Are Porsche 911s Expensive to Insure? [Rates + Coverage Guide]

Key takeaways:

• Full coverage costs around $2,080 a year or $173 each month
• A liability-only policy costs around $834 a year or $70 each month
• Highest rates are for teenage drivers at around $7,602 a year or $634 each month
• Good drivers can save as much as $858 a year by earning policy discounts
• Porsche 911 insurance costs around $561 more per year than the average vehicle

Porsche 911 insurance rates are $561 more expensive than the average vehicle. High-risk drivers, such as teen drivers, could pay up to $634 per month. Other drivers pay up to $173 per month for full coverage. Continue reading to learn more.

You can start comparing quotes for Porsche 911 insurance rates from some of the best auto insurance companies by using our free online tool now.

Porsche 911 Insurance Cost

The average Porsche 911 insurance rates are $2,080 a year or $173 a month.

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Are Porsche 911s Expensive to Insure?

The chart below details how Porsche 911 insurance rates compare to other sports cars like the Ford Mustang, Kia Stinger, and Chevrolet Camaro.

However, there are a few things you can do to find the cheapest Porsche insurance rates online.

What Impacts the Cost of Porsche 911 Insurance?

The Porsche 911 trim and model you choose can impact the total price you will pay for Porsche 911 insurance coverage.

Age of the Vehicle

Older Porsche 911 models generally cost less to insure. For example, auto insurance for a 2018 Porsche 911 costs $2,080, while 2010 Porsche 911 insurance costs are $1,598, a difference of $482.

Driver Age

Driver age can have a significant impact on Porsche 911 auto insurance rates. As an example, a 40-year-old driver could pay $220 less each month for their Porsche 911 auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Porsche 911 insurance rates. For example, drivers in Los Angeles may pay $298 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Porsche 911 auto insurance. Teens and drivers in their 20’s see the highest jump in their Porsche 911 auto insurance with violations on their driving record.

Porsche 911 Safety Ratings

Your Porsche 911 insurance rates are tied to the safety ratings of the Porsche 911. See the breakdown below:

Test Type	Rating
Small overlap front: driver-side	Not Tested
Small overlap front: passenger-side	Not Tested
Moderate overlap front	Not Tested
Side	Not Tested
Roof strength	Not Tested
Head restraints and seats	Not Tested
Source: Insurance Institute for Highway Safety

Porsche 911 Crash Test Ratings

Good Porsche 911 crash test ratings mean the VW is safer, which could mean cheaper Porsche 911 insurance rates.

Porsche 911 Safety Features

The more safety features you have on your Porsche 911, the more likely it is that you can earn a discount. The Porsche 911’s safety features include:

• Porsche Stability Management (PSM) Electronic Stability Control (ESC)
• Porsche Traction Management (PTM) ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• ParkAssist Front And Rear Parking Sensors
• Warn and Brake Assist
• Tire Specific Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Outboard Front Lap And Shoulder Safety Belts -inc: Pretensioners
• Back-Up Camera

Porsche 911 Insurance Loss Probability

The lower percentage means lower Porsche 911 auto insurance rates; higher percentages mean higher Porsche 911 insurance rates. The Porsche 911’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category	Loss Rate
Collision	91%
Property Damage	-53%
Comprehensive	73%
Personal Injury	-76%
Medical Payment	no data
Bodily Injury	no data
Source: Insurance Institute for Highway Safety

Porsche 911 Finance and Insurance Cost

If you are financing a Porsche 911, you will pay more if you purchase Porsche 911 auto insurance at the dealership, so be sure to shop around and compare Porsche 911 auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Porsche 911 Insurance

If you want to reduce the cost of your Porsche 911 insurance rates, follow these tips below:

• Renew Your Porsche 911 Insurance Coverage to Avoid Lapses
• Tell Your Insurer About Different Drivers or Uses for Your Porsche 911
• Apply for Your Full, Unrestricted License as Soon as You’re Eligible
• Compare Porsche 911 Quotes Online
• Ask Your Insurance Company About Porsche 911 Discounts

Top Porsche 911 Insurance Companies

The best auto insurance companies for Porsche 911 insurance rates will offer competitive rates, discounts, and account for the Porsche 911’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.

Compare Free Porsche 911 Insurance Quotes Online

To start comparing Porsche 911 insurance quotes for free, use our online auto insurance comparison tool.