Best Cheap Auto Insurance in Arispe, IA (2021)

The average Arispe, IA auto insurance rates are $254 per month. The minimum auto insurance in Arispe is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Arispe, Iowa, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Arispe is 42.0 minutes
  • Average auto insurance rates in Arispe, IA for senior drivers are $1,715 per year
  • The most expensive auto insurance company in Arispe for teen drivers is Travelers

Arispe, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Arispe can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Arispe, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Arispe to other Iowa cities, including Ankeny auto insurance rates, Council Bluffs auto insurance rates, and Waterloo auto insurance rates to see how Arispe, Iowa auto insurance rates stack up.

Before you buy Arispe, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Arispe, Iowa auto insurance quotes.

Minimum Auto Insurance in Arispe, Iowa

Arispe, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Arispe, Iowa.

Minimum Required Auto Insurance Coverage in Arispe, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Arispe, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Arispe, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Arispe, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,094 $2,011 $1,856 $1,890 $6,060 $6,823 $2,285 $2,354
American Family $1,976 $1,976 $1,766 $1,766 $5,251 $7,378 $1,976 $2,381
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,144 $2,331 $1,875 $2,277 $10,031 $11,292 $2,430 $2,686
Nationwide $1,889 $1,946 $1,678 $1,800 $4,257 $5,545 $2,128 $2,323
Progressive $2,112 $2,073 $1,740 $1,789 $4,567 $5,188 $2,553 $2,754
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,530 $2,586 $2,439 $2,449 $10,964 $17,435 $2,626 $3,139
USAA $1,264 $1,289 $1,153 $1,189 $3,266 $3,496 $1,524 $1,691

Cheap Arispe, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Arispe, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Arispe, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Arispe, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,060 $6,823
American Family $5,251 $7,378
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $10,031 $11,292
Nationwide $4,257 $5,545
Progressive $4,567 $5,188
State Farm $3,891 $4,937
Travelers $10,964 $17,435
USAA $3,266 $3,496

Cheap Arispe, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Arispe, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Arispe, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,856 $1,890
American Family $1,766 $1,766
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,875 $2,277
Nationwide $1,678 $1,800
Progressive $1,740 $1,789
State Farm $1,269 $1,269
Travelers $2,439 $2,449
USAA $1,153 $1,189

Cheap Arispe, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Arispe, Iowa compared to the annual auto insurance rates with a clean record in Arispe, Iowa.

Annual Arispe, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,694 $3,269 $3,710 $3,013
American Family $2,208 $3,232 $4,197 $2,597
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,791 $4,675 $4,783 $4,285
Nationwide $1,937 $2,804 $3,844 $2,199
Progressive $2,307 $3,694 $2,494 $2,894
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,036 $5,362 $7,169 $5,517
USAA $1,427 $1,901 $2,473 $1,635

Cheap Arispe, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Arispe, Iowa is not easy. Compare the annual rates for DUI auto insurance in Arispe, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Arispe, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,710
American Family $4,197
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,783
Nationwide $3,844
Progressive $2,494
State Farm $2,217
Travelers $7,169
USAA $2,473

Cheap Arispe, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Arispe, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Arispe, Iowa

Insurance Company Poor Fair Good
Allstate $3,795 $3,014 $2,706
American Family $3,901 $2,866 $2,409
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,265 $3,851 $3,035
Nationwide $3,286 $2,558 $2,244
Progressive $3,415 $2,702 $2,424
State Farm $3,157 $1,953 $1,541
Travelers $6,218 $5,299 $5,046
USAA $2,454 $1,675 $1,447

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Cheap Arispe, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Arispe, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Arispe, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Arispe, Iowa

ZIP Code Average Annual Rates
50831 $2,572

Cheap Arispe, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Arispe, Iowa auto insurance. Find the cheapest annual Arispe, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Arispe, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,096 $3,247
American Family $3,023 $3,094
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,383 $4,383
Nationwide $2,696 $2,696
Progressive $2,847 $2,847
State Farm $2,164 $2,270
Travelers $5,521 $5,521
USAA $1,791 $1,927

Cheap Arispe, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Arispe, Iowa? Check out the comparison of annual Arispe, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Arispe, Iowa

Insurance Company Low Medium High
Allstate $3,041 $3,177 $3,297
American Family $3,076 $3,228 $2,872
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,218 $4,376 $4,557
Nationwide $2,832 $2,676 $2,580
Progressive $2,729 $2,853 $2,959
State Farm $2,111 $2,229 $2,311
Travelers $5,230 $5,602 $5,731
USAA $1,768 $1,864 $1,944

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Best By Category: Cheapest Auto Insurance in Arispe, Iowa

Compare the cheapest auto insurance companies in Arispe, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Arispe, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Arispe, Iowa Auto Insurance Companies

What auto insurance companies in Arispe, Iowa are the cheapest? Compare the top Arispe, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Arispe, Iowa

Insurance Company Average Annual Rates
Allstate $3,171
American Family $3,059
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,383
Nationwide $2,696
Progressive $2,847
State Farm $2,217
Travelers $5,521
USAA $1,859

What affects auto insurance rates in Arispe, Iowa?

There are a lot of reasons why auto insurance rates in Arispe, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Arispe, Iowa. Many local factors may affect your Arispe auto insurance rates.

Arispe Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Arispe, Iowa commute length is 42.0 minutes according to City-Data.

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Compare Arispe, Iowa Auto Insurance Quotes

Before you buy Arispe, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Arispe, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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