Best Cheap Auto Insurance in Alum Rock, CA (2021)

The average Alum Rock, CA auto insurance rates are $314 per month. The minimum auto insurance in Alum Rock is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Alum Rock, California, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Alum Rock is USAA
  • The most expensive auto insurance company in Alum Rock for teen drivers is Farmers
  • Average auto insurance rates in Alum Rock, CA for senior drivers are $2,250 per year

Alum Rock, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Alum Rock can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Alum Rock, California, including driving record, credit, commute time, and more.

Compare auto insurance in Alum Rock to other California cities, including Anaheim auto insurance rates, Bakersfield auto insurance rates, and Long Beach auto insurance rates to see how Alum Rock, California auto insurance rates stack up.

Before you buy Alum Rock, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Alum Rock, California auto insurance quotes.

Minimum Auto Insurance in Alum Rock, California

Alum Rock, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Alum Rock, California.

Minimum Required Auto Insurance Coverage in Alum Rock, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Alum Rock, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Alum Rock, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alum Rock, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,744 $2,742 $2,013 $2,026 $7,710 $9,699 $3,503 $3,834
Farmers $2,842 $2,842 $2,565 $2,565 $9,078 $14,893 $3,370 $3,756
GEICO $1,876 $1,877 $1,764 $1,764 $5,737 $5,845 $2,698 $2,761
Liberty Mutual $2,245 $2,125 $2,094 $2,029 $4,935 $5,254 $2,531 $2,549
Nationwide $3,507 $3,346 $3,057 $2,879 $9,021 $9,929 $4,210 $4,163
Progressive $1,744 $1,794 $1,468 $1,746 $4,612 $5,554 $2,492 $2,675
State Farm $3,495 $3,495 $3,123 $3,123 $6,453 $8,001 $3,872 $3,993
Travelers $2,559 $2,476 $2,264 $2,239 $5,326 $6,102 $3,339 $3,265
USAA $1,935 $1,833 $1,886 $1,895 $4,405 $4,443 $2,685 $2,538

Cheap Alum Rock, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Alum Rock, California is a challenge. Take a look at the annual teen auto insurance rates in Alum Rock, California.

Annual Auto Insurance Rates for Teen Drivers in Alum Rock, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,710 $9,699
Farmers $9,078 $14,893
GEICO $5,737 $5,845
Liberty Mutual $4,935 $5,254
Nationwide $9,021 $9,929
Progressive $4,612 $5,554
State Farm $6,453 $8,001
Travelers $5,326 $6,102
USAA $4,405 $4,443

Cheap Alum Rock, California Auto Insurance for Seniors

What are senior auto insurance rates in Alum Rock, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Alum Rock, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,013 $2,026
Farmers $2,565 $2,565
GEICO $1,764 $1,764
Liberty Mutual $2,094 $2,029
Nationwide $3,057 $2,879
Progressive $1,468 $1,746
State Farm $3,123 $3,123
Travelers $2,264 $2,239
USAA $1,886 $1,895

Cheap Alum Rock, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Alum Rock, California compared to the annual auto insurance rates with a clean record in Alum Rock, California.

Annual Alum Rock, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,588 $4,343 $6,812 $3,393
Farmers $3,870 $5,274 $6,573 $5,238
GEICO $2,126 $3,284 $4,115 $2,637
Liberty Mutual $2,579 $3,454 $3,116 $2,732
Nationwide $3,499 $4,482 $7,593 $4,482
Progressive $1,816 $3,073 $3,537 $2,617
State Farm $3,173 $3,783 $7,141 $3,681
Travelers $2,295 $3,745 $4,361 $3,385
USAA $1,795 $2,675 $4,373 $1,967

Cheap Alum Rock, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Alum Rock, California is not easy. Compare the annual rates for DUI auto insurance in Alum Rock, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Alum Rock, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,812
Farmers $6,573
GEICO $4,115
Liberty Mutual $3,116
Nationwide $7,593
Progressive $3,537
State Farm $7,141
Travelers $4,361
USAA $4,373

Cheap Alum Rock, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Alum Rock, California auto insurance. Find the cheapest annual Alum Rock, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Alum Rock, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,867 $4,701
Farmers $4,754 $5,724
GEICO $2,762 $3,319
Liberty Mutual $2,729 $3,211
Nationwide $4,423 $5,606
Progressive $2,500 $3,022
State Farm $4,284 $4,605
Travelers $3,097 $3,795
USAA $2,492 $2,913

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Cheap Alum Rock, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Alum Rock, California? Check out the comparison of annual Alum Rock, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alum Rock, California

Insurance Company Low Medium High
Allstate $4,067 $4,320 $4,465
Farmers $4,887 $5,278 $5,552
GEICO $2,817 $3,071 $3,233
Liberty Mutual $2,771 $2,998 $3,142
Nationwide $4,546 $5,103 $5,393
Progressive $2,496 $2,847 $2,939
State Farm $4,008 $4,523 $4,802
Travelers $3,017 $3,541 $3,781
USAA $2,466 $2,752 $2,889

Best By Category: Cheapest Auto Insurance in Alum Rock, California

Compare the cheapest auto insurance companies in Alum Rock, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Alum Rock, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Alum Rock, California Auto Insurance Companies

What auto insurance companies in Alum Rock, California are the cheapest? Compare the top Alum Rock, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Alum Rock, California

Insurance Company Average Annual Rates
Allstate $4,284
Farmers $5,239
GEICO $3,040
Liberty Mutual $2,970
Nationwide $5,014
Progressive $2,761
State Farm $4,445
Travelers $3,446
USAA $2,703

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What affects auto insurance rates in Alum Rock, California?

There are a lot of reasons why auto insurance rates in Alum Rock, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Alum Rock, California. Many local factors may affect your Alum Rock auto insurance rates.

Alum Rock Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Alum Rock, California commute length is 29.2 minutes according to City-Data.

Compare Alum Rock, California Auto Insurance Quotes

Before you buy Alum Rock, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Alum Rock, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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