Best Cheap Auto Insurance in Alton, KS (2021)

The average Alton, KS auto insurance rates are $280 per month. The minimum auto insurance in Alton is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Alton, Kansas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Alton is 19.2 minutes
  • The cheapest auto insurance company in Alton is American Family
  • The most expensive auto insurance company in Alton for teen drivers is Liberty Mutual

Alton, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Alton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Alton, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Alton to other Kansas cities, including Shawnee auto insurance rates, Wichita auto insurance rates, and Kansas City auto insurance rates to see how Alton, Kansas auto insurance rates stack up.

Before you buy Alton, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Alton, Kansas auto insurance quotes.

Minimum Auto Insurance in Alton, Kansas

Alton, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Alton, Kansas.

Minimum Required Auto Insurance Coverage in Alton, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Alton, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Alton, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alton, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,754 $1,754 $1,581 $1,581 $3,254 $3,878 $1,754 $1,954
Farmers $2,665 $2,655 $2,390 $2,484 $6,730 $6,974 $2,985 $3,154
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,424 $2,624 $2,281 $2,547 $10,604 $11,854 $2,678 $2,904
Nationwide $1,942 $2,016 $1,717 $1,866 $3,702 $4,573 $2,219 $2,372
Progressive $2,584 $2,491 $2,083 $2,163 $8,986 $10,170 $3,057 $3,270
State Farm $1,634 $1,634 $1,429 $1,429 $4,322 $5,512 $1,835 $2,072
Travelers $2,095 $2,138 $2,006 $2,044 $8,150 $12,734 $2,136 $2,566
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

Cheap Alton, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Alton, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Alton, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Alton, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,254 $3,878
Farmers $6,730 $6,974
GEICO $4,439 $5,960
Liberty Mutual $10,604 $11,854
Nationwide $3,702 $4,573
Progressive $8,986 $10,170
State Farm $4,322 $5,512
Travelers $8,150 $12,734
USAA $4,580 $4,837

Cheap Alton, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Alton, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Alton, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,581 $1,581
Farmers $2,390 $2,484
GEICO $2,443 $2,273
Liberty Mutual $2,281 $2,547
Nationwide $1,717 $1,866
Progressive $2,083 $2,163
State Farm $1,429 $1,429
Travelers $2,006 $2,044
USAA $1,272 $1,296

Cheap Alton, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Alton, Kansas compared to the annual auto insurance rates with a clean record in Alton, Kansas.

Annual Alton, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $2,151 $2,301 $2,151 $2,151
Farmers $3,181 $4,058 $3,956 $3,823
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,610 $5,352 $5,262 $4,733
Nationwide $1,886 $2,183 $3,957 $2,178
Progressive $4,031 $4,681 $4,194 $4,496
State Farm $2,306 $2,661 $2,483 $2,483
Travelers $3,127 $4,033 $5,510 $4,264
USAA $1,705 $2,284 $3,352 $1,950

Cheap Alton, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Alton, Kansas is not easy. Compare the annual rates for DUI auto insurance in Alton, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Alton, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,515
American Family $2,151
Farmers $3,956
GEICO $4,922
Liberty Mutual $5,262
Nationwide $3,957
Progressive $4,194
State Farm $2,483
Travelers $5,510
USAA $3,352

Cheap Alton, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Alton, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Alton, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,854 $2,029 $1,683
Farmers $4,439 $3,509 $3,315
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,739 $4,739 $4,739
Nationwide $2,854 $2,482 $2,317
Progressive $5,028 $4,179 $3,844
State Farm $3,615 $2,161 $1,674
Travelers $4,909 $3,975 $3,817
USAA $3,182 $2,079 $1,707

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Alton, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Alton, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Alton, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Alton, Kansas

ZIP Code Average Annual Rates
67623 $3,526

Cheap Alton, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Alton, Kansas auto insurance. Find the cheapest annual Alton, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Alton, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,160 $2,218
Farmers $3,754 $3,754
GEICO $3,027 $3,159
Liberty Mutual $4,739 $4,739
Nationwide $2,551 $2,551
Progressive $4,350 $4,350
State Farm $2,422 $2,545
Travelers $4,234 $4,234
USAA $2,254 $2,392

Cheap Alton, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Alton, Kansas? Check out the comparison of annual Alton, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alton, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,222 $2,300 $2,045
Farmers $3,624 $3,738 $3,902
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,636 $4,729 $4,853
Nationwide $2,700 $2,521 $2,432
Progressive $4,157 $4,321 $4,573
State Farm $2,394 $2,490 $2,566
Travelers $4,040 $4,240 $4,421
USAA $2,253 $2,318 $2,398

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Alton, Kansas

Compare the cheapest auto insurance companies in Alton, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Alton, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Alton, Kansas Auto Insurance Companies

What auto insurance companies in Alton, Kansas are the cheapest? Compare the top Alton, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Alton, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,189
Farmers $3,754
GEICO $3,093
Liberty Mutual $4,739
Nationwide $2,551
Progressive $4,350
State Farm $2,483
Travelers $4,234
USAA $2,323

What affects auto insurance rates in Alton, Kansas?

There are a lot of reasons why auto insurance rates in Alton, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Alton, Kansas. Many local factors may affect your Alton auto insurance rates.

Alton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Alton, Kansas commute length is 19.2 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Alton, Kansas Auto Insurance Quotes

Before you buy Alton, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Alton, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption