Best Cheap Auto Insurance in Arab, AL (2021)

The average Arab, AL auto insurance rates are $295 per month. The minimum auto insurance in Arab is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Arab, Alabama, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Arab is 26.5 minutes
  • Average auto insurance rates in Arab, AL for senior drivers are $1,874 per year
  • The cheapest auto insurance company in Arab is USAA

Arab, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Arab can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Arab, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Arab to other Alabama cities, including Tuscaloosa auto insurance rates, Huntsville auto insurance rates, and Birmingham auto insurance rates to see how Arab, Alabama auto insurance rates stack up.

Before you buy Arab, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Arab, Alabama auto insurance quotes.

Minimum Auto Insurance in Arab, Alabama

Arab, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Arab, Alabama.

Minimum Required Auto Insurance Coverage in Arab, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Arab, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Arab, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Arab, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,034 $1,938 $1,839 $1,874 $7,078 $7,599 $2,280 $2,333
Farmers $2,288 $2,269 $2,044 $2,172 $8,901 $9,156 $2,607 $2,713
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,984 $3,223 $2,448 $2,735 $10,900 $12,116 $3,179 $3,388
Nationwide $1,634 $1,653 $1,494 $1,543 $4,292 $5,507 $1,812 $2,019
Progressive $2,301 $2,149 $1,890 $2,018 $9,766 $10,904 $2,696 $2,886
State Farm $2,910 $2,910 $2,641 $2,641 $9,003 $11,244 $3,293 $3,820
Travelers $1,245 $1,263 $1,173 $1,168 $6,558 $10,278 $1,182 $1,344
USAA $1,280 $1,297 $1,198 $1,171 $3,845 $4,260 $1,668 $1,797

Cheap Arab, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Arab, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Arab, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Arab, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,078 $7,599
Farmers $8,901 $9,156
GEICO $4,963 $4,863
Liberty Mutual $10,900 $12,116
Nationwide $4,292 $5,507
Progressive $9,766 $10,904
State Farm $9,003 $11,244
Travelers $6,558 $10,278
USAA $3,845 $4,260

Cheap Arab, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Arab, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Arab, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,839 $1,874
Farmers $2,044 $2,172
GEICO $1,810 $1,872
Liberty Mutual $2,448 $2,735
Nationwide $1,494 $1,543
Progressive $1,890 $2,018
State Farm $2,641 $2,641
Travelers $1,173 $1,168
USAA $1,198 $1,171

Cheap Arab, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Arab, Alabama compared to the annual auto insurance rates with a clean record in Arab, Alabama.

Annual Arab, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,865 $3,377 $4,007 $3,239
Farmers $3,377 $4,375 $4,267 $4,056
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $4,015 $5,594 $5,467 $5,411
Nationwide $2,188 $2,188 $3,164 $2,437
Progressive $3,898 $4,927 $4,207 $4,273
State Farm $4,326 $5,396 $4,754 $4,754
Travelers $2,523 $2,647 $3,864 $3,071
USAA $1,588 $1,996 $2,956 $1,718

Cheap Arab, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Arab, Alabama is not easy. Compare the annual rates for DUI auto insurance in Arab, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Arab, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,007
Farmers $4,267
GEICO $3,548
Liberty Mutual $5,467
Nationwide $3,164
Progressive $4,207
State Farm $4,754
Travelers $3,864
USAA $2,956

Cheap Arab, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Arab, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Arab, Alabama

Insurance Company Poor Fair Good
Allstate $4,164 $3,274 $2,678
Farmers $4,505 $3,877 $3,674
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,335 $4,499 $3,531
Nationwide $3,007 $2,349 $2,126
Progressive $4,862 $4,192 $3,925
State Farm $7,801 $3,945 $2,678
Travelers $3,301 $2,862 $2,916
USAA $2,768 $1,808 $1,616

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Cheap Arab, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Arab, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Arab, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Arab, Alabama

ZIP Code Average Annual Rates
35016 $3,622

Cheap Arab, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Arab, Alabama auto insurance. Find the cheapest annual Arab, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Arab, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,372 $3,372
Farmers $4,019 $4,019
GEICO $2,591 $2,683
Liberty Mutual $5,122 $5,122
Nationwide $2,494 $2,494
Progressive $4,326 $4,326
State Farm $4,693 $4,923
Travelers $3,026 $3,026
USAA $1,970 $2,159

Cheap Arab, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Arab, Alabama? Check out the comparison of annual Arab, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Arab, Alabama

Insurance Company Low Medium High
Allstate $3,256 $3,366 $3,493
Farmers $3,797 $3,967 $4,292
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,891 $5,098 $5,376
Nationwide $2,476 $2,473 $2,534
Progressive $3,867 $4,307 $4,805
State Farm $4,552 $4,803 $5,069
Travelers $2,866 $3,087 $3,127
USAA $1,988 $2,053 $2,153

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Best By Category: Cheapest Auto Insurance in Arab, Alabama

Compare the cheapest auto insurance companies in Arab, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Arab, Alabama

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Arab, Alabama Auto Insurance Companies

What auto insurance companies in Arab, Alabama are the cheapest? Compare the top Arab, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Arab, Alabama

Insurance Company Average Annual Rates
Allstate $3,372
Farmers $4,019
GEICO $2,637
Liberty Mutual $5,122
Nationwide $2,494
Progressive $4,326
State Farm $4,808
Travelers $3,026
USAA $2,064

What affects auto insurance rates in Arab, Alabama?

There are a lot of reasons why auto insurance rates in Arab, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Arab, Alabama. Many local factors may affect your Arab auto insurance rates.

Arab Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Arab, Alabama commute length is 26.5 minutes according to City-Data.

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Compare Arab, Alabama Auto Insurance Quotes

Before you buy Arab, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Arab, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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