Best Cheap Auto Insurance in Arcadia, KS (2021)

The average Arcadia, KS auto insurance rates are $278 per month. The minimum auto insurance in Arcadia is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Arcadia, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The average commute length in Arcadia is 32.3 minutes
  • The most expensive auto insurance company in Arcadia for teen drivers is Liberty Mutual
  • Average auto insurance rates in Arcadia, KS for senior drivers are $1,937 per year

Arcadia, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Arcadia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Arcadia, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Arcadia to other Kansas cities, including Lawrence auto insurance rates, Manhattan auto insurance rates, and Overland Park auto insurance rates to see how Arcadia, Kansas auto insurance rates stack up.

Before you buy Arcadia, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Arcadia, Kansas auto insurance quotes.

Minimum Auto Insurance in Arcadia, Kansas

Arcadia, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Arcadia, Kansas.

Minimum Required Auto Insurance Coverage in Arcadia, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Arcadia, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Arcadia, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Arcadia, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,751 $2,688 $2,443 $2,516 $7,339 $8,181 $2,850 $2,966
American Family $1,721 $1,721 $1,554 $1,554 $3,366 $4,051 $1,721 $1,937
Farmers $2,621 $2,610 $2,346 $2,443 $6,850 $7,103 $2,942 $3,104
GEICO $2,408 $2,353 $2,431 $2,262 $4,517 $6,101 $2,826 $2,031
Liberty Mutual $2,237 $2,414 $2,151 $2,401 $10,640 $11,880 $2,429 $2,623
Nationwide $1,551 $1,589 $1,389 $1,488 $3,328 $4,047 $1,823 $1,932
Progressive $2,340 $2,219 $1,883 $1,970 $8,752 $9,866 $2,756 $2,957
State Farm $1,830 $1,830 $1,600 $1,600 $4,825 $6,160 $2,056 $2,318
Travelers $2,057 $2,090 $2,016 $2,038 $8,388 $13,027 $2,108 $2,467
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

Cheap Arcadia, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Arcadia, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Arcadia, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Arcadia, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,339 $8,181
American Family $3,366 $4,051
Farmers $6,850 $7,103
GEICO $4,517 $6,101
Liberty Mutual $10,640 $11,880
Nationwide $3,328 $4,047
Progressive $8,752 $9,866
State Farm $4,825 $6,160
Travelers $8,388 $13,027
USAA $4,807 $5,062

Cheap Arcadia, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Arcadia, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Arcadia, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,443 $2,516
American Family $1,554 $1,554
Farmers $2,346 $2,443
GEICO $2,431 $2,262
Liberty Mutual $2,151 $2,401
Nationwide $1,389 $1,488
Progressive $1,883 $1,970
State Farm $1,600 $1,600
Travelers $2,016 $2,038
USAA $1,313 $1,333

Cheap Arcadia, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Arcadia, Kansas compared to the annual auto insurance rates with a clean record in Arcadia, Kansas.

Annual Arcadia, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,437 $3,999 $4,588 $3,843
American Family $2,166 $2,316 $2,166 $2,166
Farmers $3,173 $4,061 $3,959 $3,815
GEICO $1,969 $3,213 $4,938 $2,344
Liberty Mutual $3,450 $5,225 $5,129 $4,584
Nationwide $1,632 $1,867 $3,222 $1,854
Progressive $3,778 $4,427 $3,951 $4,215
State Farm $2,580 $2,975 $2,777 $2,777
Travelers $3,101 $4,059 $5,614 $4,320
USAA $1,765 $2,373 $3,494 $2,020

Cheap Arcadia, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Arcadia, Kansas is not easy. Compare the annual rates for DUI auto insurance in Arcadia, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Arcadia, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,588
American Family $2,166
Farmers $3,959
GEICO $4,938
Liberty Mutual $5,129
Nationwide $3,222
Progressive $3,951
State Farm $2,777
Travelers $5,614
USAA $3,494

Cheap Arcadia, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Arcadia, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Arcadia, Kansas

Insurance Company Poor Fair Good
Allstate $4,921 $3,728 $3,252
American Family $2,877 $2,034 $1,698
Farmers $4,428 $3,512 $3,316
GEICO $4,843 $2,561 $1,944
Liberty Mutual $4,597 $4,597 $4,597
Nationwide $2,365 $2,105 $1,961
Progressive $4,686 $3,946 $3,647
State Farm $4,044 $2,417 $1,871
Travelers $4,937 $4,022 $3,862
USAA $3,299 $2,163 $1,778

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Cheap Arcadia, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Arcadia, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Arcadia, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Arcadia, Kansas

ZIP Code Average Annual Rates
66711 $3,515

Cheap Arcadia, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Arcadia, Kansas auto insurance. Find the cheapest annual Arcadia, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Arcadia, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,967 $3,967
American Family $2,175 $2,231
Farmers $3,752 $3,752
GEICO $3,050 $3,182
Liberty Mutual $4,597 $4,597
Nationwide $2,143 $2,143
Progressive $4,093 $4,093
State Farm $2,708 $2,847
Travelers $4,274 $4,274
USAA $2,341 $2,485

Cheap Arcadia, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Arcadia, Kansas? Check out the comparison of annual Arcadia, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Arcadia, Kansas

Insurance Company Low Medium High
Allstate $3,851 $3,958 $4,091
American Family $2,220 $2,314 $2,075
Farmers $3,607 $3,732 $3,917
GEICO $3,023 $3,112 $3,212
Liberty Mutual $4,482 $4,586 $4,723
Nationwide $2,243 $2,120 $2,067
Progressive $3,849 $4,060 $4,370
State Farm $2,678 $2,785 $2,869
Travelers $4,056 $4,280 $4,486
USAA $2,328 $2,406 $2,504

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Best By Category: Cheapest Auto Insurance in Arcadia, Kansas

Compare the cheapest auto insurance companies in Arcadia, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Arcadia, Kansas

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation Nationwide

The Cheapest Arcadia, Kansas Auto Insurance Companies

What auto insurance companies in Arcadia, Kansas are the cheapest? Compare the top Arcadia, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Arcadia, Kansas

Insurance Company Average Annual Rates
Allstate $3,967
American Family $2,203
Farmers $3,752
GEICO $3,116
Liberty Mutual $4,597
Nationwide $2,143
Progressive $4,093
State Farm $2,777
Travelers $4,274
USAA $2,413

What affects auto insurance rates in Arcadia, Kansas?

There are a lot of reasons why auto insurance rates in Arcadia, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Arcadia, Kansas. Many local factors may affect your Arcadia auto insurance rates.

Arcadia Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Arcadia, Kansas commute length is 32.3 minutes according to City-Data.

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Compare Arcadia, Kansas Auto Insurance Quotes

Before you buy Arcadia, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Arcadia, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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