Best Cheap Auto Insurance in Altamont, IL (2021)

The average Altamont, IL auto insurance rates are $242 per month. The minimum auto insurance in Altamont is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Altamont, Illinois, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Altamont is State Farm
  • The minimum auto insurance required in Altamont, Illinois is 25/50/20
  • The most expensive auto insurance company in Altamont for teen drivers is Farmers

Altamont, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Altamont can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Altamont, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Altamont to other Illinois cities, including Elgin auto insurance rates, Rockford auto insurance rates, and Springfield auto insurance rates to see how Altamont, Illinois auto insurance rates stack up.

Before you buy Altamont, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Altamont, Illinois auto insurance quotes.

Minimum Auto Insurance in Altamont, Illinois

Altamont, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Altamont, Illinois.

Minimum Required Auto Insurance Coverage in Altamont, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Altamont, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Altamont, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Altamont, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,201 $2,201 $2,014 $2,014 $6,175 $8,572 $2,201 $2,838
Farmers $2,166 $2,167 $1,923 $2,031 $9,176 $9,565 $2,474 $2,593
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,309 $1,415 $1,092 $1,220 $4,118 $4,581 $1,370 $1,449
Nationwide $1,505 $1,533 $1,343 $1,422 $4,036 $5,173 $1,742 $1,884
Progressive $1,781 $1,691 $1,468 $1,531 $6,322 $7,106 $2,125 $2,304
State Farm $1,308 $1,308 $1,164 $1,164 $3,703 $4,697 $1,477 $1,699
Travelers $1,398 $1,475 $1,270 $1,353 $3,912 $4,886 $1,481 $1,560
USAA $1,638 $1,669 $1,524 $1,504 $5,277 $5,820 $2,158 $2,375

Cheap Altamont, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Altamont, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Altamont, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Altamont, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,175 $8,572
Farmers $9,176 $9,565
GEICO $4,375 $4,641
Liberty Mutual $4,118 $4,581
Nationwide $4,036 $5,173
Progressive $6,322 $7,106
State Farm $3,703 $4,697
Travelers $3,912 $4,886
USAA $5,277 $5,820

Cheap Altamont, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Altamont, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Altamont, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $2,014 $2,014
Farmers $1,923 $2,031
GEICO $1,364 $1,612
Liberty Mutual $1,092 $1,220
Nationwide $1,343 $1,422
Progressive $1,468 $1,531
State Farm $1,164 $1,164
Travelers $1,270 $1,353
USAA $1,524 $1,504

Cheap Altamont, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Altamont, Illinois compared to the annual auto insurance rates with a clean record in Altamont, Illinois.

Annual Altamont, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,590 $3,691 $4,889 $2,939
Farmers $3,389 $4,364 $4,255 $4,040
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,731 $2,436 $2,151 $1,960
Nationwide $1,885 $2,428 $2,847 $2,159
Progressive $2,512 $3,705 $2,778 $3,169
State Farm $1,890 $2,240 $2,065 $2,065
Travelers $1,730 $2,255 $2,519 $2,165
USAA $1,958 $2,812 $3,851 $2,361

Cheap Altamont, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Altamont, Illinois is not easy. Compare the annual rates for DUI auto insurance in Altamont, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Altamont, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,309
American Family $4,889
Farmers $4,255
GEICO $3,141
Liberty Mutual $2,151
Nationwide $2,847
Progressive $2,778
State Farm $2,065
Travelers $2,519
USAA $3,851

Cheap Altamont, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Altamont, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Altamont, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,695 $3,190 $2,696
Farmers $4,564 $3,829 $3,643
GEICO $3,690 $1,812 $1,417
Liberty Mutual $2,927 $1,824 $1,457
Nationwide $2,776 $2,244 $1,969
Progressive $3,468 $2,941 $2,714
State Farm $3,003 $1,798 $1,394
Travelers $2,650 $2,121 $1,729
USAA $3,657 $2,511 $2,069

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Altamont, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Altamont, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Altamont, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Altamont, Illinois

ZIP Code Average Annual Rates
62411 $2,850

Cheap Altamont, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Altamont, Illinois auto insurance. Find the cheapest annual Altamont, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Altamont, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,482 $3,573
Farmers $4,012 $4,012
GEICO $2,263 $2,351
Liberty Mutual $2,069 $2,069
Nationwide $2,330 $2,330
Progressive $3,041 $3,041
State Farm $2,013 $2,117
Travelers $2,083 $2,251
USAA $2,669 $2,823

Cheap Altamont, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Altamont, Illinois? Check out the comparison of annual Altamont, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Altamont, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,413 $3,656 $3,512
Farmers $3,823 $3,920 $4,293
GEICO $2,131 $2,300 $2,489
Liberty Mutual $1,956 $2,065 $2,187
Nationwide $2,330 $2,344 $2,315
Progressive $2,796 $3,035 $3,291
State Farm $1,960 $2,068 $2,168
Travelers $2,032 $2,164 $2,304
USAA $2,561 $2,743 $2,933

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Altamont, Illinois

Compare the cheapest auto insurance companies in Altamont, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Altamont, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest Altamont, Illinois Auto Insurance Companies

What auto insurance companies in Altamont, Illinois are the cheapest? Compare the top Altamont, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Altamont, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,527
Farmers $4,012
GEICO $2,307
Liberty Mutual $2,069
Nationwide $2,330
Progressive $3,041
State Farm $2,065
Travelers $2,167
USAA $2,746

What affects auto insurance rates in Altamont, Illinois?

There are a lot of reasons why auto insurance rates in Altamont, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Altamont, Illinois. Many local factors may affect your Altamont auto insurance rates.

Altamont Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Altamont, Illinois commute length is 21.0 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Altamont, Illinois Auto Insurance Quotes

Before you buy Altamont, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Altamont, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption