Best Cheap Auto Insurance in Arjay, KY (2021)

The average Arjay, KY auto insurance rates are $485 per month. The minimum auto insurance in Arjay is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Arjay, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Arjay for teen drivers is Allstate
  • The minimum auto insurance required in Arjay, Kentucky is 25/50/25
  • The cheapest auto insurance company in Arjay is USAA

Arjay, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Arjay can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Arjay, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Arjay to other Kentucky cities, including Florence auto insurance rates, Elizabeth auto insurance rates, and Independence auto insurance rates to see how Arjay, Kentucky auto insurance rates stack up.

Before you buy Arjay, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Arjay, Kentucky auto insurance quotes.

Minimum Auto Insurance in Arjay, Kentucky

Arjay, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Arjay, Kentucky.

Minimum Required Auto Insurance Coverage in Arjay, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Arjay, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Arjay, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Arjay, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,150 $6,055 $5,645 $6,003 $23,120 $25,575 $6,669 $6,963
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $3,048 $3,317 $2,621 $2,940 $11,265 $12,457 $3,171 $3,278
Nationwide $4,087 $4,069 $3,677 $3,839 $9,302 $11,583 $4,653 $4,867
Progressive $2,706 $2,559 $2,452 $2,449 $13,734 $15,597 $3,362 $3,410
State Farm $2,229 $2,229 $1,993 $1,993 $6,204 $7,852 $2,471 $2,734
Travelers $3,217 $3,279 $3,147 $3,162 $16,066 $26,149 $3,354 $3,894
USAA $1,980 $1,981 $1,788 $1,815 $5,320 $5,600 $2,499 $2,733

Cheap Arjay, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Arjay, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Arjay, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Arjay, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $23,120 $25,575
GEICO $7,942 $9,404
Liberty Mutual $11,265 $12,457
Nationwide $9,302 $11,583
Progressive $13,734 $15,597
State Farm $6,204 $7,852
Travelers $16,066 $26,149
USAA $5,320 $5,600

Cheap Arjay, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Arjay, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Arjay, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,645 $6,003
GEICO $4,003 $3,626
Liberty Mutual $2,621 $2,940
Nationwide $3,677 $3,839
Progressive $2,452 $2,449
State Farm $1,993 $1,993
Travelers $3,147 $3,162
USAA $1,788 $1,815

Cheap Arjay, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Arjay, Kentucky compared to the annual auto insurance rates with a clean record in Arjay, Kentucky.

Annual Arjay, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,904 $11,641 $12,474 $10,071
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,408 $6,733 $5,238 $4,670
Nationwide $4,532 $5,931 $7,562 $5,014
Progressive $4,771 $7,129 $5,436 $5,799
State Farm $3,189 $3,737 $3,463 $3,463
Travelers $6,781 $6,978 $10,108 $7,266
USAA $2,232 $3,158 $3,778 $2,690

Cheap Arjay, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Arjay, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Arjay, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Arjay, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $12,474
GEICO $7,717
Liberty Mutual $5,238
Nationwide $7,562
Progressive $5,436
State Farm $3,463
Travelers $10,108
USAA $3,778

Cheap Arjay, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Arjay, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Arjay, Kentucky

Insurance Company Poor Fair Good
Allstate $14,520 $9,767 $8,031
GEICO $7,842 $3,915 $2,550
Liberty Mutual $7,535 $4,605 $3,647
Nationwide $7,021 $5,495 $4,763
Progressive $6,443 $5,642 $5,266
State Farm $4,956 $3,038 $2,395
Travelers $8,688 $7,343 $7,319
USAA $4,407 $2,472 $2,014

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Cheap Arjay, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Arjay, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Arjay, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Arjay, Kentucky

ZIP Code Average Annual Rates
40902 $5,287

Cheap Arjay, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Arjay, Kentucky auto insurance. Find the cheapest annual Arjay, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Arjay, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $10,773 $10,773
GEICO $4,724 $4,814
Liberty Mutual $5,262 $5,262
Nationwide $5,760 $5,760
Progressive $5,784 $5,784
State Farm $3,380 $3,546
Travelers $7,783 $7,783
USAA $2,855 $3,074

Cheap Arjay, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Arjay, Kentucky? Check out the comparison of annual Arjay, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Arjay, Kentucky

Insurance Company Low Medium High
Allstate $9,316 $10,682 $12,319
GEICO $4,439 $4,761 $5,108
Liberty Mutual $4,971 $5,223 $5,593
Nationwide $5,806 $5,676 $5,797
Progressive $5,208 $5,663 $6,480
State Farm $3,222 $3,450 $3,717
Travelers $7,342 $7,808 $8,199
USAA $2,828 $2,958 $3,108

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Best By Category: Cheapest Auto Insurance in Arjay, Kentucky

Compare the cheapest auto insurance companies in Arjay, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Arjay, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Arjay, Kentucky Auto Insurance Companies

What auto insurance companies in Arjay, Kentucky are the cheapest? Compare the top Arjay, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Arjay, Kentucky

Insurance Company Average Annual Rates
Allstate $10,773
GEICO $4,769
Liberty Mutual $5,262
Nationwide $5,760
Progressive $5,784
State Farm $3,463
Travelers $7,783
USAA $2,964

Compare Arjay, Kentucky Auto Insurance Quotes

Before you buy Arjay, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Arjay, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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