Best Cheap Auto Insurance in Apopka, FL (2021)

The average Apopka, FL auto insurance rates are $376 per month. The minimum auto insurance in Apopka is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Apopka, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The cheapest auto insurance company in Apopka is USAA
  • The most expensive auto insurance company in Apopka for teen drivers is Allstate
  • The minimum auto insurance required in Apopka, Florida is 10/20/10

Apopka, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Apopka can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Apopka, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Apopka to other Florida cities, including Hialeah auto insurance rates, Port St. Lucie auto insurance rates, and Tampa auto insurance rates to see how Apopka, Florida auto insurance rates stack up.

Before you buy Apopka, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Apopka, Florida auto insurance quotes.

Minimum Auto Insurance in Apopka, Florida

Apopka, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Apopka, Florida.

Minimum Required Auto Insurance Coverage in Apopka, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Apopka, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Apopka, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Apopka, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,178 $3,995 $3,637 $3,694 $14,389 $15,601 $4,167 $4,228
GEICO $3,054 $3,063 $2,859 $2,859 $5,444 $6,770 $3,358 $3,388
Liberty Mutual $3,881 $3,881 $3,548 $3,548 $8,295 $12,826 $3,881 $5,295
Nationwide $2,877 $2,837 $2,567 $2,654 $6,956 $8,557 $3,169 $3,293
Progressive $3,572 $3,370 $3,071 $3,282 $10,121 $11,014 $4,303 $4,105
State Farm $1,983 $1,983 $1,798 $1,798 $5,900 $7,551 $2,208 $2,371
USAA $1,570 $1,542 $1,467 $1,453 $5,419 $6,293 $1,961 $2,115

Cheap Apopka, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Apopka, Florida is a challenge. Take a look at the annual teen auto insurance rates in Apopka, Florida.

Annual Auto Insurance Rates for Teen Drivers in Apopka, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,389 $15,601
GEICO $5,444 $6,770
Liberty Mutual $8,295 $12,826
Nationwide $6,956 $8,557
Progressive $10,121 $11,014
State Farm $5,900 $7,551
USAA $5,419 $6,293

Cheap Apopka, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Apopka, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Apopka, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,637 $3,694
GEICO $2,859 $2,859
Liberty Mutual $3,548 $3,548
Nationwide $2,567 $2,654
Progressive $3,071 $3,282
State Farm $1,798 $1,798
USAA $1,467 $1,453

Cheap Apopka, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Apopka, Florida compared to the annual auto insurance rates with a clean record in Apopka, Florida.

Annual Apopka, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,810 $6,960 $7,726 $6,449
GEICO $2,666 $3,422 $5,117 $4,192
Liberty Mutual $4,023 $5,272 $7,727 $5,555
Nationwide $3,504 $3,851 $5,202 $3,897
Progressive $4,223 $6,256 $5,265 $5,674
State Farm $2,920 $3,477 $3,199 $3,199
USAA $2,129 $2,635 $3,912 $2,233

Cheap Apopka, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Apopka, Florida is not easy. Compare the annual rates for DUI auto insurance in Apopka, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Apopka, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,726
GEICO $5,117
Liberty Mutual $7,727
Nationwide $5,202
Progressive $5,265
State Farm $3,199
USAA $3,912

Cheap Apopka, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Apopka, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Apopka, Florida

Insurance Company Poor Fair Good
Allstate $9,421 $5,956 $4,832
GEICO $5,624 $3,389 $2,536
Liberty Mutual $7,298 $5,331 $4,304
Nationwide $5,148 $3,777 $3,416
Progressive $6,971 $4,958 $4,136
State Farm $4,393 $2,864 $2,340
USAA $4,439 $2,169 $1,574

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Cheap Apopka, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Apopka, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Apopka, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Apopka, Florida

ZIP Code Average Annual Rates
32703 $3,477
32712 $3,481

Cheap Apopka, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Apopka, Florida auto insurance. Find the cheapest annual Apopka, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Apopka, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,544 $6,928
GEICO $3,831 $3,868
Liberty Mutual $5,459 $5,830
Nationwide $4,114 $4,114
Progressive $5,355 $5,355
State Farm $3,089 $3,309
USAA $2,697 $2,758

Cheap Apopka, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Apopka, Florida? Check out the comparison of annual Apopka, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Apopka, Florida

Insurance Company Low Medium High
Allstate $5,224 $7,080 $7,905
GEICO $3,105 $3,989 $4,455
Liberty Mutual $5,178 $5,737 $6,018
Nationwide $3,239 $4,277 $4,825
Progressive $4,472 $5,482 $6,110
State Farm $2,725 $3,281 $3,591
USAA $2,365 $2,822 $2,996

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Best By Category: Cheapest Auto Insurance in Apopka, Florida

Compare the cheapest auto insurance companies in Apopka, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Apopka, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Apopka, Florida Auto Insurance Companies

What auto insurance companies in Apopka, Florida are the cheapest? Compare the top Apopka, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Apopka, Florida

Insurance Company Average Annual Rates
Allstate $6,736
GEICO $3,849
Liberty Mutual $5,644
Nationwide $4,114
Progressive $5,355
State Farm $3,199
USAA $2,727

What affects auto insurance rates in Apopka, Florida?

There are a lot of reasons why auto insurance rates in Apopka, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Apopka, Florida. Many local factors may affect your Apopka auto insurance rates.

Apopka Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Apopka, Florida auto theft statistics, there have been 99 auto thefts in the city.

Apopka Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Apopka, Florida commute length is 28.4 minutes according to City-Data.

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Compare Apopka, Florida Auto Insurance Quotes

Before you buy Apopka, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Apopka, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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