Best Cheap Auto Insurance in Anacortes, WA (2021)

The average Anacortes, WA auto insurance rates are $211 per month. The minimum auto insurance in Anacortes is at least 25/50/10 in coverage to comply with Washington auto insurance laws. To find the best cheap auto insurance in Anacortes, Washington, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Anacortes is 22.5 minutes
  • The most expensive auto insurance company in Anacortes for teen drivers is Liberty Mutual
  • Average auto insurance rates in Anacortes, WA for senior drivers are $1,354 per year

Anacortes, Washington auto insurance requirements are 25/50/10 according to Washington auto insurance laws. Finding cheap auto insurance in Anacortes can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Anacortes, Washington, including driving record, credit, commute time, and more.

Compare auto insurance in Anacortes to other Washington cities, including Renton auto insurance rates, Tacoma auto insurance rates, and Spokane auto insurance rates to see how Anacortes, Washington auto insurance rates stack up.

Before you buy Anacortes, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Anacortes, Washington auto insurance quotes.

Minimum Auto Insurance in Anacortes, Washington

Anacortes, Washington auto insurance laws require that you have at least the Washington minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Anacortes, Washington.

Minimum Required Auto Insurance Coverage in Anacortes, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Anacortes, Washington Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Anacortes, Washington are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Anacortes, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,865 $1,849 $1,724 $1,803 $6,318 $7,292 $1,983 $2,061
American Family $1,584 $1,584 $1,447 $1,447 $5,991 $8,162 $1,584 $2,114
Farmers $1,606 $1,646 $1,473 $1,653 $3,618 $3,871 $2,021 $2,126
GEICO $1,420 $1,446 $1,334 $1,334 $3,068 $4,016 $2,390 $1,748
Liberty Mutual $1,624 $1,779 $1,457 $1,706 $9,049 $9,978 $1,737 $1,888
Nationwide $1,246 $1,273 $1,161 $1,206 $3,313 $4,024 $1,480 $1,594
Progressive $1,368 $1,278 $1,231 $1,246 $6,880 $7,710 $1,639 $1,636
State Farm $1,353 $1,353 $1,217 $1,217 $3,886 $4,919 $1,537 $1,766
USAA $890 $880 $856 $858 $3,611 $4,267 $1,115 $1,218

Cheap Anacortes, Washington Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Anacortes, Washington is a challenge. Take a look at the annual teen auto insurance rates in Anacortes, Washington.

Annual Auto Insurance Rates for Teen Drivers in Anacortes, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,318 $7,292
American Family $5,991 $8,162
Farmers $3,618 $3,871
GEICO $3,068 $4,016
Liberty Mutual $9,049 $9,978
Nationwide $3,313 $4,024
Progressive $6,880 $7,710
State Farm $3,886 $4,919
USAA $3,611 $4,267

Cheap Anacortes, Washington Auto Insurance for Seniors

What are senior auto insurance rates in Anacortes, Washington? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Anacortes, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,724 $1,803
American Family $1,447 $1,447
Farmers $1,473 $1,653
GEICO $1,334 $1,334
Liberty Mutual $1,457 $1,706
Nationwide $1,161 $1,206
Progressive $1,231 $1,246
State Farm $1,217 $1,217
USAA $856 $858

Cheap Anacortes, Washington Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Anacortes, Washington compared to the annual auto insurance rates with a clean record in Anacortes, Washington.

Annual Anacortes, Washington Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,635 $3,268 $3,610 $2,935
American Family $2,398 $3,069 $3,552 $2,939
Farmers $1,864 $2,312 $2,522 $2,310
GEICO $1,616 $2,067 $3,080 $1,616
Liberty Mutual $3,117 $3,926 $4,002 $3,565
Nationwide $1,494 $2,010 $2,514 $1,630
Progressive $2,330 $3,634 $2,720 $2,810
State Farm $1,962 $2,351 $2,156 $2,156
USAA $1,267 $1,822 $2,265 $1,494

Cheap Anacortes, Washington Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Anacortes, Washington is not easy. Compare the annual rates for DUI auto insurance in Anacortes, Washington to find the best deal.

Annual Auto Insurance Rates After a DUI in Anacortes, Washington

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,610
American Family $3,552
Farmers $2,522
GEICO $3,080
Liberty Mutual $4,002
Nationwide $2,514
Progressive $2,720
State Farm $2,156
USAA $2,265

Cheap Anacortes, Washington Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Anacortes, Washington annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Anacortes, Washington

Insurance Company Poor Fair Good
Allstate $3,867 $2,943 $2,526
American Family $3,526 $2,882 $2,561
Farmers $2,763 $2,066 $1,926
GEICO $2,493 $1,995 $1,796
Liberty Mutual $5,216 $3,216 $2,524
Nationwide $2,270 $1,791 $1,676
Progressive $3,168 $2,824 $2,628
State Farm $3,129 $1,879 $1,461
USAA $2,159 $1,584 $1,393

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Cheap Anacortes, Washington Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Anacortes, Washington can vary. Compare the annual cost of auto insurance by ZIP code in Anacortes, Washington to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Anacortes, Washington

ZIP Code Average Annual Rates
98221 $2,522

Cheap Anacortes, Washington Auto Insurance Rates By Commute

Commute length and annual mileage affect Anacortes, Washington auto insurance. Find the cheapest annual Anacortes, Washington auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Anacortes, Washington

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,112 $3,112
American Family $2,928 $3,050
Farmers $2,252 $2,252
GEICO $2,068 $2,121
Liberty Mutual $3,652 $3,652
Nationwide $1,912 $1,912
Progressive $2,874 $2,874
State Farm $2,097 $2,215
USAA $1,695 $1,729

Cheap Anacortes, Washington Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Anacortes, Washington? Check out the comparison of annual Anacortes, Washington auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Anacortes, Washington

Insurance Company Low Medium High
Allstate $2,944 $3,102 $3,290
American Family $2,818 $2,985 $3,165
Farmers $2,112 $2,254 $2,389
GEICO $1,971 $2,096 $2,217
Liberty Mutual $3,426 $3,658 $3,872
Nationwide $1,807 $1,911 $2,018
Progressive $2,630 $2,808 $3,183
State Farm $2,013 $2,165 $2,291
USAA $1,603 $1,710 $1,824

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Best By Category: Cheapest Auto Insurance in Anacortes, Washington

Compare the cheapest auto insurance companies in Anacortes, Washington in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Anacortes, Washington

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Anacortes, Washington Auto Insurance Companies

What auto insurance companies in Anacortes, Washington are the cheapest? Compare the top Anacortes, Washington auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Anacortes, Washington

Insurance Company Average Annual Rates
Allstate $3,112
American Family $2,989
Farmers $2,252
GEICO $2,095
Liberty Mutual $3,652
Nationwide $1,912
Progressive $2,874
State Farm $2,156
USAA $1,712

What affects auto insurance rates in Anacortes, Washington?

There are a lot of reasons why auto insurance rates in Anacortes, Washington are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Anacortes, Washington. Many local factors may affect your Anacortes auto insurance rates.

Anacortes Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Anacortes, Washington auto theft statistics, there have been 8 auto thefts in the city.

Anacortes Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Anacortes, Washington commute length is 22.5 minutes according to City-Data.

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Compare Anacortes, Washington Auto Insurance Quotes

Before you buy Anacortes, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Anacortes, Washington auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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