Best Cheap Auto Insurance in Alton, TX (2021)

The average Alton, TX auto insurance rates are $383 per month. The minimum auto insurance in Alton is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Alton, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Alton is 24.6 minutes
  • Average auto insurance rates in Alton, TX for senior drivers are $2,856 per year
  • The cheapest auto insurance company in Alton is USAA

Alton, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Alton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Alton, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Alton to other Texas cities, including Corpus Christi auto insurance rates, Arlington auto insurance rates, and Houston auto insurance rates to see how Alton, Texas auto insurance rates stack up.

Before you buy Alton, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Alton, Texas auto insurance quotes.

Minimum Auto Insurance in Alton, Texas

Alton, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Alton, Texas.

Minimum Required Auto Insurance Coverage in Alton, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Alton, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Alton, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alton, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,209 $4,268 $4,161 $4,161 $10,570 $12,825 $5,200 $5,449
American Family $3,421 $3,797 $3,095 $3,543 $8,569 $11,229 $4,835 $5,499
GEICO $2,815 $3,077 $2,804 $3,286 $6,076 $6,124 $3,017 $2,892
Nationwide $3,473 $3,548 $3,055 $3,258 $9,516 $12,342 $4,048 $4,406
Progressive $2,900 $2,766 $2,535 $2,609 $11,106 $12,350 $3,414 $3,445
State Farm $2,211 $2,211 $1,960 $1,960 $5,189 $6,584 $2,397 $2,461
USAA $1,845 $1,871 $1,770 $1,781 $5,015 $5,486 $2,471 $2,673

Cheap Alton, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Alton, Texas is a challenge. Take a look at the annual teen auto insurance rates in Alton, Texas.

Annual Auto Insurance Rates for Teen Drivers in Alton, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,570 $12,825
American Family $8,569 $11,229
GEICO $6,076 $6,124
Nationwide $9,516 $12,342
Progressive $11,106 $12,350
State Farm $5,189 $6,584
USAA $5,015 $5,486

Cheap Alton, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Alton, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Alton, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,161 $4,161
American Family $3,095 $3,543
GEICO $2,804 $3,286
Nationwide $3,055 $3,258
Progressive $2,535 $2,609
State Farm $1,960 $1,960
USAA $1,770 $1,781

Cheap Alton, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Alton, Texas compared to the annual auto insurance rates with a clean record in Alton, Texas.

Annual Alton, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,035 $7,550 $7,803 $5,035
American Family $5,040 $6,334 $5,579 $5,040
GEICO $3,185 $4,207 $3,509 $4,145
Nationwide $4,708 $4,708 $7,064 $5,344
Progressive $4,484 $5,735 $5,270 $5,074
State Farm $2,781 $3,179 $3,744 $2,781
USAA $2,139 $3,160 $3,699 $2,458

Cheap Alton, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Alton, Texas is not easy. Compare the annual rates for DUI auto insurance in Alton, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Alton, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,803
American Family $5,579
GEICO $3,509
Nationwide $7,064
Progressive $5,270
State Farm $3,744
USAA $3,699

Cheap Alton, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Alton, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Alton, Texas

Insurance Company Poor Fair Good
Allstate $8,119 $5,906 $5,042
American Family $7,598 $4,751 $4,146
GEICO $5,823 $3,282 $2,178
Nationwide $6,602 $5,228 $4,537
Progressive $5,871 $4,976 $4,574
State Farm $4,426 $2,750 $2,188
USAA $4,187 $2,437 $1,968

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Cheap Alton, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Alton, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Alton, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Alton, Texas

ZIP Code Average Annual Rates
78573 $6,671

Cheap Alton, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Alton, Texas auto insurance. Find the cheapest annual Alton, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Alton, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,206 $6,505
American Family $5,498 $5,498
GEICO $3,682 $3,840
Nationwide $5,456 $5,456
Progressive $5,141 $5,141
State Farm $3,121 $3,121
USAA $2,827 $2,901

Cheap Alton, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Alton, Texas? Check out the comparison of annual Alton, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alton, Texas

Insurance Company Low Medium High
Allstate $6,202 $6,298 $6,566
American Family $5,070 $5,267 $6,158
GEICO $3,420 $3,655 $4,210
Nationwide $5,806 $5,206 $5,356
Progressive $4,818 $5,107 $5,498
State Farm $2,923 $3,098 $3,343
USAA $2,740 $2,846 $3,006

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Best By Category: Cheapest Auto Insurance in Alton, Texas

Compare the cheapest auto insurance companies in Alton, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Alton, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Alton, Texas Auto Insurance Companies

What auto insurance companies in Alton, Texas are the cheapest? Compare the top Alton, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Alton, Texas

Insurance Company Average Annual Rates
Allstate $6,355
American Family $5,498
GEICO $3,761
Nationwide $5,456
Progressive $5,141
State Farm $3,121
USAA $2,864

What affects auto insurance rates in Alton, Texas?

There are a lot of reasons why auto insurance rates in Alton, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Alton, Texas. Many local factors may affect your Alton auto insurance rates.

Alton Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Alton, Texas auto theft statistics, there have been 12 auto thefts in the city.

Alton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Alton, Texas commute length is 24.6 minutes according to City-Data.

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Compare Alton, Texas Auto Insurance Quotes

Before you buy Alton, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Alton, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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