Best Cheap Auto Insurance in Americus, IN (2021)

The average Americus, IN auto insurance rates are $246 per month. The minimum auto insurance in Americus is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Americus, Indiana, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Americus is USAA
  • The minimum auto insurance required in Americus, Indiana is 25/50/25
  • Average auto insurance rates in Americus, IN for senior drivers are $1,533 per year

Americus, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Americus can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Americus, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Americus to other Indiana cities, including Indianapolis auto insurance rates, Evansville auto insurance rates, and South Bend auto insurance rates to see how Americus, Indiana auto insurance rates stack up.

Before you buy Americus, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Americus, Indiana auto insurance quotes.

Minimum Auto Insurance in Americus, Indiana

Americus, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Americus, Indiana.

Minimum Required Auto Insurance Coverage in Americus, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Americus, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Americus, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Americus, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,112 $2,155 $1,870 $2,043 $6,652 $8,414 $2,120 $2,302
American Family $2,127 $2,127 $1,916 $1,916 $5,959 $8,590 $2,127 $2,597
Farmers $1,394 $1,378 $1,192 $1,341 $7,533 $8,051 $1,843 $1,988
GEICO $1,272 $1,259 $1,188 $1,223 $3,676 $3,421 $1,450 $1,283
Liberty Mutual $3,285 $3,285 $3,021 $3,021 $7,165 $10,807 $3,285 $4,496
Nationwide $1,512 $1,545 $1,329 $1,416 $4,405 $5,703 $1,774 $1,937
Progressive $1,526 $1,440 $1,389 $1,396 $9,083 $10,195 $1,911 $1,942
State Farm $1,330 $1,330 $1,194 $1,194 $4,155 $5,311 $1,477 $1,645
Travelers $1,074 $1,091 $1,011 $1,009 $6,619 $10,408 $1,139 $1,311
USAA $1,067 $1,050 $996 $1,000 $3,001 $3,346 $1,442 $1,538

Cheap Americus, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Americus, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Americus, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Americus, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,652 $8,414
American Family $5,959 $8,590
Farmers $7,533 $8,051
GEICO $3,676 $3,421
Liberty Mutual $7,165 $10,807
Nationwide $4,405 $5,703
Progressive $9,083 $10,195
State Farm $4,155 $5,311
Travelers $6,619 $10,408
USAA $3,001 $3,346

Cheap Americus, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Americus, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Americus, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,870 $2,043
American Family $1,916 $1,916
Farmers $1,192 $1,341
GEICO $1,188 $1,223
Liberty Mutual $3,021 $3,021
Nationwide $1,329 $1,416
Progressive $1,389 $1,396
State Farm $1,194 $1,194
Travelers $1,011 $1,009
USAA $996 $1,000

Cheap Americus, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Americus, Indiana compared to the annual auto insurance rates with a clean record in Americus, Indiana.

Annual Americus, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,753 $4,057 $3,744 $3,279
American Family $2,355 $3,763 $4,755 $2,807
Farmers $2,762 $3,227 $3,321 $3,050
GEICO $1,217 $1,915 $2,570 $1,684
Liberty Mutual $3,724 $4,404 $6,945 $4,110
Nationwide $2,115 $2,715 $2,605 $2,377
Progressive $2,706 $4,756 $3,225 $3,754
State Farm $2,150 $2,367 $2,150 $2,150
Travelers $2,514 $3,106 $3,517 $2,695
USAA $1,267 $1,807 $2,074 $1,572

Cheap Americus, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Americus, Indiana is not easy. Compare the annual rates for DUI auto insurance in Americus, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Americus, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,744
American Family $4,755
Farmers $3,321
GEICO $2,570
Liberty Mutual $6,945
Nationwide $2,605
Progressive $3,225
State Farm $2,150
Travelers $3,517
USAA $2,074

Cheap Americus, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Americus, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Americus, Indiana

Insurance Company Poor Fair Good
Allstate $4,266 $3,199 $2,910
American Family $4,684 $3,035 $2,540
Farmers $3,602 $2,942 $2,726
GEICO $2,218 $1,846 $1,475
Liberty Mutual $6,385 $4,157 $3,845
Nationwide $2,791 $2,359 $2,208
Progressive $3,972 $3,528 $3,331
State Farm $3,212 $1,916 $1,486
Travelers $3,292 $2,792 $2,789
USAA $2,261 $1,496 $1,283

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Cheap Americus, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Americus, Indiana auto insurance. Find the cheapest annual Americus, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Americus, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,458 $3,458
American Family $3,378 $3,462
Farmers $3,090 $3,090
GEICO $1,815 $1,878
Liberty Mutual $4,669 $4,923
Nationwide $2,453 $2,453
Progressive $3,610 $3,610
State Farm $2,142 $2,267
Travelers $2,958 $2,958
USAA $1,658 $1,702

Cheap Americus, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Americus, Indiana? Check out the comparison of annual Americus, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Americus, Indiana

Insurance Company Low Medium High
Allstate $3,282 $3,444 $3,648
American Family $3,370 $3,533 $3,358
Farmers $2,984 $3,084 $3,201
GEICO $1,739 $1,840 $1,960
Liberty Mutual $4,626 $4,782 $4,979
Nationwide $2,493 $2,433 $2,432
Progressive $3,404 $3,552 $3,874
State Farm $2,093 $2,204 $2,317
Travelers $2,909 $2,985 $2,979
USAA $1,619 $1,676 $1,745

Best By Category: Cheapest Auto Insurance in Americus, Indiana

Compare the cheapest auto insurance companies in Americus, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Americus, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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The Cheapest Americus, Indiana Auto Insurance Companies

What auto insurance companies in Americus, Indiana are the cheapest? Compare the top Americus, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Americus, Indiana

Insurance Company Average Annual Rates
Allstate $3,458
American Family $3,420
Farmers $3,090
GEICO $1,847
Liberty Mutual $4,796
Nationwide $2,453
Progressive $3,610
State Farm $2,205
Travelers $2,958
USAA $1,680

What affects auto insurance rates in Americus, Indiana?

There are a lot of reasons why auto insurance rates in Americus, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Americus, Indiana. Many local factors may affect your Americus auto insurance rates.

Americus Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Americus, Indiana commute length is 31.7 minutes according to City-Data.

Compare Americus, Indiana Auto Insurance Quotes

Before you buy Americus, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Americus, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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