Best Cheap Auto Insurance in Apollo Beach, FL (2021)

The average Apollo Beach, FL auto insurance rates are $429 per month. The minimum auto insurance in Apollo Beach is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Apollo Beach, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Apollo Beach is USAA
  • The average commute length in Apollo Beach is 33.5 minutes
  • The minimum auto insurance required in Apollo Beach, Florida is 10/20/10

Apollo Beach, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Apollo Beach can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Apollo Beach, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Apollo Beach to other Florida cities, including Tampa auto insurance rates, Tallahassee auto insurance rates, and Miami auto insurance rates to see how Apollo Beach, Florida auto insurance rates stack up.

Before you buy Apollo Beach, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Apollo Beach, Florida auto insurance quotes.

Minimum Auto Insurance in Apollo Beach, Florida

Apollo Beach, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Apollo Beach, Florida.

Minimum Required Auto Insurance Coverage in Apollo Beach, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Apollo Beach, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Apollo Beach, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Apollo Beach, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,918 $4,781 $4,352 $4,461 $17,902 $19,782 $4,948 $5,052
GEICO $3,867 $3,894 $3,607 $3,607 $6,874 $8,661 $4,269 $4,355
Liberty Mutual $3,639 $3,639 $3,341 $3,341 $7,589 $11,642 $3,639 $4,903
Nationwide $3,503 $3,456 $3,117 $3,226 $8,598 $10,611 $3,869 $4,029
Progressive $3,973 $3,729 $3,393 $3,639 $11,186 $12,148 $4,775 $4,522
State Farm $2,187 $2,187 $1,981 $1,981 $6,343 $8,111 $2,427 $2,603
USAA $1,854 $1,823 $1,736 $1,720 $6,347 $7,353 $2,315 $2,497

Cheap Apollo Beach, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Apollo Beach, Florida is a challenge. Take a look at the annual teen auto insurance rates in Apollo Beach, Florida.

Annual Auto Insurance Rates for Teen Drivers in Apollo Beach, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $17,902 $19,782
GEICO $6,874 $8,661
Liberty Mutual $7,589 $11,642
Nationwide $8,598 $10,611
Progressive $11,186 $12,148
State Farm $6,343 $8,111
USAA $6,347 $7,353

Cheap Apollo Beach, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Apollo Beach, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Apollo Beach, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,352 $4,461
GEICO $3,607 $3,607
Liberty Mutual $3,341 $3,341
Nationwide $3,117 $3,226
Progressive $3,393 $3,639
State Farm $1,981 $1,981
USAA $1,736 $1,720

Cheap Apollo Beach, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Apollo Beach, Florida compared to the annual auto insurance rates with a clean record in Apollo Beach, Florida.

Annual Apollo Beach, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,094 $8,524 $9,563 $7,917
GEICO $3,430 $4,363 $6,458 $5,315
Liberty Mutual $3,776 $4,887 $7,067 $5,137
Nationwide $4,294 $4,723 $6,405 $4,783
Progressive $4,672 $6,913 $5,824 $6,272
State Farm $3,184 $3,771 $3,477 $3,477
USAA $2,511 $3,100 $4,580 $2,633

Cheap Apollo Beach, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Apollo Beach, Florida is not easy. Compare the annual rates for DUI auto insurance in Apollo Beach, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Apollo Beach, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,563
GEICO $6,458
Liberty Mutual $7,067
Nationwide $6,405
Progressive $5,824
State Farm $3,477
USAA $4,580

Cheap Apollo Beach, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Apollo Beach, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Apollo Beach, Florida

Insurance Company Poor Fair Good
Allstate $11,547 $7,327 $5,949
GEICO $7,090 $4,321 $3,264
Liberty Mutual $6,697 $4,936 $4,018
Nationwide $6,331 $4,634 $4,188
Progressive $7,716 $5,485 $4,560
State Farm $4,737 $3,124 $2,571
USAA $5,224 $2,548 $1,845

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Cheap Apollo Beach, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Apollo Beach, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Apollo Beach, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Apollo Beach, Florida

ZIP Code Average Annual Rates
33572 $3,970
33573 $3,970

Cheap Apollo Beach, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Apollo Beach, Florida auto insurance. Find the cheapest annual Apollo Beach, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Apollo Beach, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $8,036 $8,513
GEICO $4,867 $4,917
Liberty Mutual $5,051 $5,383
Nationwide $5,051 $5,051
Progressive $5,921 $5,921
State Farm $3,359 $3,596
USAA $3,169 $3,242

Cheap Apollo Beach, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Apollo Beach, Florida? Check out the comparison of annual Apollo Beach, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Apollo Beach, Florida

Insurance Company Low Medium High
Allstate $6,009 $8,787 $10,028
GEICO $3,969 $5,072 $5,635
Liberty Mutual $4,774 $5,296 $5,579
Nationwide $3,956 $5,256 $5,942
Progressive $4,896 $6,066 $6,800
State Farm $2,955 $3,562 $3,915
USAA $2,746 $3,324 $3,547

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Best By Category: Cheapest Auto Insurance in Apollo Beach, Florida

Compare the cheapest auto insurance companies in Apollo Beach, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Apollo Beach, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Apollo Beach, Florida Auto Insurance Companies

What auto insurance companies in Apollo Beach, Florida are the cheapest? Compare the top Apollo Beach, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Apollo Beach, Florida

Insurance Company Average Annual Rates
Allstate $8,275
GEICO $4,892
Liberty Mutual $5,217
Nationwide $5,051
Progressive $5,921
State Farm $3,477
USAA $3,206

What affects auto insurance rates in Apollo Beach, Florida?

There are a lot of reasons why auto insurance rates in Apollo Beach, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Apollo Beach, Florida. Many local factors may affect your Apollo Beach auto insurance rates.

Apollo Beach Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Apollo Beach, Florida commute length is 33.5 minutes according to City-Data.

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Compare Apollo Beach, Florida Auto Insurance Quotes

Before you buy Apollo Beach, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Apollo Beach, Florida auto insurance quotes.

Free Auto Insurance Comparison

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