Best Cheap Auto Insurance in Arcanum, OH (2021)

The average Arcanum, OH auto insurance rates are $221 per month. The minimum auto insurance in Arcanum is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Arcanum, Ohio, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Arcanum for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Arcanum is USAA
  • The average commute length in Arcanum is 24.3 minutes

Arcanum, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Arcanum can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Arcanum, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Arcanum to other Ohio cities, including Parma auto insurance rates, Cleveland auto insurance rates, and Canton auto insurance rates to see how Arcanum, Ohio auto insurance rates stack up.

Before you buy Arcanum, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Arcanum, Ohio auto insurance quotes.

Minimum Auto Insurance in Arcanum, Ohio

Arcanum, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Arcanum, Ohio.

Minimum Required Auto Insurance Coverage in Arcanum, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Arcanum, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Arcanum, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Arcanum, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,964 $1,957 $1,771 $1,892 $5,409 $6,196 $2,066 $2,207
American Family $994 $1,032 $915 $918 $3,118 $3,386 $1,229 $1,295
Farmers $1,663 $1,659 $1,466 $1,547 $7,364 $7,641 $1,866 $1,951
GEICO $1,251 $1,222 $1,176 $1,189 $3,383 $3,154 $1,388 $1,180
Liberty Mutual $1,915 $2,087 $1,474 $1,788 $10,151 $11,460 $2,031 $2,218
Nationwide $1,987 $1,997 $1,795 $1,807 $5,059 $6,518 $2,128 $2,474
Progressive $1,707 $1,605 $1,419 $1,471 $7,682 $8,655 $2,036 $2,112
State Farm $1,347 $1,347 $1,203 $1,203 $4,169 $5,230 $1,565 $1,800
Travelers $1,459 $1,481 $1,451 $1,441 $6,272 $9,870 $1,522 $1,740
USAA $800 $807 $760 $761 $2,425 $2,701 $1,066 $1,151

Cheap Arcanum, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Arcanum, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Arcanum, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Arcanum, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,409 $6,196
American Family $3,118 $3,386
Farmers $7,364 $7,641
GEICO $3,383 $3,154
Liberty Mutual $10,151 $11,460
Nationwide $5,059 $6,518
Progressive $7,682 $8,655
State Farm $4,169 $5,230
Travelers $6,272 $9,870
USAA $2,425 $2,701

Cheap Arcanum, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Arcanum, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Arcanum, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,771 $1,892
American Family $915 $918
Farmers $1,466 $1,547
GEICO $1,176 $1,189
Liberty Mutual $1,474 $1,788
Nationwide $1,795 $1,807
Progressive $1,419 $1,471
State Farm $1,203 $1,203
Travelers $1,451 $1,441
USAA $760 $761

Cheap Arcanum, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Arcanum, Ohio compared to the annual auto insurance rates with a clean record in Arcanum, Ohio.

Annual Arcanum, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,470 $2,979 $3,491 $2,790
American Family $1,543 $1,633 $1,633 $1,633
Farmers $2,591 $3,338 $3,256 $3,393
GEICO $1,181 $1,708 $2,481 $1,601
Liberty Mutual $3,479 $4,465 $4,558 $4,059
Nationwide $2,384 $3,028 $3,836 $2,634
Progressive $2,874 $3,915 $3,064 $3,490
State Farm $2,036 $2,429 $2,233 $2,233
Travelers $2,321 $3,028 $4,568 $2,702
USAA $1,008 $1,347 $1,763 $1,116

Cheap Arcanum, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Arcanum, Ohio is not easy. Compare the annual rates for DUI auto insurance in Arcanum, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Arcanum, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,491
American Family $1,633
Farmers $3,256
GEICO $2,481
Liberty Mutual $4,558
Nationwide $3,836
Progressive $3,064
State Farm $2,233
Travelers $4,568
USAA $1,763

Cheap Arcanum, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Arcanum, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Arcanum, Ohio

Insurance Company Poor Fair Good
Allstate $3,762 $2,743 $2,294
American Family $2,136 $1,459 $1,238
Farmers $3,563 $3,007 $2,863
GEICO $2,088 $1,743 $1,397
Liberty Mutual $5,925 $3,642 $2,854
Nationwide $3,581 $2,889 $2,441
Progressive $3,740 $3,239 $3,028
State Farm $3,181 $1,967 $1,551
Travelers $3,529 $3,069 $2,866
USAA $1,698 $1,203 $1,026

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Arcanum, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Arcanum, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Arcanum, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Arcanum, Ohio

ZIP Code Average Annual Rates
45304 $2,552

Cheap Arcanum, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Arcanum, Ohio auto insurance. Find the cheapest annual Arcanum, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Arcanum, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,933 $2,933
American Family $1,591 $1,631
Farmers $3,145 $3,145
GEICO $1,714 $1,772
Liberty Mutual $4,140 $4,140
Nationwide $2,970 $2,970
Progressive $3,336 $3,336
State Farm $2,179 $2,287
Travelers $3,155 $3,155
USAA $1,259 $1,359

Cheap Arcanum, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Arcanum, Ohio? Check out the comparison of annual Arcanum, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Arcanum, Ohio

Insurance Company Low Medium High
Allstate $2,845 $2,927 $3,025
American Family $1,576 $1,623 $1,634
Farmers $2,981 $3,096 $3,357
GEICO $1,690 $1,735 $1,803
Liberty Mutual $3,991 $4,160 $4,270
Nationwide $3,284 $2,879 $2,748
Progressive $3,186 $3,304 $3,518
State Farm $2,133 $2,239 $2,327
Travelers $3,077 $3,195 $3,192
USAA $1,252 $1,307 $1,367

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Arcanum, Ohio

Compare the cheapest auto insurance companies in Arcanum, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Arcanum, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Arcanum, Ohio Auto Insurance Companies

What auto insurance companies in Arcanum, Ohio are the cheapest? Compare the top Arcanum, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Arcanum, Ohio

Insurance Company Average Annual Rates
Allstate $2,933
American Family $1,611
Farmers $3,145
GEICO $1,743
Liberty Mutual $4,140
Nationwide $2,970
Progressive $3,336
State Farm $2,233
Travelers $3,155
USAA $1,309

What affects auto insurance rates in Arcanum, Ohio?

There are a lot of reasons why auto insurance rates in Arcanum, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Arcanum, Ohio. Many local factors may affect your Arcanum auto insurance rates.

Arcanum Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Arcanum, Ohio commute length is 24.3 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Arcanum, Ohio Auto Insurance Quotes

Before you buy Arcanum, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Arcanum, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption