Best Cheap Auto Insurance in Alva, FL (2021)

The average Alva, FL auto insurance rates are $333 per month. The minimum auto insurance in Alva is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Alva, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Alva is 36.3 minutes
  • The cheapest auto insurance company in Alva is USAA
  • The minimum auto insurance required in Alva, Florida is 10/20/10

Alva, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Alva can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Alva, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Alva to other Florida cities, including Orlando auto insurance rates, St. Petersburg auto insurance rates, and Tampa auto insurance rates to see how Alva, Florida auto insurance rates stack up.

Before you buy Alva, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Alva, Florida auto insurance quotes.

Minimum Auto Insurance in Alva, Florida

Alva, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Alva, Florida.

Minimum Required Auto Insurance Coverage in Alva, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Alva, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Alva, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alva, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,913 $3,706 $3,380 $3,417 $13,221 $14,187 $3,878 $3,915
GEICO $2,483 $2,498 $2,322 $2,322 $4,442 $5,614 $2,740 $2,795
Liberty Mutual $3,207 $3,207 $2,943 $2,943 $6,704 $10,293 $3,207 $4,326
Nationwide $2,591 $2,553 $2,312 $2,392 $6,176 $7,581 $2,846 $2,953
Progressive $3,359 $3,175 $2,891 $3,091 $9,398 $10,255 $4,047 $3,878
State Farm $1,875 $1,875 $1,701 $1,701 $5,233 $6,694 $2,083 $2,218
USAA $1,403 $1,378 $1,313 $1,301 $4,844 $5,619 $1,753 $1,891

Cheap Alva, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Alva, Florida is a challenge. Take a look at the annual teen auto insurance rates in Alva, Florida.

Annual Auto Insurance Rates for Teen Drivers in Alva, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,221 $14,187
GEICO $4,442 $5,614
Liberty Mutual $6,704 $10,293
Nationwide $6,176 $7,581
Progressive $9,398 $10,255
State Farm $5,233 $6,694
USAA $4,844 $5,619

Cheap Alva, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Alva, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Alva, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,380 $3,417
GEICO $2,322 $2,322
Liberty Mutual $2,943 $2,943
Nationwide $2,312 $2,392
Progressive $2,891 $3,091
State Farm $1,701 $1,701
USAA $1,313 $1,301

Cheap Alva, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Alva, Florida compared to the annual auto insurance rates with a clean record in Alva, Florida.

Annual Alva, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,356 $6,416 $7,100 $5,937
GEICO $2,208 $2,811 $4,164 $3,426
Liberty Mutual $3,329 $4,312 $6,241 $4,533
Nationwide $3,140 $3,446 $4,631 $3,485
Progressive $3,969 $5,843 $4,928 $5,307
State Farm $2,669 $3,176 $2,922 $2,922
USAA $1,904 $2,356 $3,494 $1,997

Cheap Alva, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Alva, Florida is not easy. Compare the annual rates for DUI auto insurance in Alva, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Alva, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,100
GEICO $4,164
Liberty Mutual $6,241
Nationwide $4,631
Progressive $4,928
State Farm $2,922
USAA $3,494

Cheap Alva, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Alva, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Alva, Florida

Insurance Company Poor Fair Good
Allstate $8,666 $5,487 $4,453
GEICO $4,576 $2,782 $2,098
Liberty Mutual $5,914 $4,355 $3,542
Nationwide $4,608 $3,373 $3,046
Progressive $6,538 $4,635 $3,862
State Farm $4,010 $2,617 $2,140
USAA $3,952 $1,945 $1,417

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Cheap Alva, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Alva, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Alva, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Alva, Florida

ZIP Code Average Annual Rates
33920 $3,090

Cheap Alva, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Alva, Florida auto insurance. Find the cheapest annual Alva, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Alva, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,027 $6,377
GEICO $3,136 $3,168
Liberty Mutual $4,457 $4,751
Nationwide $3,676 $3,676
Progressive $5,012 $5,012
State Farm $2,820 $3,025
USAA $2,411 $2,465

Cheap Alva, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Alva, Florida? Check out the comparison of annual Alva, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alva, Florida

Insurance Company Low Medium High
Allstate $5,007 $6,474 $7,126
GEICO $2,627 $3,258 $3,571
Liberty Mutual $4,236 $4,670 $4,905
Nationwide $2,962 $3,810 $4,255
Progressive $4,209 $5,127 $5,699
State Farm $2,514 $2,991 $3,262
USAA $2,098 $2,527 $2,688

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Best By Category: Cheapest Auto Insurance in Alva, Florida

Compare the cheapest auto insurance companies in Alva, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Alva, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Alva, Florida Auto Insurance Companies

What auto insurance companies in Alva, Florida are the cheapest? Compare the top Alva, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Alva, Florida

Insurance Company Average Annual Rates
Allstate $6,202
GEICO $3,152
Liberty Mutual $4,604
Nationwide $3,676
Progressive $5,012
State Farm $2,922
USAA $2,438

What affects auto insurance rates in Alva, Florida?

There are a lot of reasons why auto insurance rates in Alva, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Alva, Florida. Many local factors may affect your Alva auto insurance rates.

Alva Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Alva, Florida commute length is 36.3 minutes according to City-Data.

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Compare Alva, Florida Auto Insurance Quotes

Before you buy Alva, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Alva, Florida auto insurance quotes.

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