Best Cheap Auto Insurance in Arcadia, LA (2021)

The average Arcadia, LA auto insurance rates are $384 per month. The minimum auto insurance in Arcadia is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Arcadia, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Arcadia is State Farm
  • The average commute length in Arcadia is 16.7 minutes
  • Average auto insurance rates in Arcadia, LA for senior drivers are $2,868 per year

Arcadia, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Arcadia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Arcadia, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Arcadia to other Louisiana cities, including Lafayette auto insurance rates, Monroe auto insurance rates, and Kenner auto insurance rates to see how Arcadia, Louisiana auto insurance rates stack up.

Before you buy Arcadia, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Arcadia, Louisiana auto insurance quotes.

Minimum Auto Insurance in Arcadia, Louisiana

Arcadia, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Arcadia, Louisiana.

Minimum Required Auto Insurance Coverage in Arcadia, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Arcadia, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Arcadia, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Arcadia, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,816 $3,816 $3,927 $3,927 $8,396 $10,626 $4,221 $4,581
GEICO $2,789 $3,213 $3,274 $3,960 $10,533 $11,212 $2,715 $2,675
Progressive $2,875 $2,700 $2,407 $2,575 $11,511 $12,825 $3,319 $3,442
State Farm $2,276 $2,276 $2,068 $2,068 $6,513 $8,182 $2,532 $2,844
USAA $2,323 $2,291 $2,238 $2,233 $6,861 $8,100 $2,869 $3,153

Cheap Arcadia, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Arcadia, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Arcadia, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Arcadia, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,396 $10,626
GEICO $10,533 $11,212
Progressive $11,511 $12,825
State Farm $6,513 $8,182
USAA $6,861 $8,100

Cheap Arcadia, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Arcadia, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Arcadia, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,927 $3,927
GEICO $3,274 $3,960
Progressive $2,407 $2,575
State Farm $2,068 $2,068
USAA $2,238 $2,233

Cheap Arcadia, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Arcadia, Louisiana compared to the annual auto insurance rates with a clean record in Arcadia, Louisiana.

Annual Arcadia, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,300 $6,515 $5,806 $5,034
GEICO $3,438 $5,551 $6,785 $4,412
Progressive $4,342 $5,820 $5,588 $5,078
State Farm $3,312 $3,878 $3,595 $3,595
USAA $2,867 $3,959 $4,791 $3,417

Cheap Arcadia, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Arcadia, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Arcadia, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Arcadia, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,806
GEICO $6,785
Progressive $5,588
State Farm $3,595
USAA $4,791

Cheap Arcadia, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Arcadia, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Arcadia, Louisiana

Insurance Company Poor Fair Good
Allstate $7,120 $4,881 $4,240
GEICO $6,000 $5,209 $3,930
Progressive $5,893 $5,040 $4,688
State Farm $4,988 $3,208 $2,589
USAA $5,211 $3,308 $2,756

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Cheap Arcadia, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Arcadia, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Arcadia, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Arcadia, Louisiana

ZIP Code Average Annual Rates
71001 $4,288

Cheap Arcadia, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Arcadia, Louisiana auto insurance. Find the cheapest annual Arcadia, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Arcadia, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,414 $5,414
GEICO $4,950 $5,143
Progressive $5,207 $5,207
State Farm $3,504 $3,686
USAA $3,644 $3,873

Cheap Arcadia, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Arcadia, Louisiana? Check out the comparison of annual Arcadia, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Arcadia, Louisiana

Insurance Company Low Medium High
Allstate $4,745 $5,506 $5,990
GEICO $4,311 $5,063 $5,765
Progressive $4,501 $5,171 $5,948
State Farm $3,169 $3,586 $4,030
USAA $3,334 $3,808 $4,134

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Best By Category: Cheapest Auto Insurance in Arcadia, Louisiana

Compare the cheapest auto insurance companies in Arcadia, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Arcadia, Louisiana

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Arcadia, Louisiana Auto Insurance Companies

What auto insurance companies in Arcadia, Louisiana are the cheapest? Compare the top Arcadia, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Arcadia, Louisiana

Insurance Company Average Annual Rates
Allstate $5,414
GEICO $5,046
Progressive $5,207
State Farm $3,595
USAA $3,758

What affects auto insurance rates in Arcadia, Louisiana?

There are a lot of reasons why auto insurance rates in Arcadia, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Arcadia, Louisiana. Many local factors may affect your Arcadia auto insurance rates.

Arcadia Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Arcadia, Louisiana commute length is 16.7 minutes according to City-Data.

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Compare Arcadia, Louisiana Auto Insurance Quotes

Before you buy Arcadia, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Arcadia, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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