Best Cheap Auto Insurance in Andover, OH (2021)

The average Andover, OH auto insurance rates are $241 per month. The minimum auto insurance in Andover is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Andover, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Andover for teen drivers is Liberty Mutual
  • The average commute length in Andover is 25.5 minutes
  • The minimum auto insurance required in Andover, Ohio is 25/50/25

Andover, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Andover can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Andover, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Andover to other Ohio cities, including Dayton auto insurance rates, Akron auto insurance rates, and Toledo auto insurance rates to see how Andover, Ohio auto insurance rates stack up.

Before you buy Andover, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Andover, Ohio auto insurance quotes.

Minimum Auto Insurance in Andover, Ohio

Andover, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Andover, Ohio.

Minimum Required Auto Insurance Coverage in Andover, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Andover, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Andover, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Andover, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,244 $2,238 $2,022 $2,164 $6,205 $7,088 $2,359 $2,521
American Family $966 $1,004 $883 $889 $2,983 $3,239 $1,191 $1,255
Farmers $1,982 $1,978 $1,745 $1,839 $8,700 $9,039 $2,225 $2,331
GEICO $1,361 $1,316 $1,269 $1,277 $3,607 $3,352 $1,515 $1,284
Liberty Mutual $2,049 $2,240 $1,575 $1,920 $10,564 $11,941 $2,182 $2,386
Nationwide $2,125 $2,135 $1,920 $1,932 $5,484 $7,058 $2,276 $2,644
Progressive $1,982 $1,888 $1,649 $1,698 $8,361 $9,438 $2,380 $2,452
State Farm $1,533 $1,533 $1,368 $1,368 $4,719 $5,938 $1,778 $2,035
Travelers $1,423 $1,446 $1,410 $1,405 $6,142 $9,746 $1,481 $1,692
USAA $905 $913 $859 $860 $2,763 $3,080 $1,210 $1,303

Cheap Andover, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Andover, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Andover, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Andover, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,205 $7,088
American Family $2,983 $3,239
Farmers $8,700 $9,039
GEICO $3,607 $3,352
Liberty Mutual $10,564 $11,941
Nationwide $5,484 $7,058
Progressive $8,361 $9,438
State Farm $4,719 $5,938
Travelers $6,142 $9,746
USAA $2,763 $3,080

Cheap Andover, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Andover, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Andover, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,022 $2,164
American Family $883 $889
Farmers $1,745 $1,839
GEICO $1,269 $1,277
Liberty Mutual $1,575 $1,920
Nationwide $1,920 $1,932
Progressive $1,649 $1,698
State Farm $1,368 $1,368
Travelers $1,410 $1,405
USAA $859 $860

Cheap Andover, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Andover, Ohio compared to the annual auto insurance rates with a clean record in Andover, Ohio.

Annual Andover, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,819 $3,415 $3,998 $3,189
American Family $1,486 $1,573 $1,573 $1,573
Farmers $3,075 $3,959 $3,860 $4,025
GEICO $1,278 $1,833 $2,638 $1,742
Liberty Mutual $3,662 $4,696 $4,802 $4,268
Nationwide $2,566 $3,258 $4,128 $2,835
Progressive $3,224 $4,349 $3,430 $3,921
State Farm $2,313 $2,755 $2,534 $2,534
Travelers $2,282 $2,968 $4,476 $2,646
USAA $1,141 $1,528 $2,014 $1,264

Cheap Andover, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Andover, Ohio is not easy. Compare the annual rates for DUI auto insurance in Andover, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Andover, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,998
American Family $1,573
Farmers $3,860
GEICO $2,638
Liberty Mutual $4,802
Nationwide $4,128
Progressive $3,430
State Farm $2,534
Travelers $4,476
USAA $2,014

Cheap Andover, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Andover, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Andover, Ohio

Insurance Company Poor Fair Good
Allstate $4,318 $3,134 $2,613
American Family $2,057 $1,405 $1,192
Farmers $4,228 $3,566 $3,396
GEICO $2,246 $1,873 $1,500
Liberty Mutual $6,250 $3,823 $2,998
Nationwide $3,858 $3,108 $2,625
Progressive $4,216 $3,613 $3,363
State Farm $3,612 $2,232 $1,759
Travelers $3,457 $3,010 $2,812
USAA $1,929 $1,366 $1,165

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Cheap Andover, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Andover, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Andover, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Andover, Ohio

ZIP Code Average Annual Rates
44003 $2,767

Cheap Andover, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Andover, Ohio auto insurance. Find the cheapest annual Andover, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Andover, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,355 $3,355
American Family $1,532 $1,570
Farmers $3,730 $3,730
GEICO $1,839 $1,907
Liberty Mutual $4,357 $4,357
Nationwide $3,197 $3,197
Progressive $3,731 $3,731
State Farm $2,471 $2,597
Travelers $3,093 $3,093
USAA $1,429 $1,544

Cheap Andover, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Andover, Ohio? Check out the comparison of annual Andover, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Andover, Ohio

Insurance Company Low Medium High
Allstate $3,236 $3,348 $3,482
American Family $1,522 $1,563 $1,569
Farmers $3,543 $3,674 $3,972
GEICO $1,814 $1,865 $1,940
Liberty Mutual $4,193 $4,380 $4,499
Nationwide $3,527 $3,099 $2,965
Progressive $3,598 $3,701 $3,893
State Farm $2,412 $2,542 $2,648
Travelers $3,001 $3,136 $3,143
USAA $1,417 $1,485 $1,558

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Best By Category: Cheapest Auto Insurance in Andover, Ohio

Compare the cheapest auto insurance companies in Andover, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Andover, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Andover, Ohio Auto Insurance Companies

What auto insurance companies in Andover, Ohio are the cheapest? Compare the top Andover, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Andover, Ohio

Insurance Company Average Annual Rates
Allstate $3,355
American Family $1,551
Farmers $3,730
GEICO $1,873
Liberty Mutual $4,357
Nationwide $3,197
Progressive $3,731
State Farm $2,534
Travelers $3,093
USAA $1,487

What affects auto insurance rates in Andover, Ohio?

There are a lot of reasons why auto insurance rates in Andover, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Andover, Ohio. Many local factors may affect your Andover auto insurance rates.

Andover Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Andover, Ohio commute length is 25.5 minutes according to City-Data.

Andover Traffic

How does Andover, Ohio rank for traffic? According to Inrix Andover, Ohio is the 700th most congested worldwide.

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Compare Andover, Ohio Auto Insurance Quotes

Before you buy Andover, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Andover, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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