Best Cheap Auto Insurance in Arden, DE (2021)

The average Arden, DE auto insurance rates are $524 per month. The minimum auto insurance in Arden is at least 25/50/10 in coverage to comply with Delaware auto insurance laws. To find the best cheap auto insurance in Arden, Delaware, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Arden is USAA
  • The most expensive auto insurance company in Arden for teen drivers is Liberty Mutual
  • Average auto insurance rates in Arden, DE for senior drivers are $3,683 per year

Arden, Delaware auto insurance requirements are 25/50/10 according to Delaware auto insurance laws. Finding cheap auto insurance in Arden can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Arden, Delaware, including driving record, credit, commute time, and more.

Compare auto insurance in Arden to other Delaware cities, including Elsmere auto insurance rates, Newark auto insurance rates, and Seaford auto insurance rates to see how Arden, Delaware auto insurance rates stack up.

Before you buy Arden, Delaware auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Arden, Delaware auto insurance quotes.

Minimum Auto Insurance in Arden, Delaware

Arden, Delaware auto insurance laws require that you have at least the Delaware minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Arden, Delaware.

Minimum Required Auto Insurance Coverage in Arden, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Arden, Delaware Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Arden, Delaware are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Arden, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,006 $3,918 $3,526 $3,711 $14,486 $16,855 $4,176 $4,392
GEICO $3,071 $3,420 $2,963 $3,455 $7,536 $7,877 $3,228 $3,129
Liberty Mutual $12,128 $12,128 $11,982 $11,982 $26,879 $40,671 $12,128 $16,773
Nationwide $3,278 $3,255 $2,990 $2,978 $7,875 $9,971 $3,640 $3,892
Progressive $2,149 $1,985 $1,888 $1,928 $10,980 $12,126 $2,632 $2,558
State Farm $3,057 $3,057 $2,827 $2,827 $8,704 $11,228 $3,429 $3,568
Travelers $1,579 $1,583 $1,566 $1,525 $9,304 $14,396 $1,686 $1,800
USAA $1,502 $1,476 $1,388 $1,384 $5,639 $6,634 $1,894 $2,082

Cheap Arden, Delaware Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Arden, Delaware is a challenge. Take a look at the annual teen auto insurance rates in Arden, Delaware.

Annual Auto Insurance Rates for Teen Drivers in Arden, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,486 $16,855
GEICO $7,536 $7,877
Liberty Mutual $26,879 $40,671
Nationwide $7,875 $9,971
Progressive $10,980 $12,126
State Farm $8,704 $11,228
Travelers $9,304 $14,396
USAA $5,639 $6,634

Cheap Arden, Delaware Auto Insurance for Seniors

What are senior auto insurance rates in Arden, Delaware? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Arden, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,526 $3,711
GEICO $2,963 $3,455
Liberty Mutual $11,982 $11,982
Nationwide $2,990 $2,978
Progressive $1,888 $1,928
State Farm $2,827 $2,827
Travelers $1,566 $1,525
USAA $1,388 $1,384

Cheap Arden, Delaware Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Arden, Delaware compared to the annual auto insurance rates with a clean record in Arden, Delaware.

Annual Arden, Delaware Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,818 $6,991 $8,124 $6,602
GEICO $3,317 $4,606 $5,651 $3,765
Liberty Mutual $14,410 $16,606 $26,558 $14,762
Nationwide $3,777 $3,777 $6,922 $4,463
Progressive $3,900 $5,181 $4,443 $4,600
State Farm $4,384 $5,290 $4,837 $4,837
Travelers $3,558 $3,568 $5,866 $3,728
USAA $2,260 $2,260 $3,892 $2,587

Cheap Arden, Delaware Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Arden, Delaware is not easy. Compare the annual rates for DUI auto insurance in Arden, Delaware to find the best deal.

Annual Auto Insurance Rates After a DUI in Arden, Delaware

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,124
GEICO $5,651
Liberty Mutual $26,558
Nationwide $6,922
Progressive $4,443
State Farm $4,837
Travelers $5,866
USAA $3,892

Cheap Arden, Delaware Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Arden, Delaware annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Arden, Delaware

Insurance Company Poor Fair Good
Allstate $8,849 $6,254 $5,548
GEICO $6,732 $3,725 $2,547
Liberty Mutual $24,449 $16,493 $13,310
Nationwide $5,491 $4,561 $4,152
Progressive $5,064 $4,434 $4,096
State Farm $7,380 $4,086 $3,044
Travelers $4,653 $3,849 $4,038
USAA $4,503 $2,177 $1,570

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Cheap Arden, Delaware Auto Insurance Rates By Commute

Commute length and annual mileage affect Arden, Delaware auto insurance. Find the cheapest annual Arden, Delaware auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Arden, Delaware

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,884 $6,884
GEICO $4,266 $4,403
Liberty Mutual $17,586 $18,583
Nationwide $4,735 $4,735
Progressive $4,531 $4,531
State Farm $4,673 $5,000
Travelers $4,180 $4,180
USAA $2,721 $2,779

Cheap Arden, Delaware Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Arden, Delaware? Check out the comparison of annual Arden, Delaware auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Arden, Delaware

Insurance Company Low Medium High
Allstate $6,196 $6,979 $7,476
GEICO $3,896 $4,398 $4,711
Liberty Mutual $17,204 $17,876 $19,172
Nationwide $4,702 $4,655 $4,847
Progressive $3,980 $4,586 $5,027
State Farm $4,500 $4,844 $5,166
Travelers $3,865 $4,325 $4,350
USAA $2,579 $2,747 $2,924

Best By Category: Cheapest Auto Insurance in Arden, Delaware

Compare the cheapest auto insurance companies in Arden, Delaware in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Arden, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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The Cheapest Arden, Delaware Auto Insurance Companies

What auto insurance companies in Arden, Delaware are the cheapest? Compare the top Arden, Delaware auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Arden, Delaware

Insurance Company Average Annual Rates
Allstate $6,884
GEICO $4,335
Liberty Mutual $18,084
Nationwide $4,735
Progressive $4,531
State Farm $4,837
Travelers $4,180
USAA $2,750

What affects auto insurance rates in Arden, Delaware?

There are a lot of reasons why auto insurance rates in Arden, Delaware are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Arden, Delaware. Many local factors may affect your Arden auto insurance rates.

Arden Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Arden, Delaware commute length is 21.5 minutes according to City-Data.

Compare Arden, Delaware Auto Insurance Quotes

Before you buy Arden, Delaware auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Arden, Delaware auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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