Best Cheap Auto Insurance in Anderson, TX (2021)

The average Anderson, TX auto insurance rates are $346 per month. The minimum auto insurance in Anderson is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Anderson, Texas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Anderson is 14.6 minutes
  • Average auto insurance rates in Anderson, TX for senior drivers are $2,481 per year
  • The most expensive auto insurance company in Anderson for teen drivers is Progressive

Anderson, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Anderson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Anderson, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Anderson to other Texas cities, including Plano auto insurance rates, Corpus Christi auto insurance rates, and Houston auto insurance rates to see how Anderson, Texas auto insurance rates stack up.

Before you buy Anderson, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Anderson, Texas auto insurance quotes.

Minimum Auto Insurance in Anderson, Texas

Anderson, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Anderson, Texas.

Minimum Required Auto Insurance Coverage in Anderson, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Anderson, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Anderson, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Anderson, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,362 $3,395 $3,322 $3,322 $8,766 $10,589 $4,153 $4,330
American Family $3,365 $3,786 $3,214 $3,722 $9,639 $12,573 $4,984 $5,693
GEICO $2,410 $2,603 $2,329 $2,637 $5,287 $5,520 $2,609 $2,612
Nationwide $2,477 $2,516 $2,184 $2,312 $7,192 $9,228 $2,926 $3,165
Progressive $2,714 $2,547 $2,436 $2,470 $12,079 $13,478 $3,209 $3,230
State Farm $2,111 $2,111 $1,871 $1,871 $4,956 $6,299 $2,288 $2,362
USAA $1,596 $1,609 $1,523 $1,515 $4,476 $4,885 $2,133 $2,295

Cheap Anderson, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Anderson, Texas is a challenge. Take a look at the annual teen auto insurance rates in Anderson, Texas.

Annual Auto Insurance Rates for Teen Drivers in Anderson, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,766 $10,589
American Family $9,639 $12,573
GEICO $5,287 $5,520
Nationwide $7,192 $9,228
Progressive $12,079 $13,478
State Farm $4,956 $6,299
USAA $4,476 $4,885

Cheap Anderson, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Anderson, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Anderson, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,322 $3,322
American Family $3,214 $3,722
GEICO $2,329 $2,637
Nationwide $2,184 $2,312
Progressive $2,436 $2,470
State Farm $1,871 $1,871
USAA $1,523 $1,515

Cheap Anderson, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Anderson, Texas compared to the annual auto insurance rates with a clean record in Anderson, Texas.

Annual Anderson, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,022 $6,163 $6,412 $4,022
American Family $5,328 $6,848 $5,985 $5,328
GEICO $2,760 $3,653 $3,042 $3,549
Nationwide $3,467 $3,467 $5,148 $3,918
Progressive $4,583 $6,000 $5,349 $5,150
State Farm $2,662 $3,039 $3,571 $2,662
USAA $1,868 $2,753 $3,251 $2,144

Cheap Anderson, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Anderson, Texas is not easy. Compare the annual rates for DUI auto insurance in Anderson, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Anderson, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,412
American Family $5,985
GEICO $3,042
Nationwide $5,148
Progressive $5,349
State Farm $3,571
USAA $3,251

Cheap Anderson, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Anderson, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Anderson, Texas

Insurance Company Poor Fair Good
Allstate $6,567 $4,797 $4,101
American Family $7,959 $5,157 $4,499
GEICO $5,017 $2,841 $1,895
Nationwide $4,796 $3,857 $3,347
Progressive $5,891 $5,140 $4,780
State Farm $4,231 $2,628 $2,092
USAA $3,684 $2,122 $1,705

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Cheap Anderson, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Anderson, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Anderson, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Anderson, Texas

ZIP Code Average Annual Rates
77830 $6,280

Cheap Anderson, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Anderson, Texas auto insurance. Find the cheapest annual Anderson, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Anderson, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,033 $5,276
American Family $5,872 $5,872
GEICO $3,191 $3,311
Nationwide $4,000 $4,000
Progressive $5,270 $5,270
State Farm $2,984 $2,984
USAA $2,472 $2,536

Cheap Anderson, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Anderson, Texas? Check out the comparison of annual Anderson, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Anderson, Texas

Insurance Company Low Medium High
Allstate $5,024 $5,106 $5,334
American Family $5,400 $5,616 $6,600
GEICO $3,086 $3,212 $3,455
Nationwide $4,332 $3,830 $3,838
Progressive $4,982 $5,244 $5,585
State Farm $2,838 $2,974 $3,139
USAA $2,423 $2,494 $2,595

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Best By Category: Cheapest Auto Insurance in Anderson, Texas

Compare the cheapest auto insurance companies in Anderson, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Anderson, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Anderson, Texas Auto Insurance Companies

What auto insurance companies in Anderson, Texas are the cheapest? Compare the top Anderson, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Anderson, Texas

Insurance Company Average Annual Rates
Allstate $5,155
American Family $5,872
GEICO $3,251
Nationwide $4,000
Progressive $5,270
State Farm $2,984
USAA $2,504

What affects auto insurance rates in Anderson, Texas?

There are a lot of reasons why auto insurance rates in Anderson, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Anderson, Texas. Many local factors may affect your Anderson auto insurance rates.

Anderson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Anderson, Texas commute length is 14.6 minutes according to City-Data.

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Compare Anderson, Texas Auto Insurance Quotes

Before you buy Anderson, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Anderson, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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