Best Cheap Auto Insurance in Arcadia, OH (2021)

The average Arcadia, OH auto insurance rates are $202 per month. The minimum auto insurance in Arcadia is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Arcadia, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Arcadia is American Family
  • Average auto insurance rates in Arcadia, OH for senior drivers are $1,268 per year
  • The minimum auto insurance required in Arcadia, Ohio is 25/50/25

Arcadia, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Arcadia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Arcadia, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Arcadia to other Ohio cities, including Columbus auto insurance rates, Parma auto insurance rates, and Toledo auto insurance rates to see how Arcadia, Ohio auto insurance rates stack up.

Before you buy Arcadia, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Arcadia, Ohio auto insurance quotes.

Minimum Auto Insurance in Arcadia, Ohio

Arcadia, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Arcadia, Ohio.

Minimum Required Auto Insurance Coverage in Arcadia, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Arcadia, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Arcadia, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Arcadia, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,807 $1,801 $1,630 $1,741 $4,939 $5,657 $1,901 $2,030
American Family $804 $832 $735 $737 $2,415 $2,609 $992 $1,040
Farmers $1,542 $1,532 $1,362 $1,440 $6,724 $6,935 $1,725 $1,796
GEICO $1,228 $1,195 $1,153 $1,164 $3,279 $3,053 $1,362 $1,157
Liberty Mutual $1,581 $1,724 $1,222 $1,481 $8,139 $9,191 $1,682 $1,836
Nationwide $1,987 $1,997 $1,795 $1,808 $5,059 $6,518 $2,128 $2,474
Progressive $1,577 $1,486 $1,318 $1,360 $6,972 $7,840 $1,882 $1,944
State Farm $1,310 $1,310 $1,175 $1,175 $4,120 $5,171 $1,523 $1,749
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $826 $833 $785 $785 $2,525 $2,812 $1,102 $1,191

Cheap Arcadia, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Arcadia, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Arcadia, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Arcadia, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,939 $5,657
American Family $2,415 $2,609
Farmers $6,724 $6,935
GEICO $3,279 $3,053
Liberty Mutual $8,139 $9,191
Nationwide $5,059 $6,518
Progressive $6,972 $7,840
State Farm $4,120 $5,171
Travelers $5,411 $8,570
USAA $2,525 $2,812

Cheap Arcadia, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Arcadia, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Arcadia, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,630 $1,741
American Family $735 $737
Farmers $1,362 $1,440
GEICO $1,153 $1,164
Liberty Mutual $1,222 $1,481
Nationwide $1,795 $1,808
Progressive $1,318 $1,360
State Farm $1,175 $1,175
Travelers $1,247 $1,242
USAA $785 $785

Cheap Arcadia, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Arcadia, Ohio compared to the annual auto insurance rates with a clean record in Arcadia, Ohio.

Annual Arcadia, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,268 $2,730 $3,195 $2,559
American Family $1,220 $1,287 $1,287 $1,287
Farmers $2,372 $3,059 $2,984 $3,112
GEICO $1,156 $1,664 $2,408 $1,568
Liberty Mutual $2,826 $3,616 $3,696 $3,291
Nationwide $2,384 $3,028 $3,836 $2,634
Progressive $2,628 $3,572 $2,801 $3,188
State Farm $1,995 $2,388 $2,192 $2,192
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,045 $1,398 $1,829 $1,157

Cheap Arcadia, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Arcadia, Ohio is not easy. Compare the annual rates for DUI auto insurance in Arcadia, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Arcadia, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,195
American Family $1,287
Farmers $2,984
GEICO $2,408
Liberty Mutual $3,696
Nationwide $3,836
Progressive $2,801
State Farm $2,192
Travelers $3,940
USAA $1,829

Cheap Arcadia, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Arcadia, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Arcadia, Ohio

Insurance Company Poor Fair Good
Allstate $3,443 $2,515 $2,107
American Family $1,684 $1,152 $975
Farmers $3,271 $2,753 $2,621
GEICO $2,035 $1,699 $1,363
Liberty Mutual $4,802 $2,951 $2,319
Nationwide $3,582 $2,889 $2,442
Progressive $3,424 $2,958 $2,760
State Farm $3,122 $1,931 $1,522
Travelers $3,045 $2,653 $2,480
USAA $1,762 $1,247 $1,063

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Cheap Arcadia, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Arcadia, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Arcadia, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Arcadia, Ohio

ZIP Code Average Annual Rates
44804 $2,318

Cheap Arcadia, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Arcadia, Ohio auto insurance. Find the cheapest annual Arcadia, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Arcadia, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,688 $2,688
American Family $1,256 $1,285
Farmers $2,882 $2,882
GEICO $1,669 $1,728
Liberty Mutual $3,357 $3,357
Nationwide $2,971 $2,971
Progressive $3,047 $3,047
State Farm $2,138 $2,246
Travelers $2,726 $2,726
USAA $1,306 $1,409

Cheap Arcadia, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Arcadia, Ohio? Check out the comparison of annual Arcadia, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Arcadia, Ohio

Insurance Company Low Medium High
Allstate $2,611 $2,683 $2,770
American Family $1,248 $1,279 $1,284
Farmers $2,732 $2,838 $3,076
GEICO $1,645 $1,691 $1,760
Liberty Mutual $3,233 $3,373 $3,466
Nationwide $3,285 $2,879 $2,748
Progressive $2,926 $3,020 $3,196
State Farm $2,084 $2,198 $2,293
Travelers $2,646 $2,762 $2,768
USAA $1,300 $1,356 $1,416

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Best By Category: Cheapest Auto Insurance in Arcadia, Ohio

Compare the cheapest auto insurance companies in Arcadia, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Arcadia, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Arcadia, Ohio Auto Insurance Companies

What auto insurance companies in Arcadia, Ohio are the cheapest? Compare the top Arcadia, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Arcadia, Ohio

Insurance Company Average Annual Rates
Allstate $2,688
American Family $1,270
Farmers $2,882
GEICO $1,699
Liberty Mutual $3,357
Nationwide $2,971
Progressive $3,047
State Farm $2,192
Travelers $2,726
USAA $1,357

What affects auto insurance rates in Arcadia, Ohio?

There are a lot of reasons why auto insurance rates in Arcadia, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Arcadia, Ohio. Many local factors may affect your Arcadia auto insurance rates.

Arcadia Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Arcadia, Ohio commute length is 17.8 minutes according to City-Data.

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Compare Arcadia, Ohio Auto Insurance Quotes

Before you buy Arcadia, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Arcadia, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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