Best Cheap Auto Insurance in Ararat, VA (2021)

The average Ararat, VA auto insurance rates are $185 per month. The minimum auto insurance in Ararat is at least 25/50/20 in coverage to comply with Virginia auto insurance laws. To find the best cheap auto insurance in Ararat, Virginia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Ararat is USAA
  • The minimum auto insurance required in Ararat, Virginia is 25/50/20
  • The most expensive auto insurance company in Ararat for teen drivers is Allstate

Ararat, Virginia auto insurance requirements are 25/50/20 according to Virginia auto insurance laws. Finding cheap auto insurance in Ararat can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ararat, Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Ararat to other Virginia cities, including Newport News auto insurance rates, Portsmouth auto insurance rates, and Alexandria auto insurance rates to see how Ararat, Virginia auto insurance rates stack up.

Before you buy Ararat, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ararat, Virginia auto insurance quotes.

Minimum Auto Insurance in Ararat, Virginia

Ararat, Virginia auto insurance laws require that you have at least the Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ararat, Virginia.

Minimum Required Auto Insurance Coverage in Ararat, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Ararat, Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ararat, Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ararat, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,903 $1,798 $1,894 $1,894 $5,933 $6,835 $2,479 $2,487
GEICO $1,432 $1,429 $1,356 $1,356 $3,058 $4,115 $1,668 $1,649
Nationwide $1,436 $1,450 $1,272 $1,313 $3,354 $4,351 $1,581 $1,731
Progressive $1,222 $1,168 $1,096 $1,102 $5,414 $6,102 $1,482 $1,525
State Farm $1,265 $1,265 $1,127 $1,127 $3,606 $4,547 $1,425 $1,631
USAA $1,030 $1,012 $964 $966 $3,214 $3,834 $1,324 $1,451

Cheap Ararat, Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ararat, Virginia is a challenge. Take a look at the annual teen auto insurance rates in Ararat, Virginia.

Annual Auto Insurance Rates for Teen Drivers in Ararat, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,933 $6,835
GEICO $3,058 $4,115
Nationwide $3,354 $4,351
Progressive $5,414 $6,102
State Farm $3,606 $4,547
USAA $3,214 $3,834

Cheap Ararat, Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Ararat, Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ararat, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,894 $1,894
GEICO $1,356 $1,356
Nationwide $1,272 $1,313
Progressive $1,096 $1,102
State Farm $1,127 $1,127
USAA $964 $966

Cheap Ararat, Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ararat, Virginia compared to the annual auto insurance rates with a clean record in Ararat, Virginia.

Annual Ararat, Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,369 $3,755 $3,445 $3,043
GEICO $1,526 $1,980 $3,000 $1,526
Nationwide $1,788 $1,788 $2,634 $2,033
Progressive $2,053 $2,687 $2,434 $2,383
State Farm $1,838 $2,160 $1,999 $1,999
USAA $1,335 $1,733 $2,296 $1,534

Cheap Ararat, Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ararat, Virginia is not easy. Compare the annual rates for DUI auto insurance in Ararat, Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Ararat, Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,445
GEICO $3,000
Nationwide $2,634
Progressive $2,434
State Farm $1,999
USAA $2,296

Cheap Ararat, Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ararat, Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ararat, Virginia

Insurance Company Poor Fair Good
Allstate $3,846 $3,076 $2,537
GEICO $2,231 $1,896 $1,896
Nationwide $2,449 $1,959 $1,775
Progressive $2,678 $2,324 $2,165
State Farm $2,841 $1,763 $1,393
USAA $2,307 $1,571 $1,296

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Cheap Ararat, Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ararat, Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Ararat, Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ararat, Virginia

ZIP Code Average Annual Rates
24053 $1,930

Cheap Ararat, Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Ararat, Virginia auto insurance. Find the cheapest annual Ararat, Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ararat, Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,058 $3,248
GEICO $1,971 $2,045
Nationwide $2,061 $2,061
Progressive $2,389 $2,389
State Farm $1,951 $2,048
USAA $1,661 $1,788

Cheap Ararat, Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ararat, Virginia? Check out the comparison of annual Ararat, Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ararat, Virginia

Insurance Company Low Medium High
Allstate $3,064 $3,154 $3,241
GEICO $1,936 $2,006 $2,082
Nationwide $2,168 $2,039 $1,975
Progressive $2,299 $2,366 $2,502
State Farm $1,892 $1,995 $2,110
USAA $1,663 $1,727 $1,783

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Best By Category: Cheapest Auto Insurance in Ararat, Virginia

Compare the cheapest auto insurance companies in Ararat, Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ararat, Virginia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Ararat, Virginia Auto Insurance Companies

What auto insurance companies in Ararat, Virginia are the cheapest? Compare the top Ararat, Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ararat, Virginia

Insurance Company Average Annual Rates
Allstate $3,153
GEICO $2,008
Nationwide $2,061
Progressive $2,389
State Farm $1,999
USAA $1,724

Compare Ararat, Virginia Auto Insurance Quotes

Before you buy Ararat, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ararat, Virginia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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