Best Cheap Auto Insurance in Altamont, NY (2021)

The average Altamont, NY auto insurance rates are $269 per month. The minimum auto insurance in Altamont is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Altamont, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Altamont is 27.6 minutes
  • Average auto insurance rates in Altamont, NY for senior drivers are $1,978 per year
  • The cheapest auto insurance company in Altamont is GEICO

Altamont, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Altamont can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Altamont, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Altamont to other New York cities, including Syracuse auto insurance rates, Mount Vernon auto insurance rates, and Yonkers auto insurance rates to see how Altamont, New York auto insurance rates stack up.

Before you buy Altamont, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Altamont, New York auto insurance quotes.

Minimum Auto Insurance in Altamont, New York

Altamont, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Altamont, New York.

Minimum Required Auto Insurance Coverage in Altamont, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Altamont, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Altamont, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Altamont, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,461 $2,325 $2,314 $2,358 $7,354 $7,952 $2,438 $2,467
GEICO $1,446 $1,395 $1,411 $1,390 $3,117 $4,626 $1,300 $1,343
Liberty Mutual $3,353 $3,353 $3,125 $3,125 $6,539 $10,591 $3,353 $3,555
Nationwide $2,041 $2,041 $1,929 $1,929 $3,658 $5,430 $2,041 $2,598
Progressive $1,733 $1,620 $1,395 $1,413 $6,096 $6,813 $2,259 $2,207
State Farm $1,994 $1,994 $1,745 $1,745 $6,034 $7,782 $2,199 $2,338
Travelers $2,602 $2,625 $2,400 $2,573 $6,242 $7,472 $2,777 $2,895
USAA $1,532 $1,502 $1,397 $1,391 $6,246 $7,415 $1,952 $2,149

Cheap Altamont, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Altamont, New York is a challenge. Take a look at the annual teen auto insurance rates in Altamont, New York.

Annual Auto Insurance Rates for Teen Drivers in Altamont, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,354 $7,952
GEICO $3,117 $4,626
Liberty Mutual $6,539 $10,591
Nationwide $3,658 $5,430
Progressive $6,096 $6,813
State Farm $6,034 $7,782
Travelers $6,242 $7,472
USAA $6,246 $7,415

Cheap Altamont, New York Auto Insurance for Seniors

What are senior auto insurance rates in Altamont, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Altamont, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,314 $2,358
GEICO $1,411 $1,390
Liberty Mutual $3,125 $3,125
Nationwide $1,929 $1,929
Progressive $1,395 $1,413
State Farm $1,745 $1,745
Travelers $2,400 $2,573
USAA $1,397 $1,391

Cheap Altamont, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Altamont, New York compared to the annual auto insurance rates with a clean record in Altamont, New York.

Annual Altamont, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,130 $3,130 $4,607 $3,968
GEICO $1,555 $1,696 $3,209 $1,555
Liberty Mutual $3,689 $3,689 $7,431 $3,689
Nationwide $2,080 $2,080 $4,546 $2,127
Progressive $2,861 $2,861 $3,166 $2,879
State Farm $3,071 $3,071 $3,387 $3,387
Travelers $3,145 $3,954 $4,012 $3,682
USAA $2,609 $2,652 $3,879 $2,652

Cheap Altamont, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Altamont, New York is not easy. Compare the annual rates for DUI auto insurance in Altamont, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Altamont, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,607
GEICO $3,209
Liberty Mutual $7,431
Nationwide $4,546
Progressive $3,166
State Farm $3,387
Travelers $4,012
USAA $3,879

Cheap Altamont, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Altamont, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Altamont, New York

Insurance Company Poor Fair Good
Allstate $5,294 $3,126 $2,707
GEICO $2,511 $1,844 $1,656
Liberty Mutual $6,458 $4,235 $3,180
Nationwide $2,708 $2,708 $2,708
Progressive $4,613 $2,425 $1,788
State Farm $4,559 $2,859 $2,269
Travelers $5,056 $3,226 $2,813
USAA $4,508 $2,300 $2,036

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Cheap Altamont, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Altamont, New York can vary. Compare the annual cost of auto insurance by ZIP code in Altamont, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Altamont, New York

ZIP Code Average Annual Rates
12009 $3,303

Cheap Altamont, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Altamont, New York auto insurance. Find the cheapest annual Altamont, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Altamont, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,659 $3,759
GEICO $1,944 $2,063
Liberty Mutual $4,496 $4,753
Nationwide $2,708 $2,708
Progressive $2,942 $2,942
State Farm $3,117 $3,340
Travelers $3,698 $3,698
USAA $2,919 $2,977

Cheap Altamont, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Altamont, New York? Check out the comparison of annual Altamont, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Altamont, New York

Insurance Company Low Medium High
Allstate $3,525 $3,698 $3,903
GEICO $1,899 $2,003 $2,110
Liberty Mutual $4,407 $4,607 $4,859
Nationwide $2,546 $2,689 $2,890
Progressive $2,800 $2,931 $3,095
State Farm $3,034 $3,251 $3,401
Travelers $3,525 $3,672 $3,899
USAA $2,855 $2,933 $3,055

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Best By Category: Cheapest Auto Insurance in Altamont, New York

Compare the cheapest auto insurance companies in Altamont, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Altamont, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Altamont, New York Auto Insurance Companies

What auto insurance companies in Altamont, New York are the cheapest? Compare the top Altamont, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Altamont, New York

Insurance Company Average Annual Rates
Allstate $3,709
GEICO $2,004
Liberty Mutual $4,624
Nationwide $2,708
Progressive $2,942
State Farm $3,229
Travelers $3,698
USAA $2,948

What affects auto insurance rates in Altamont, New York?

There are a lot of reasons why auto insurance rates in Altamont, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Altamont, New York. Many local factors may affect your Altamont auto insurance rates.

Altamont Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Altamont, New York commute length is 27.6 minutes according to City-Data.

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Compare Altamont, New York Auto Insurance Quotes

Before you buy Altamont, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Altamont, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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