Best Cheap Auto Insurance in Altoona, KS (2021)

The average Altoona, KS auto insurance rates are $281 per month. The minimum auto insurance in Altoona is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Altoona, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Altoona is American Family
  • The most expensive auto insurance company in Altoona for teen drivers is Liberty Mutual
  • The average commute length in Altoona is 22.3 minutes

Altoona, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Altoona can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Altoona, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Altoona to other Kansas cities, including Olathe auto insurance rates, Wichita auto insurance rates, and Lawrence auto insurance rates to see how Altoona, Kansas auto insurance rates stack up.

Before you buy Altoona, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Altoona, Kansas auto insurance quotes.

Minimum Auto Insurance in Altoona, Kansas

Altoona, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Altoona, Kansas.

Minimum Required Auto Insurance Coverage in Altoona, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Altoona, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Altoona, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Altoona, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,921 $2,846 $2,594 $2,670 $7,834 $8,726 $3,015 $3,133
American Family $1,724 $1,724 $1,556 $1,556 $3,322 $3,982 $1,724 $1,936
Farmers $2,535 $2,519 $2,268 $2,364 $6,742 $6,980 $2,856 $3,012
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,380 $2,574 $2,267 $2,531 $10,904 $12,184 $2,608 $2,824
Nationwide $1,723 $1,777 $1,535 $1,654 $3,569 $4,377 $2,008 $2,138
Progressive $2,419 $2,310 $1,949 $2,033 $8,835 $9,979 $2,861 $3,070
State Farm $1,754 $1,754 $1,528 $1,528 $4,542 $5,807 $1,968 $2,217
Travelers $2,056 $2,094 $1,998 $2,024 $8,235 $12,853 $2,103 $2,492
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

Cheap Altoona, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Altoona, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Altoona, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Altoona, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,834 $8,726
American Family $3,322 $3,982
Farmers $6,742 $6,980
GEICO $4,439 $5,960
Liberty Mutual $10,904 $12,184
Nationwide $3,569 $4,377
Progressive $8,835 $9,979
State Farm $4,542 $5,807
Travelers $8,235 $12,853
USAA $4,807 $5,062

Cheap Altoona, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Altoona, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Altoona, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,594 $2,670
American Family $1,556 $1,556
Farmers $2,268 $2,364
GEICO $2,443 $2,273
Liberty Mutual $2,267 $2,531
Nationwide $1,535 $1,654
Progressive $1,949 $2,033
State Farm $1,528 $1,528
Travelers $1,998 $2,024
USAA $1,313 $1,333

Cheap Altoona, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Altoona, Kansas compared to the annual auto insurance rates with a clean record in Altoona, Kansas.

Annual Altoona, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,650 $4,252 $4,882 $4,085
American Family $2,153 $2,303 $2,153 $2,153
Farmers $3,088 $3,964 $3,863 $3,723
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,617 $5,420 $5,327 $4,771
Nationwide $1,769 $2,032 $3,568 $2,021
Progressive $3,867 $4,513 $4,036 $4,313
State Farm $2,456 $2,819 $2,637 $2,637
Travelers $3,092 $4,024 $5,539 $4,272
USAA $1,765 $2,373 $3,494 $2,020

Cheap Altoona, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Altoona, Kansas is not easy. Compare the annual rates for DUI auto insurance in Altoona, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Altoona, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,882
American Family $2,153
Farmers $3,863
GEICO $4,922
Liberty Mutual $5,327
Nationwide $3,568
Progressive $4,036
State Farm $2,637
Travelers $5,539
USAA $3,494

Cheap Altoona, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Altoona, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Altoona, Kansas

Insurance Company Poor Fair Good
Allstate $5,236 $3,963 $3,453
American Family $2,860 $2,025 $1,687
Farmers $4,316 $3,428 $3,234
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,784 $4,784 $4,784
Nationwide $2,602 $2,298 $2,142
Progressive $4,802 $4,027 $3,717
State Farm $3,840 $2,295 $1,777
Travelers $4,895 $3,979 $3,821
USAA $3,299 $2,163 $1,778

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Cheap Altoona, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Altoona, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Altoona, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Altoona, Kansas

ZIP Code Average Annual Rates
66710 $3,556

Cheap Altoona, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Altoona, Kansas auto insurance. Find the cheapest annual Altoona, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Altoona, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,217 $4,217
American Family $2,162 $2,219
Farmers $3,659 $3,659
GEICO $3,027 $3,159
Liberty Mutual $4,784 $4,784
Nationwide $2,348 $2,348
Progressive $4,182 $4,182
State Farm $2,572 $2,703
Travelers $4,232 $4,232
USAA $2,341 $2,485

Cheap Altoona, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Altoona, Kansas? Check out the comparison of annual Altoona, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Altoona, Kansas

Insurance Company Low Medium High
Allstate $4,092 $4,208 $4,352
American Family $2,214 $2,301 $2,056
Farmers $3,520 $3,641 $3,818
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,663 $4,772 $4,917
Nationwide $2,468 $2,321 $2,254
Progressive $3,963 $4,151 $4,432
State Farm $2,547 $2,644 $2,720
Travelers $4,019 $4,237 $4,439
USAA $2,328 $2,406 $2,504

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Best By Category: Cheapest Auto Insurance in Altoona, Kansas

Compare the cheapest auto insurance companies in Altoona, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Altoona, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Altoona, Kansas Auto Insurance Companies

What auto insurance companies in Altoona, Kansas are the cheapest? Compare the top Altoona, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Altoona, Kansas

Insurance Company Average Annual Rates
Allstate $4,217
American Family $2,191
Farmers $3,659
GEICO $3,093
Liberty Mutual $4,784
Nationwide $2,348
Progressive $4,182
State Farm $2,637
Travelers $4,232
USAA $2,413

What affects auto insurance rates in Altoona, Kansas?

There are a lot of reasons why auto insurance rates in Altoona, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Altoona, Kansas. Many local factors may affect your Altoona auto insurance rates.

Altoona Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Altoona, Kansas commute length is 22.3 minutes according to City-Data.

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Compare Altoona, Kansas Auto Insurance Quotes

Before you buy Altoona, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Altoona, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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