Best Cheap Auto Insurance in Amsterdam, OH (2021)

The average Amsterdam, OH auto insurance rates are $235 per month. The minimum auto insurance in Amsterdam is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Amsterdam, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Amsterdam, OH for senior drivers are $1,476 per year
  • The cheapest auto insurance company in Amsterdam is USAA
  • The minimum auto insurance required in Amsterdam, Ohio is 25/50/25

Amsterdam, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Amsterdam can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Amsterdam, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Amsterdam to other Ohio cities, including Dayton auto insurance rates, Akron auto insurance rates, and Cincinnati auto insurance rates to see how Amsterdam, Ohio auto insurance rates stack up.

Before you buy Amsterdam, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Amsterdam, Ohio auto insurance quotes.

Minimum Auto Insurance in Amsterdam, Ohio

Amsterdam, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Amsterdam, Ohio.

Minimum Required Auto Insurance Coverage in Amsterdam, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Amsterdam, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Amsterdam, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Amsterdam, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,201 $2,204 $1,964 $2,105 $5,957 $6,825 $2,343 $2,524
American Family $943 $980 $856 $861 $2,825 $3,073 $1,163 $1,226
Farmers $1,692 $1,687 $1,492 $1,567 $7,198 $7,465 $1,903 $2,005
GEICO $1,485 $1,432 $1,373 $1,373 $3,919 $3,646 $1,655 $1,408
Liberty Mutual $1,978 $2,163 $1,524 $1,854 $10,001 $11,312 $2,115 $2,317
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $2,032 $1,934 $1,685 $1,738 $8,676 $9,796 $2,447 $2,525
State Farm $1,596 $1,596 $1,412 $1,412 $4,741 $5,968 $1,848 $2,117
Travelers $1,465 $1,488 $1,451 $1,442 $6,217 $9,784 $1,524 $1,753
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

Cheap Amsterdam, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Amsterdam, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Amsterdam, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Amsterdam, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,957 $6,825
American Family $2,825 $3,073
Farmers $7,198 $7,465
GEICO $3,919 $3,646
Liberty Mutual $10,001 $11,312
Nationwide $5,290 $6,843
Progressive $8,676 $9,796
State Farm $4,741 $5,968
Travelers $6,217 $9,784
USAA $2,571 $2,863

Cheap Amsterdam, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Amsterdam, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Amsterdam, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,964 $2,105
American Family $856 $861
Farmers $1,492 $1,567
GEICO $1,373 $1,373
Liberty Mutual $1,524 $1,854
Nationwide $1,900 $1,918
Progressive $1,685 $1,738
State Farm $1,412 $1,412
Travelers $1,451 $1,442
USAA $798 $797

Cheap Amsterdam, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Amsterdam, Ohio compared to the annual auto insurance rates with a clean record in Amsterdam, Ohio.

Annual Amsterdam, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,765 $3,321 $3,866 $3,110
American Family $1,428 $1,511 $1,511 $1,511
Farmers $2,577 $3,313 $3,230 $3,384
GEICO $1,394 $1,994 $2,850 $1,907
Liberty Mutual $3,500 $4,474 $4,584 $4,074
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $3,328 $4,499 $3,539 $4,052
State Farm $2,371 $2,802 $2,586 $2,586
Travelers $2,315 $3,013 $4,542 $2,692
USAA $1,062 $1,422 $1,861 $1,176

Cheap Amsterdam, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Amsterdam, Ohio is not easy. Compare the annual rates for DUI auto insurance in Amsterdam, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Amsterdam, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,866
American Family $1,511
Farmers $3,230
GEICO $2,850
Liberty Mutual $4,584
Nationwide $4,062
Progressive $3,539
State Farm $2,586
Travelers $4,542
USAA $1,861

Cheap Amsterdam, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Amsterdam, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Amsterdam, Ohio

Insurance Company Poor Fair Good
Allstate $4,204 $3,044 $2,549
American Family $1,977 $1,351 $1,144
Farmers $3,552 $2,984 $2,842
GEICO $2,444 $2,036 $1,629
Liberty Mutual $5,970 $3,644 $2,860
Nationwide $3,783 $3,049 $2,575
Progressive $4,352 $3,733 $3,479
State Farm $3,686 $2,278 $1,795
Travelers $3,516 $3,055 $2,851
USAA $1,792 $1,268 $1,081

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Cheap Amsterdam, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Amsterdam, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Amsterdam, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Amsterdam, Ohio

ZIP Code Average Annual Rates
43903 $2,690

Cheap Amsterdam, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Amsterdam, Ohio auto insurance. Find the cheapest annual Amsterdam, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Amsterdam, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,265 $3,265
American Family $1,473 $1,509
Farmers $3,126 $3,126
GEICO $1,999 $2,074
Liberty Mutual $4,158 $4,158
Nationwide $3,136 $3,136
Progressive $3,854 $3,854
State Farm $2,524 $2,648
Travelers $3,140 $3,140
USAA $1,328 $1,433

Cheap Amsterdam, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Amsterdam, Ohio? Check out the comparison of annual Amsterdam, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Amsterdam, Ohio

Insurance Company Low Medium High
Allstate $3,182 $3,260 $3,354
American Family $1,470 $1,502 $1,501
Farmers $2,989 $3,085 $3,304
GEICO $1,977 $2,028 $2,104
Liberty Mutual $4,009 $4,178 $4,287
Nationwide $3,466 $3,040 $2,901
Progressive $3,732 $3,827 $4,003
State Farm $2,482 $2,593 $2,684
Travelers $3,063 $3,181 $3,177
USAA $1,323 $1,379 $1,440

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Best By Category: Cheapest Auto Insurance in Amsterdam, Ohio

Compare the cheapest auto insurance companies in Amsterdam, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Amsterdam, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Amsterdam, Ohio Auto Insurance Companies

What auto insurance companies in Amsterdam, Ohio are the cheapest? Compare the top Amsterdam, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Amsterdam, Ohio

Insurance Company Average Annual Rates
Allstate $3,265
American Family $1,491
Farmers $3,126
GEICO $2,036
Liberty Mutual $4,158
Nationwide $3,136
Progressive $3,854
State Farm $2,586
Travelers $3,140
USAA $1,380

What affects auto insurance rates in Amsterdam, Ohio?

There are a lot of reasons why auto insurance rates in Amsterdam, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Amsterdam, Ohio. Many local factors may affect your Amsterdam auto insurance rates.

Amsterdam Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Amsterdam, Ohio commute length is 23.1 minutes according to City-Data.

Amsterdam Traffic

How does Amsterdam, Ohio rank for traffic? According to Inrix Amsterdam, Ohio is the 964th most congested worldwide.

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Compare Amsterdam, Ohio Auto Insurance Quotes

Before you buy Amsterdam, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Amsterdam, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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