Best Cheap Auto Insurance in Annandale, MN (2021)

The average Annandale, MN auto insurance rates are $386 per month. The minimum auto insurance in Annandale is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Annandale, Minnesota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Annandale is 29.6 minutes
  • The most expensive auto insurance company in Annandale for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Annandale, Minnesota is 30/60/10

Annandale, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Annandale can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Annandale, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Annandale to other Minnesota cities, including Brooklyn Park auto insurance rates, St. Paul auto insurance rates, and St. Cloud auto insurance rates to see how Annandale, Minnesota auto insurance rates stack up.

Before you buy Annandale, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Annandale, Minnesota auto insurance quotes.

Minimum Auto Insurance in Annandale, Minnesota

Annandale, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Annandale, Minnesota.

Minimum Required Auto Insurance Coverage in Annandale, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Annandale, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Annandale, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Annandale, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,043 $3,043 $2,940 $2,940 $6,912 $9,927 $3,706 $3,870
American Family $2,382 $2,382 $2,158 $2,158 $6,524 $9,440 $2,382 $2,682
Farmers $2,262 $2,256 $2,184 $2,299 $6,350 $6,373 $2,945 $2,843
GEICO $2,791 $2,768 $2,666 $2,591 $5,874 $7,453 $2,614 $2,712
Liberty Mutual $9,742 $9,742 $9,648 $9,648 $19,018 $28,462 $9,742 $13,502
Nationwide $2,020 $2,027 $1,799 $1,908 $5,169 $6,269 $2,373 $2,465
State Farm $1,594 $1,594 $1,429 $1,429 $3,491 $4,263 $1,837 $1,524
USAA $1,892 $1,864 $1,729 $1,721 $4,972 $5,403 $2,453 $2,595

Cheap Annandale, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Annandale, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Annandale, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Annandale, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,912 $9,927
American Family $6,524 $9,440
Farmers $6,350 $6,373
GEICO $5,874 $7,453
Liberty Mutual $19,018 $28,462
Nationwide $5,169 $6,269
State Farm $3,491 $4,263
USAA $4,972 $5,403

Cheap Annandale, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Annandale, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Annandale, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,940 $2,940
American Family $2,158 $2,158
Farmers $2,184 $2,299
GEICO $2,666 $2,591
Liberty Mutual $9,648 $9,648
Nationwide $1,799 $1,908
State Farm $1,429 $1,429
USAA $1,729 $1,721

Cheap Annandale, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Annandale, Minnesota compared to the annual auto insurance rates with a clean record in Annandale, Minnesota.

Annual Annandale, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,271 $4,802 $5,792 $4,326
American Family $2,537 $4,518 $5,123 $2,876
Farmers $2,939 $3,713 $3,773 $3,331
GEICO $2,445 $3,887 $5,782 $2,620
Liberty Mutual $9,933 $13,710 $20,401 $10,708
Nationwide $2,385 $3,164 $3,639 $2,826
State Farm $1,967 $2,323 $2,145 $2,145
USAA $2,106 $2,679 $4,021 $2,508

Cheap Annandale, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Annandale, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Annandale, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Annandale, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,792
American Family $5,123
Farmers $3,773
GEICO $5,782
Liberty Mutual $20,401
Nationwide $3,639
State Farm $2,145
USAA $4,021

Cheap Annandale, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Annandale, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Annandale, Minnesota

Insurance Company Poor Fair Good
Allstate $6,649 $3,624 $3,370
American Family $5,174 $3,396 $2,721
Farmers $4,319 $3,102 $2,897
GEICO $4,422 $3,616 $3,012
Liberty Mutual $19,078 $12,341 $9,645
Nationwide $3,575 $2,882 $2,555
State Farm $3,127 $1,913 $1,395
USAA $4,405 $2,181 $1,900

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Cheap Annandale, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Annandale, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Annandale, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Annandale, Minnesota

ZIP Code Average Annual Rates
55302 $3,548

Cheap Annandale, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Annandale, Minnesota auto insurance. Find the cheapest annual Annandale, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Annandale, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,548 $4,548
American Family $3,719 $3,808
Farmers $3,439 $3,439
GEICO $3,634 $3,733
Liberty Mutual $13,291 $14,085
Nationwide $3,004 $3,004
State Farm $2,085 $2,205
USAA $2,791 $2,866

Cheap Annandale, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Annandale, Minnesota? Check out the comparison of annual Annandale, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Annandale, Minnesota

Insurance Company Low Medium High
Allstate $4,474 $4,545 $4,624
American Family $3,752 $3,867 $3,672
Farmers $3,304 $3,453 $3,560
GEICO $3,563 $3,682 $3,805
Liberty Mutual $13,301 $13,706 $14,057
Nationwide $2,833 $3,025 $3,153
State Farm $2,054 $2,153 $2,228
USAA $2,746 $2,826 $2,913

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Best By Category: Cheapest Auto Insurance in Annandale, Minnesota

Compare the cheapest auto insurance companies in Annandale, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Annandale, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Annandale, Minnesota Auto Insurance Companies

What auto insurance companies in Annandale, Minnesota are the cheapest? Compare the top Annandale, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Annandale, Minnesota

Insurance Company Average Annual Rates
Allstate $4,548
American Family $3,764
Farmers $3,439
GEICO $3,683
Liberty Mutual $13,688
Nationwide $3,004
State Farm $2,145
USAA $2,829

What affects auto insurance rates in Annandale, Minnesota?

There are a lot of reasons why auto insurance rates in Annandale, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Annandale, Minnesota. Many local factors may affect your Annandale auto insurance rates.

Annandale Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Annandale, Minnesota commute length is 29.6 minutes according to City-Data.

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Compare Annandale, Minnesota Auto Insurance Quotes

Before you buy Annandale, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Annandale, Minnesota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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