4,059 $5,614 $4,320
USAA $1,765 $2,373 $3,494 $2,020

Cheap Arma, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Arma, Kansas is not easy. Compare the annual rates for DUI auto insurance in Arma, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Arma, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,588
American Family $2,166
Farmers $3,725
GEICO $4,938
Liberty Mutual $5,129
Nationwide $3,222
Progressive $3,999
State Farm $2,766
Travelers $5,614
USAA $3,494

Cheap Arma, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Arma, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Arma, Kansas

Insurance Company Poor Fair Good
Allstate $4,921 $3,728 $3,252
American Family $2,877 $2,034 $1,698
Farmers $4,147 $3,305 $3,117
GEICO $4,843 $2,561 $1,944
Liberty Mutual $4,597 $4,597 $4,597
Nationwide $2,365 $2,105 $1,961
Progressive $4,740 $3,995 $3,694
State Farm $4,028 $2,407 $1,864
Travelers $4,937 $4,022 $3,862
USAA $3,299 $2,163 $1,778

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Cheap Arma, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Arma, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Arma, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Arma, Kansas

ZIP Code Average Annual Rates
66712 $3,499

Cheap Arma, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Arma, Kansas auto insurance. Find the cheapest annual Arma, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Arma, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,967 $3,967
American Family $2,175 $2,231
Farmers $3,523 $3,523
GEICO $3,050 $3,182
Liberty Mutual $4,597 $4,597
Nationwide $2,143 $2,143
Progressive $4,143 $4,143
State Farm $2,697 $2,835
Travelers $4,274 $4,274
USAA $2,341 $2,485

Cheap Arma, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Arma, Kansas? Check out the comparison of annual Arma, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Arma, Kansas

Insurance Company Low Medium High
Allstate $3,851 $3,958 $4,091
American Family $2,220 $2,314 $2,075
Farmers $3,372 $3,502 $3,694
GEICO $3,023 $3,112 $3,212
Liberty Mutual $4,482 $4,586 $4,723
Nationwide $2,243 $2,120 $2,067
Progressive $3,897 $4,109 $4,423
State Farm $2,668 $2,774 $2,857
Travelers $4,056 $4,280 $4,486
USAA $2,328 $2,406 $2,504

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Best By Category: Cheapest Auto Insurance in Arma, Kansas

Compare the cheapest auto insurance companies in Arma, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Arma, Kansas

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation Nationwide

The Cheapest Arma, Kansas Auto Insurance Companies

What auto insurance companies in Arma, Kansas are the cheapest? Compare the top Arma, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Arma, Kansas

Insurance Company Average Annual Rates
Allstate $3,967
American Family $2,203
Farmers $3,523
GEICO $3,116
Liberty Mutual $4,597
Nationwide $2,143
Progressive $4,143
State Farm $2,766
Travelers $4,274
USAA $2,413

What affects auto insurance rates in Arma, Kansas?

There are a lot of reasons why auto insurance rates in Arma, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Arma, Kansas. Many local factors may affect your Arma auto insurance rates.

Arma Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Arma, Kansas commute length is 20.3 minutes according to City-Data.

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Compare Arma, Kansas Auto Insurance Quotes

Before you buy Arma, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Arma, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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