Best Cheap Auto Insurance in Andover, SD (2021)

The average Andover, SD auto insurance rates are $318 per month. The minimum auto insurance in Andover is at least 25/50/25 in coverage to comply with South Dakota auto insurance laws. To find the best cheap auto insurance in Andover, South Dakota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Andover for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Andover is State Farm
  • Average auto insurance rates in Andover, SD for senior drivers are $2,095 per year

Andover, South Dakota auto insurance requirements are 25/50/25 according to South Dakota auto insurance laws. Finding cheap auto insurance in Andover can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Andover, South Dakota, including driving record, credit, commute time, and more.

Compare auto insurance in Andover to other South Dakota cities, including Yankton auto insurance rates, Mitchell auto insurance rates, and Aberdeen auto insurance rates to see how Andover, South Dakota auto insurance rates stack up.

Before you buy Andover, South Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Andover, South Dakota auto insurance quotes.

Minimum Auto Insurance in Andover, South Dakota

Andover, South Dakota auto insurance laws require that you have at least the South Dakota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Andover, South Dakota.

Minimum Required Auto Insurance Coverage in Andover, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Andover, South Dakota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Andover, South Dakota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Andover, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,478 $2,531 $2,186 $2,339 $10,236 $12,228 $2,804 $3,066
American Family $3,184 $3,184 $2,812 $2,812 $6,503 $9,548 $3,184 $3,917
Farmers $1,786 $1,790 $1,572 $1,635 $7,954 $8,265 $1,996 $2,129
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $4,141 $4,504 $3,267 $3,970 $15,785 $17,718 $4,360 $4,853
Nationwide $1,780 $1,829 $1,592 $1,700 $3,909 $5,045 $2,001 $2,174
Progressive $1,944 $1,916 $1,601 $1,650 $7,032 $7,997 $2,434 $2,540
State Farm $1,421 $1,421 $1,228 $1,228 $3,538 $4,536 $1,591 $1,786

Cheap Andover, South Dakota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Andover, South Dakota is a challenge. Take a look at the annual teen auto insurance rates in Andover, South Dakota.

Annual Auto Insurance Rates for Teen Drivers in Andover, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,236 $12,228
American Family $6,503 $9,548
Farmers $7,954 $8,265
GEICO $4,398 $5,174
Liberty Mutual $15,785 $17,718
Nationwide $3,909 $5,045
Progressive $7,032 $7,997
State Farm $3,538 $4,536

Cheap Andover, South Dakota Auto Insurance for Seniors

What are senior auto insurance rates in Andover, South Dakota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Andover, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,186 $2,339
American Family $2,812 $2,812
Farmers $1,572 $1,635
GEICO $2,041 $1,881
Liberty Mutual $3,267 $3,970
Nationwide $1,592 $1,700
Progressive $1,601 $1,650
State Farm $1,228 $1,228

Cheap Andover, South Dakota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Andover, South Dakota compared to the annual auto insurance rates with a clean record in Andover, South Dakota.

Annual Andover, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,920 $4,560 $6,063 $4,390
American Family $3,192 $4,671 $6,053 $3,655
Farmers $2,890 $3,652 $3,563 $3,458
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $6,181 $7,655 $7,970 $7,493
Nationwide $1,819 $2,511 $3,581 $2,105
Progressive $2,924 $3,959 $3,153 $3,521
State Farm $1,959 $2,229 $2,094 $2,094

Cheap Andover, South Dakota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Andover, South Dakota is not easy. Compare the annual rates for DUI auto insurance in Andover, South Dakota to find the best deal.

Annual Auto Insurance Rates After a DUI in Andover, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,063
American Family $6,053
Farmers $3,563
GEICO $4,443
Liberty Mutual $7,970
Nationwide $3,581
Progressive $3,153
State Farm $2,094

Cheap Andover, South Dakota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Andover, South Dakota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Andover, South Dakota

Insurance Company Poor Fair Good
Allstate $5,773 $4,511 $3,916
American Family $5,654 $4,074 $3,451
Farmers $3,834 $3,236 $3,103
GEICO $4,316 $2,191 $1,484
Liberty Mutual $10,610 $6,365 $4,999
Nationwide $3,028 $2,388 $2,096
Progressive $3,912 $3,253 $3,003
State Farm $3,047 $1,822 $1,412

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Cheap Andover, South Dakota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Andover, South Dakota can vary. Compare the annual cost of auto insurance by ZIP code in Andover, South Dakota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Andover, South Dakota

ZIP Code Average Annual Rates
57422 $3,978

Cheap Andover, South Dakota Auto Insurance Rates By Commute

Commute length and annual mileage affect Andover, South Dakota auto insurance. Find the cheapest annual Andover, South Dakota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Andover, South Dakota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,618 $4,849
American Family $4,338 $4,448
Farmers $3,391 $3,391
GEICO $2,631 $2,696
Liberty Mutual $7,325 $7,325
Nationwide $2,504 $2,504
Progressive $3,389 $3,389
State Farm $2,042 $2,145

Cheap Andover, South Dakota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Andover, South Dakota? Check out the comparison of annual Andover, South Dakota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Andover, South Dakota

Insurance Company Low Medium High
Allstate $4,581 $4,724 $4,895
American Family $4,448 $4,526 $4,204
Farmers $3,253 $3,357 $3,562
GEICO $2,584 $2,660 $2,746
Liberty Mutual $7,201 $7,317 $7,456
Nationwide $2,363 $2,493 $2,655
Progressive $3,308 $3,362 $3,497
State Farm $2,022 $2,095 $2,164

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Best By Category: Cheapest Auto Insurance in Andover, South Dakota

Compare the cheapest auto insurance companies in Andover, South Dakota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Andover, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Andover, South Dakota Auto Insurance Companies

What auto insurance companies in Andover, South Dakota are the cheapest? Compare the top Andover, South Dakota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Andover, South Dakota

Insurance Company Average Annual Rates
Allstate $4,733
American Family $4,393
Farmers $3,391
GEICO $2,664
Liberty Mutual $7,325
Nationwide $2,504
Progressive $3,389
State Farm $2,094

What affects auto insurance rates in Andover, South Dakota?

There are a lot of reasons why auto insurance rates in Andover, South Dakota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Andover, South Dakota. Many local factors may affect your Andover auto insurance rates.

Andover Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Andover, South Dakota commute length is 15.0 minutes according to City-Data.

Andover Traffic

How does Andover, South Dakota rank for traffic? According to Inrix Andover, South Dakota is the 700th most congested worldwide.

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Compare Andover, South Dakota Auto Insurance Quotes

Before you buy Andover, South Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Andover, South Dakota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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