Best Cheap Auto Insurance in Ammon, ID (2021)

The average Ammon, ID auto insurance rates are $246 per month. The minimum auto insurance in Ammon is at least 25/50/15 in coverage to comply with Idaho auto insurance laws. To find the best cheap auto insurance in Ammon, Idaho, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Ammon for teen drivers is Allstate
  • Average auto insurance rates in Ammon, ID for senior drivers are $1,553 per year
  • The average commute length in Ammon is 22.1 minutes

Ammon, Idaho auto insurance requirements are 25/50/15 according to Idaho auto insurance laws. Finding cheap auto insurance in Ammon can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ammon, Idaho, including driving record, credit, commute time, and more.

Compare auto insurance in Ammon to other Idaho cities, including Boise City auto insurance rates, Twin Falls auto insurance rates, and Nampa auto insurance rates to see how Ammon, Idaho auto insurance rates stack up.

Before you buy Ammon, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ammon, Idaho auto insurance quotes.

Minimum Auto Insurance in Ammon, Idaho

Ammon, Idaho auto insurance laws require that you have at least the Idaho minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ammon, Idaho.

Minimum Required Auto Insurance Coverage in Ammon, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Ammon, Idaho Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ammon, Idaho are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ammon, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,415 $2,400 $2,104 $2,183 $8,930 $10,316 $2,692 $2,838
American Family $2,205 $2,205 $1,957 $1,957 $7,919 $10,284 $2,205 $2,755
Farmers $1,641 $1,630 $1,446 $1,533 $8,080 $8,369 $1,883 $1,974
GEICO $2,042 $2,015 $1,941 $1,886 $4,424 $5,499 $2,792 $2,134
Liberty Mutual $1,468 $1,583 $1,178 $1,319 $4,959 $5,522 $1,560 $1,647
Nationwide $1,830 $1,870 $1,653 $1,752 $4,547 $5,588 $2,148 $2,312
State Farm $1,222 $1,222 $1,107 $1,107 $3,716 $4,689 $1,380 $1,590
Travelers $1,299 $1,319 $1,313 $1,308 $6,543 $10,395 $1,383 $1,568
USAA $1,138 $1,135 $1,114 $1,098 $3,744 $4,194 $1,510 $1,626

Cheap Ammon, Idaho Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ammon, Idaho is a challenge. Take a look at the annual teen auto insurance rates in Ammon, Idaho.

Annual Auto Insurance Rates for Teen Drivers in Ammon, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,930 $10,316
American Family $7,919 $10,284
Farmers $8,080 $8,369
GEICO $4,424 $5,499
Liberty Mutual $4,959 $5,522
Nationwide $4,547 $5,588
State Farm $3,716 $4,689
Travelers $6,543 $10,395
USAA $3,744 $4,194

Cheap Ammon, Idaho Auto Insurance for Seniors

What are senior auto insurance rates in Ammon, Idaho? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ammon, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,104 $2,183
American Family $1,957 $1,957
Farmers $1,446 $1,533
GEICO $1,941 $1,886
Liberty Mutual $1,178 $1,319
Nationwide $1,653 $1,752
State Farm $1,107 $1,107
Travelers $1,313 $1,308
USAA $1,114 $1,098

Cheap Ammon, Idaho Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ammon, Idaho compared to the annual auto insurance rates with a clean record in Ammon, Idaho.

Annual Ammon, Idaho Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,492 $4,397 $4,906 $4,143
American Family $3,099 $4,388 $4,742 $3,514
Farmers $2,892 $3,670 $3,449 $3,268
GEICO $1,751 $2,787 $3,885 $2,943
Liberty Mutual $1,998 $2,507 $2,575 $2,539
Nationwide $2,080 $2,691 $3,745 $2,333
State Farm $1,823 $2,185 $2,004 $2,004
Travelers $1,932 $2,760 $4,782 $3,091
USAA $1,395 $1,991 $2,702 $1,691

Cheap Ammon, Idaho Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ammon, Idaho is not easy. Compare the annual rates for DUI auto insurance in Ammon, Idaho to find the best deal.

Annual Auto Insurance Rates After a DUI in Ammon, Idaho

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,906
American Family $4,742
Farmers $3,449
GEICO $3,885
Liberty Mutual $2,575
Nationwide $3,745
State Farm $2,004
Travelers $4,782
USAA $2,702

Cheap Ammon, Idaho Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ammon, Idaho annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ammon, Idaho

Insurance Company Poor Fair Good
Allstate $5,597 $3,793 $3,313
American Family $5,080 $3,629 $3,099
Farmers $3,737 $3,182 $3,040
GEICO $3,454 $2,759 $2,312
Liberty Mutual $3,422 $2,117 $1,675
Nationwide $3,234 $2,614 $2,289
State Farm $2,817 $1,780 $1,417
Travelers $3,591 $3,027 $2,804
USAA $2,837 $1,659 $1,339

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Cheap Ammon, Idaho Auto Insurance Rates By Commute

Commute length and annual mileage affect Ammon, Idaho auto insurance. Find the cheapest annual Ammon, Idaho auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ammon, Idaho

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,234 $4,234
American Family $3,854 $4,018
Farmers $3,319 $3,319
GEICO $2,793 $2,890
Liberty Mutual $2,405 $2,405
Nationwide $2,712 $2,712
State Farm $1,955 $2,054
Travelers $3,141 $3,141
USAA $1,922 $1,968

Cheap Ammon, Idaho Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ammon, Idaho? Check out the comparison of annual Ammon, Idaho auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ammon, Idaho

Insurance Company Low Medium High
Allstate $4,059 $4,226 $4,419
American Family $3,924 $4,132 $3,751
Farmers $3,140 $3,278 $3,541
GEICO $2,701 $2,838 $2,986
Liberty Mutual $2,265 $2,402 $2,547
Nationwide $2,666 $2,850 $2,622
State Farm $1,881 $2,010 $2,122
Travelers $3,076 $3,188 $3,159
USAA $1,884 $1,942 $2,008

Best By Category: Cheapest Auto Insurance in Ammon, Idaho

Compare the cheapest auto insurance companies in Ammon, Idaho in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ammon, Idaho

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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The Cheapest Ammon, Idaho Auto Insurance Companies

What auto insurance companies in Ammon, Idaho are the cheapest? Compare the top Ammon, Idaho auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ammon, Idaho

Insurance Company Average Annual Rates
Allstate $4,235
American Family $3,936
Farmers $3,319
GEICO $2,842
Liberty Mutual $2,405
Nationwide $2,712
State Farm $2,004
Travelers $3,141
USAA $1,945

What affects auto insurance rates in Ammon, Idaho?

There are a lot of reasons why auto insurance rates in Ammon, Idaho are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ammon, Idaho. Many local factors may affect your Ammon auto insurance rates.

Ammon Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ammon, Idaho commute length is 22.1 minutes according to City-Data.

Compare Ammon, Idaho Auto Insurance Quotes

Before you buy Ammon, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ammon, Idaho auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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