Best Cheap Auto Insurance in Apple Valley, OH (2021)

The average Apple Valley, OH auto insurance rates are $237 per month. The minimum auto insurance in Apple Valley is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Apple Valley, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The minimum auto insurance required in Apple Valley, Ohio is 25/50/25
  • The average commute length in Apple Valley is 33.6 minutes
  • Average auto insurance rates in Apple Valley, OH for senior drivers are $1,485 per year

Apple Valley, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Apple Valley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Apple Valley, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Apple Valley to other Ohio cities, including Akron auto insurance rates, Toledo auto insurance rates, and Columbus auto insurance rates to see how Apple Valley, Ohio auto insurance rates stack up.

Before you buy Apple Valley, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Apple Valley, Ohio auto insurance quotes.

Minimum Auto Insurance in Apple Valley, Ohio

Apple Valley, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Apple Valley, Ohio.

Minimum Required Auto Insurance Coverage in Apple Valley, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Apple Valley, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Apple Valley, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Apple Valley, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,241 $2,245 $2,005 $2,148 $6,070 $6,951 $2,379 $2,558
American Family $910 $948 $819 $825 $2,631 $2,869 $1,121 $1,183
Farmers $1,814 $1,809 $1,600 $1,686 $7,799 $8,081 $2,028 $2,121
GEICO $1,322 $1,284 $1,232 $1,237 $3,519 $3,281 $1,469 $1,252
Liberty Mutual $2,200 $2,405 $1,691 $2,056 $11,308 $12,794 $2,348 $2,574
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $1,821 $1,733 $1,515 $1,562 $7,740 $8,726 $2,188 $2,255
State Farm $1,606 $1,606 $1,428 $1,428 $4,869 $6,130 $1,862 $2,130
Travelers $1,506 $1,531 $1,487 $1,480 $6,375 $10,045 $1,567 $1,807
USAA $881 $888 $840 $838 $2,730 $3,038 $1,177 $1,268

Cheap Apple Valley, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Apple Valley, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Apple Valley, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Apple Valley, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,070 $6,951
American Family $2,631 $2,869
Farmers $7,799 $8,081
GEICO $3,519 $3,281
Liberty Mutual $11,308 $12,794
Nationwide $5,290 $6,843
Progressive $7,740 $8,726
State Farm $4,869 $6,130
Travelers $6,375 $10,045
USAA $2,730 $3,038

Cheap Apple Valley, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Apple Valley, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Apple Valley, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,005 $2,148
American Family $819 $825
Farmers $1,600 $1,686
GEICO $1,232 $1,237
Liberty Mutual $1,691 $2,056
Nationwide $1,900 $1,918
Progressive $1,515 $1,562
State Farm $1,428 $1,428
Travelers $1,487 $1,480
USAA $840 $838

Cheap Apple Valley, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Apple Valley, Ohio compared to the annual auto insurance rates with a clean record in Apple Valley, Ohio.

Annual Apple Valley, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,812 $3,385 $3,937 $3,165
American Family $1,355 $1,433 $1,433 $1,433
Farmers $2,780 $3,573 $3,485 $3,632
GEICO $1,244 $1,788 $2,571 $1,695
Liberty Mutual $3,929 $5,030 $5,151 $4,578
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $2,973 $4,017 $3,163 $3,615
State Farm $2,407 $2,858 $2,633 $2,633
Travelers $2,381 $3,095 $4,660 $2,763
USAA $1,119 $1,500 $1,972 $1,239

Cheap Apple Valley, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Apple Valley, Ohio is not easy. Compare the annual rates for DUI auto insurance in Apple Valley, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Apple Valley, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,937
American Family $1,433
Farmers $3,485
GEICO $2,571
Liberty Mutual $5,151
Nationwide $4,062
Progressive $3,163
State Farm $2,633
Travelers $4,660
USAA $1,972

Cheap Apple Valley, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Apple Valley, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Apple Valley, Ohio

Insurance Company Poor Fair Good
Allstate $4,279 $3,100 $2,595
American Family $1,875 $1,281 $1,084
Farmers $3,823 $3,216 $3,063
GEICO $2,187 $1,824 $1,462
Liberty Mutual $6,712 $4,095 $3,208
Nationwide $3,783 $3,049 $2,575
Progressive $3,889 $3,334 $3,104
State Farm $3,752 $2,318 $1,827
Travelers $3,610 $3,137 $2,928
USAA $1,890 $1,340 $1,143

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Cheap Apple Valley, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Apple Valley, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Apple Valley, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Apple Valley, Ohio

ZIP Code Average Annual Rates
43028 $2,712

Cheap Apple Valley, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Apple Valley, Ohio auto insurance. Find the cheapest annual Apple Valley, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Apple Valley, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,325 $3,325
American Family $1,396 $1,430
Farmers $3,367 $3,367
GEICO $1,792 $1,857
Liberty Mutual $4,672 $4,672
Nationwide $3,136 $3,136
Progressive $3,442 $3,442
State Farm $2,568 $2,697
Travelers $3,225 $3,225
USAA $1,402 $1,513

Cheap Apple Valley, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Apple Valley, Ohio? Check out the comparison of annual Apple Valley, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Apple Valley, Ohio

Insurance Company Low Medium High
Allstate $3,230 $3,319 $3,424
American Family $1,398 $1,424 $1,417
Farmers $3,199 $3,317 $3,586
GEICO $1,771 $1,817 $1,886
Liberty Mutual $4,505 $4,694 $4,817
Nationwide $3,466 $3,040 $2,901
Progressive $3,330 $3,417 $3,580
State Farm $2,514 $2,640 $2,744
Travelers $3,149 $3,266 $3,260
USAA $1,392 $1,456 $1,524

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Best By Category: Cheapest Auto Insurance in Apple Valley, Ohio

Compare the cheapest auto insurance companies in Apple Valley, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Apple Valley, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Apple Valley, Ohio Auto Insurance Companies

What auto insurance companies in Apple Valley, Ohio are the cheapest? Compare the top Apple Valley, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Apple Valley, Ohio

Insurance Company Average Annual Rates
Allstate $3,325
American Family $1,413
Farmers $3,367
GEICO $1,824
Liberty Mutual $4,672
Nationwide $3,136
Progressive $3,442
State Farm $2,633
Travelers $3,225
USAA $1,458

What affects auto insurance rates in Apple Valley, Ohio?

There are a lot of reasons why auto insurance rates in Apple Valley, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Apple Valley, Ohio. Many local factors may affect your Apple Valley auto insurance rates.

Apple Valley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Apple Valley, Ohio commute length is 33.6 minutes according to City-Data.

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Compare Apple Valley, Ohio Auto Insurance Quotes

Before you buy Apple Valley, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Apple Valley, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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