Best Cheap Auto Insurance in Ankeny, IA (2021)

The average Ankeny, IA auto insurance rates are $234 per month. The minimum auto insurance in Ankeny is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Ankeny, Iowa, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Ankeny for teen drivers is Travelers
  • Average auto insurance rates in Ankeny, IA for senior drivers are $1,529 per year
  • The average commute length in Ankeny is 21.4 minutes

Ankeny, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Ankeny can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ankeny, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Ankeny to other Iowa cities, including Des Moines auto insurance rates, West Des Moines auto insurance rates, and Davenport auto insurance rates to see how Ankeny, Iowa auto insurance rates stack up.

Before you buy Ankeny, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ankeny, Iowa auto insurance quotes.

Minimum Auto Insurance in Ankeny, Iowa

Ankeny, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ankeny, Iowa.

Minimum Required Auto Insurance Coverage in Ankeny, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Ankeny, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ankeny, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ankeny, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,928 $1,839 $1,726 $1,752 $5,819 $6,594 $2,078 $2,134
American Family $1,685 $1,685 $1,517 $1,517 $4,651 $6,426 $1,685 $2,016
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,721 $1,538 $1,590 $1,465 $3,985 $3,688 $1,587 $1,446
Liberty Mutual $2,067 $2,236 $1,839 $2,240 $10,739 $12,086 $2,342 $2,569
Nationwide $1,579 $1,609 $1,416 $1,496 $3,808 $4,867 $1,808 $1,953
Progressive $1,453 $1,371 $1,204 $1,254 $4,022 $4,518 $1,742 $1,890
State Farm $1,314 $1,314 $1,181 $1,181 $3,935 $4,946 $1,486 $1,711
Travelers $2,085 $2,121 $2,067 $2,069 $10,031 $16,183 $2,184 $2,495
USAA $1,172 $1,175 $1,086 $1,092 $3,307 $3,482 $1,397 $1,535

Cheap Ankeny, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ankeny, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Ankeny, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Ankeny, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,819 $6,594
American Family $4,651 $6,426
Farmers $4,711 $5,019
GEICO $3,985 $3,688
Liberty Mutual $10,739 $12,086
Nationwide $3,808 $4,867
Progressive $4,022 $4,518
State Farm $3,935 $4,946
Travelers $10,031 $16,183
USAA $3,307 $3,482

Cheap Ankeny, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Ankeny, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ankeny, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,726 $1,752
American Family $1,517 $1,517
Farmers $1,383 $1,513
GEICO $1,590 $1,465
Liberty Mutual $1,839 $2,240
Nationwide $1,416 $1,496
Progressive $1,204 $1,254
State Farm $1,181 $1,181
Travelers $2,067 $2,069
USAA $1,086 $1,092

Cheap Ankeny, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ankeny, Iowa compared to the annual auto insurance rates with a clean record in Ankeny, Iowa.

Annual Ankeny, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,513 $3,060 $3,529 $2,832
American Family $1,910 $2,813 $3,625 $2,242
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,579 $2,246 $2,993 $1,692
Liberty Mutual $3,890 $4,843 $4,908 $4,419
Nationwide $1,699 $2,408 $3,251 $1,911
Progressive $1,740 $2,918 $1,895 $2,174
State Farm $1,950 $2,317 $2,133 $2,133
Travelers $3,550 $4,779 $6,420 $4,868
USAA $1,353 $1,832 $2,379 $1,558

Cheap Ankeny, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ankeny, Iowa is not easy. Compare the annual rates for DUI auto insurance in Ankeny, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Ankeny, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,529
American Family $3,625
Farmers $2,697
GEICO $2,993
Liberty Mutual $4,908
Nationwide $3,251
Progressive $1,895
State Farm $2,133
Travelers $6,420
USAA $2,379

Cheap Ankeny, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ankeny, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ankeny, Iowa

Insurance Company Poor Fair Good
Allstate $3,564 $2,831 $2,556
American Family $3,371 $2,477 $2,095
Farmers $2,880 $2,389 $2,262
GEICO $2,555 $2,127 $1,700
Liberty Mutual $6,407 $3,997 $3,140
Nationwide $2,796 $2,217 $1,938
Progressive $2,537 $2,094 $1,914
State Farm $3,038 $1,880 $1,483
Travelers $5,488 $4,717 $4,507
USAA $2,327 $1,613 $1,402

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Cheap Ankeny, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ankeny, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Ankeny, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ankeny, Iowa

ZIP Code Average Annual Rates
50021 $2,377
50023 $2,374

Cheap Ankeny, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Ankeny, Iowa auto insurance. Find the cheapest annual Ankeny, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ankeny, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,913 $3,055
American Family $2,617 $2,679
Farmers $2,510 $2,510
GEICO $2,091 $2,164
Liberty Mutual $4,515 $4,515
Nationwide $2,317 $2,317
Progressive $2,182 $2,182
State Farm $2,081 $2,186
Travelers $4,904 $4,904
USAA $1,716 $1,845

Cheap Ankeny, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ankeny, Iowa? Check out the comparison of annual Ankeny, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ankeny, Iowa

Insurance Company Low Medium High
Allstate $2,890 $2,987 $3,074
American Family $2,628 $2,797 $2,518
Farmers $2,401 $2,518 $2,611
GEICO $1,985 $2,127 $2,271
Liberty Mutual $4,307 $4,506 $4,731
Nationwide $2,386 $2,318 $2,247
Progressive $2,023 $2,192 $2,329
State Farm $2,003 $2,149 $2,248
Travelers $4,529 $4,984 $5,200
USAA $1,679 $1,787 $1,876

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Best By Category: Cheapest Auto Insurance in Ankeny, Iowa

Compare the cheapest auto insurance companies in Ankeny, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ankeny, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Ankeny, Iowa Auto Insurance Companies

What auto insurance companies in Ankeny, Iowa are the cheapest? Compare the top Ankeny, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ankeny, Iowa

Insurance Company Average Annual Rates
Allstate $2,984
American Family $2,648
Farmers $2,510
GEICO $2,127
Liberty Mutual $4,515
Nationwide $2,317
Progressive $2,182
State Farm $2,133
Travelers $4,904
USAA $1,781

What affects auto insurance rates in Ankeny, Iowa?

There are a lot of reasons why auto insurance rates in Ankeny, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ankeny, Iowa. Many local factors may affect your Ankeny auto insurance rates.

Ankeny Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ankeny, Iowa commute length is 21.4 minutes according to City-Data.

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Compare Ankeny, Iowa Auto Insurance Quotes

Before you buy Ankeny, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ankeny, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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