Best Cheap Auto Insurance in Anderson, AL (2021)

The average Anderson, AL auto insurance rates are $293 per month. The minimum auto insurance in Anderson is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Anderson, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Anderson, Alabama is 25/50/25
  • The cheapest auto insurance company in Anderson is USAA
  • The most expensive auto insurance company in Anderson for teen drivers is Liberty Mutual

Anderson, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Anderson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Anderson, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Anderson to other Alabama cities, including Mobile auto insurance rates, Decatur auto insurance rates, and Birmingham auto insurance rates to see how Anderson, Alabama auto insurance rates stack up.

Before you buy Anderson, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Anderson, Alabama auto insurance quotes.

Minimum Auto Insurance in Anderson, Alabama

Anderson, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Anderson, Alabama.

Minimum Required Auto Insurance Coverage in Anderson, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Anderson, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Anderson, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Anderson, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,910 $1,820 $1,735 $1,767 $6,647 $7,147 $2,125 $2,167
Farmers $2,263 $2,249 $2,022 $2,153 $8,813 $9,068 $2,558 $2,646
GEICO $1,937 $1,926 $1,862 $1,928 $5,088 $4,973 $2,039 $1,880
Liberty Mutual $3,026 $3,266 $2,478 $2,771 $11,290 $12,551 $3,219 $3,424
Nationwide $1,627 $1,645 $1,486 $1,536 $4,243 $5,451 $1,802 $2,010
Progressive $2,283 $2,135 $1,872 $2,003 $9,515 $10,613 $2,669 $2,843
State Farm $2,599 $2,599 $2,365 $2,365 $8,014 $10,030 $2,939 $3,388
Travelers $1,456 $1,479 $1,365 $1,361 $7,759 $12,193 $1,381 $1,585
USAA $1,246 $1,259 $1,163 $1,132 $3,739 $4,136 $1,618 $1,740

Cheap Anderson, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Anderson, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Anderson, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Anderson, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,647 $7,147
Farmers $8,813 $9,068
GEICO $5,088 $4,973
Liberty Mutual $11,290 $12,551
Nationwide $4,243 $5,451
Progressive $9,515 $10,613
State Farm $8,014 $10,030
Travelers $7,759 $12,193
USAA $3,739 $4,136

Cheap Anderson, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Anderson, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Anderson, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,735 $1,767
Farmers $2,022 $2,153
GEICO $1,862 $1,928
Liberty Mutual $2,478 $2,771
Nationwide $1,486 $1,536
Progressive $1,872 $2,003
State Farm $2,365 $2,365
Travelers $1,365 $1,361
USAA $1,163 $1,132

Cheap Anderson, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Anderson, Alabama compared to the annual auto insurance rates with a clean record in Anderson, Alabama.

Annual Anderson, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,692 $3,171 $3,756 $3,040
Farmers $3,344 $4,327 $4,222 $3,992
GEICO $1,821 $2,933 $3,640 $2,423
Liberty Mutual $4,117 $5,744 $5,603 $5,550
Nationwide $2,171 $2,171 $3,141 $2,418
Progressive $3,828 $4,824 $4,118 $4,198
State Farm $3,859 $4,810 $4,240 $4,240
Travelers $2,977 $3,124 $4,566 $3,624
USAA $1,542 $1,939 $2,868 $1,667

Cheap Anderson, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Anderson, Alabama is not easy. Compare the annual rates for DUI auto insurance in Anderson, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Anderson, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,756
Farmers $4,222
GEICO $3,640
Liberty Mutual $5,603
Nationwide $3,141
Progressive $4,118
State Farm $4,240
Travelers $4,566
USAA $2,868

Cheap Anderson, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Anderson, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Anderson, Alabama

Insurance Company Poor Fair Good
Allstate $3,910 $3,072 $2,512
Farmers $4,452 $3,831 $3,631
GEICO $3,439 $2,454 $2,220
Liberty Mutual $7,514 $4,621 $3,625
Nationwide $2,982 $2,332 $2,112
Progressive $4,778 $4,107 $3,840
State Farm $6,950 $3,520 $2,393
Travelers $3,896 $3,379 $3,443
USAA $2,692 $1,754 $1,567

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Cheap Anderson, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Anderson, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Anderson, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Anderson, Alabama

ZIP Code Average Annual Rates
35610 $3,625

Cheap Anderson, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Anderson, Alabama auto insurance. Find the cheapest annual Anderson, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Anderson, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,165 $3,165
Farmers $3,971 $3,971
GEICO $2,657 $2,751
Liberty Mutual $5,253 $5,253
Nationwide $2,475 $2,475
Progressive $4,242 $4,242
State Farm $4,182 $4,392
Travelers $3,573 $3,573
USAA $1,913 $2,096

Cheap Anderson, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Anderson, Alabama? Check out the comparison of annual Anderson, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Anderson, Alabama

Insurance Company Low Medium High
Allstate $3,043 $3,159 $3,292
Farmers $3,728 $3,914 $4,273
GEICO $2,473 $2,691 $2,949
Liberty Mutual $5,010 $5,228 $5,521
Nationwide $2,449 $2,456 $2,521
Progressive $3,796 $4,219 $4,710
State Farm $4,035 $4,282 $4,545
Travelers $3,400 $3,644 $3,674
USAA $1,933 $1,994 $2,086

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Best By Category: Cheapest Auto Insurance in Anderson, Alabama

Compare the cheapest auto insurance companies in Anderson, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Anderson, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Anderson, Alabama Auto Insurance Companies

What auto insurance companies in Anderson, Alabama are the cheapest? Compare the top Anderson, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Anderson, Alabama

Insurance Company Average Annual Rates
Allstate $3,165
Farmers $3,971
GEICO $2,704
Liberty Mutual $5,253
Nationwide $2,475
Progressive $4,242
State Farm $4,287
Travelers $3,573
USAA $2,004

What affects auto insurance rates in Anderson, Alabama?

There are a lot of reasons why auto insurance rates in Anderson, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Anderson, Alabama. Many local factors may affect your Anderson auto insurance rates.

Anderson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Anderson, Alabama commute length is 33.7 minutes according to City-Data.

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Compare Anderson, Alabama Auto Insurance Quotes

Before you buy Anderson, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Anderson, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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