Best Cheap Auto Insurance in Andover, CT (2021)

The average Andover, CT auto insurance rates are $351 per month. The minimum auto insurance in Andover is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Andover, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Andover for teen drivers is Liberty Mutual
  • Average auto insurance rates in Andover, CT for senior drivers are $2,121 per year
  • The cheapest auto insurance company in Andover is State Farm

Andover, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Andover can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Andover, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Andover to other Connecticut cities, including Waterbury auto insurance rates, New Haven auto insurance rates, and Bridgeport auto insurance rates to see how Andover, Connecticut auto insurance rates stack up.

Before you buy Andover, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Andover, Connecticut auto insurance quotes.

Minimum Auto Insurance in Andover, Connecticut

Andover, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Andover, Connecticut.

Minimum Required Auto Insurance Coverage in Andover, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Andover, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Andover, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Andover, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,537 $3,504 $3,254 $3,483 $10,731 $12,660 $3,706 $3,897
GEICO $2,065 $2,071 $1,915 $1,931 $4,743 $5,620 $1,992 $1,937
Liberty Mutual $3,328 $3,621 $2,564 $3,158 $16,586 $18,697 $3,366 $3,675
Nationwide $2,320 $2,347 $2,083 $2,187 $6,416 $8,147 $2,689 $2,893
Progressive $2,165 $2,021 $1,850 $1,922 $8,972 $9,942 $2,475 $2,772
State Farm $1,649 $1,649 $1,516 $1,516 $4,952 $6,221 $1,851 $2,121
Travelers $1,565 $1,587 $1,564 $1,557 $11,965 $19,259 $1,704 $1,913
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

Cheap Andover, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Andover, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Andover, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Andover, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,731 $12,660
GEICO $4,743 $5,620
Liberty Mutual $16,586 $18,697
Nationwide $6,416 $8,147
Progressive $8,972 $9,942
State Farm $4,952 $6,221
Travelers $11,965 $19,259
USAA $5,822 $6,120

Cheap Andover, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Andover, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Andover, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,254 $3,483
GEICO $1,915 $1,931
Liberty Mutual $2,564 $3,158
Nationwide $2,083 $2,187
Progressive $1,850 $1,922
State Farm $1,516 $1,516
Travelers $1,564 $1,557
USAA $1,727 $1,706

Cheap Andover, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Andover, Connecticut compared to the annual auto insurance rates with a clean record in Andover, Connecticut.

Annual Andover, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,771 $5,883 $6,961 $4,771
GEICO $1,760 $2,306 $4,910 $2,161
Liberty Mutual $6,021 $7,538 $7,463 $6,475
Nationwide $2,958 $3,860 $4,425 $3,298
Progressive $3,430 $4,966 $3,604 $4,060
State Farm $2,501 $2,745 $2,745 $2,745
Travelers $4,139 $4,482 $6,522 $5,415
USAA $2,343 $2,941 $4,435 $2,343

Cheap Andover, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Andover, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Andover, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Andover, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,961
GEICO $4,910
Liberty Mutual $7,463
Nationwide $4,425
Progressive $3,604
State Farm $2,745
Travelers $6,522
USAA $4,435

Cheap Andover, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Andover, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Andover, Connecticut

Insurance Company Poor Fair Good
Allstate $7,130 $5,385 $4,274
GEICO $4,048 $2,443 $1,861
Liberty Mutual $9,763 $6,080 $4,780
Nationwide $4,819 $3,229 $2,857
Progressive $4,370 $3,920 $3,754
State Farm $3,729 $2,394 $1,929
Travelers $5,832 $4,863 $4,723
USAA $3,987 $2,690 $2,369

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Cheap Andover, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Andover, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Andover, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Andover, Connecticut

ZIP Code Average Annual Rates
6232 $4,260

Cheap Andover, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Andover, Connecticut auto insurance. Find the cheapest annual Andover, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Andover, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,597 $5,597
GEICO $2,742 $2,826
Liberty Mutual $6,874 $6,874
Nationwide $3,635 $3,635
Progressive $4,015 $4,015
State Farm $2,618 $2,750
Travelers $5,139 $5,139
USAA $2,979 $3,051

Cheap Andover, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Andover, Connecticut? Check out the comparison of annual Andover, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Andover, Connecticut

Insurance Company Low Medium High
Allstate $5,270 $5,588 $5,932
GEICO $2,588 $2,751 $3,014
Liberty Mutual $6,603 $6,821 $7,198
Nationwide $3,702 $3,663 $3,541
Progressive $3,747 $3,981 $4,318
State Farm $2,519 $2,688 $2,845
Travelers $4,769 $5,105 $5,544
USAA $2,826 $3,018 $3,202

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Best By Category: Cheapest Auto Insurance in Andover, Connecticut

Compare the cheapest auto insurance companies in Andover, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Andover, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Andover, Connecticut Auto Insurance Companies

What auto insurance companies in Andover, Connecticut are the cheapest? Compare the top Andover, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Andover, Connecticut

Insurance Company Average Annual Rates
Allstate $5,597
GEICO $2,784
Liberty Mutual $6,874
Nationwide $3,635
Progressive $4,015
State Farm $2,684
Travelers $5,139
USAA $3,015

What affects auto insurance rates in Andover, Connecticut?

There are a lot of reasons why auto insurance rates in Andover, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Andover, Connecticut. Many local factors may affect your Andover auto insurance rates.

Andover Traffic

How does Andover, Connecticut rank for traffic? According to Inrix Andover, Connecticut is the 700th most congested worldwide.

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Compare Andover, Connecticut Auto Insurance Quotes

Before you buy Andover, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Andover, Connecticut auto insurance quotes.

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