Best Cheap Auto Insurance in Americus, GA (2021)

The average Americus, GA auto insurance rates are $386 per month. The minimum auto insurance in Americus is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Americus, Georgia, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Americus, GA for senior drivers are $2,589 per year
  • The average commute length in Americus is 17.3 minutes
  • The cheapest auto insurance company in Americus is GEICO

Americus, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Americus can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Americus, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Americus to other Georgia cities, including South Fulton auto insurance rates, Albany auto insurance rates, and Columbus auto insurance rates to see how Americus, Georgia auto insurance rates stack up.

Before you buy Americus, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Americus, Georgia auto insurance quotes.

Minimum Auto Insurance in Americus, Georgia

Americus, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Americus, Georgia.

Minimum Required Auto Insurance Coverage in Americus, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Americus, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Americus, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Americus, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,618 $2,618 $2,506 $2,506 $6,099 $7,859 $2,929 $3,198
GEICO $1,602 $1,574 $1,544 $1,544 $4,617 $5,519 $2,026 $2,264
Liberty Mutual $4,989 $5,436 $4,088 $4,641 $20,620 $23,033 $5,291 $5,641
Nationwide $4,010 $4,150 $3,940 $4,342 $12,456 $16,087 $4,886 $5,314
Progressive $2,565 $2,390 $2,193 $2,289 $7,527 $8,355 $2,970 $3,122
State Farm $1,960 $1,960 $1,753 $1,753 $5,097 $6,714 $2,146 $2,311
USAA $1,691 $1,689 $1,565 $1,575 $6,024 $7,140 $2,105 $2,328

Cheap Americus, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Americus, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Americus, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Americus, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,099 $7,859
GEICO $4,617 $5,519
Liberty Mutual $20,620 $23,033
Nationwide $12,456 $16,087
Progressive $7,527 $8,355
State Farm $5,097 $6,714
USAA $6,024 $7,140

Cheap Americus, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Americus, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Americus, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,506 $2,506
GEICO $1,544 $1,544
Liberty Mutual $4,088 $4,641
Nationwide $3,940 $4,342
Progressive $2,193 $2,289
State Farm $1,753 $1,753
USAA $1,565 $1,575

Cheap Americus, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Americus, Georgia compared to the annual auto insurance rates with a clean record in Americus, Georgia.

Annual Americus, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,128 $4,823 $3,927 $3,290
GEICO $1,733 $2,181 $4,489 $1,942
Liberty Mutual $7,010 $9,551 $10,982 $9,327
Nationwide $5,298 $6,223 $9,638 $6,434
Progressive $3,119 $5,336 $3,625 $3,626
State Farm $2,707 $3,216 $2,962 $2,962
USAA $2,309 $2,918 $4,258 $2,573

Cheap Americus, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Americus, Georgia is not easy. Compare the annual rates for DUI auto insurance in Americus, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Americus, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,927
GEICO $4,489
Liberty Mutual $10,982
Nationwide $9,638
Progressive $3,625
State Farm $2,962
USAA $4,258

Cheap Americus, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Americus, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Americus, Georgia

Insurance Company Poor Fair Good
Allstate $4,911 $3,416 $3,048
GEICO $3,253 $2,286 $2,220
Liberty Mutual $13,220 $8,088 $6,345
Nationwide $8,230 $6,650 $5,814
Progressive $4,484 $3,804 $3,492
State Farm $4,196 $2,615 $2,074
USAA $3,928 $2,760 $2,355

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Americus, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Americus, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Americus, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Americus, Georgia

ZIP Code Average Annual Rates
31709 $4,448
31719 $4,483

Cheap Americus, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Americus, Georgia auto insurance. Find the cheapest annual Americus, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Americus, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,706 $3,877
GEICO $2,541 $2,632
Liberty Mutual $9,217 $9,217
Nationwide $6,898 $6,898
Progressive $3,927 $3,927
State Farm $2,962 $2,962
USAA $2,877 $3,152

Cheap Americus, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Americus, Georgia? Check out the comparison of annual Americus, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Americus, Georgia

Insurance Company Low Medium High
Allstate $3,499 $3,830 $4,046
GEICO $2,411 $2,597 $2,751
Liberty Mutual $8,843 $9,168 $9,641
Nationwide $6,793 $7,016 $6,885
Progressive $3,631 $3,870 $4,278
State Farm $2,773 $2,963 $3,149
USAA $2,880 $2,999 $3,165

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Americus, Georgia

Compare the cheapest auto insurance companies in Americus, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Americus, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Americus, Georgia Auto Insurance Companies

What auto insurance companies in Americus, Georgia are the cheapest? Compare the top Americus, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Americus, Georgia

Insurance Company Average Annual Rates
Allstate $3,792
GEICO $2,586
Liberty Mutual $9,217
Nationwide $6,898
Progressive $3,927
State Farm $2,962
USAA $3,014

What affects auto insurance rates in Americus, Georgia?

There are a lot of reasons why auto insurance rates in Americus, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Americus, Georgia. Many local factors may affect your Americus auto insurance rates.

Americus Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Americus, Georgia commute length is 17.3 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Americus, Georgia Auto Insurance Quotes

Before you buy Americus, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Americus, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption